# Pearler Headstart > Australian app for parents to micro-invest for children's financial future. (iPhone/iPad app by Pearler Investments Pty Ltd.) - Source: https://appshunter.io/ios/app/pearler-headstart/id1633396961 (this page in markdown: same URL + `.md`) - Developer: [Pearler Investments Pty Ltd](https://appshunter.io/developer/1559930800) - Category: Finance, Education - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 52 MB - Languages: American English - Released: 2022-11-29 - Data updated: 2026-06-20 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/pearler-headstart/id1633396961/reviews.md ## What is Pearler Headstart? Pearler Headstart is an investing app designed for Aussie parents to give their kids a financial head start. No matter how small you begin, kids have time on their side to let the power of compounding do the work. So let’s get them started! Invest to suit their age. Like small regular allowances, birthday cash, even rounding up your spare change… right through to when they earn their first casual pay and beyond. With Pearler Headstart, you can: Micro invest into to passive index funds Track goals and share the journey Automate your investing with our set and forget feature Roundup purchases to set aside spare change Invest on a child’s behalf or in your name Safely grow wealth within a regulated managed fund A BIT ABOUT PEARLER We’ve helped over 65 thousand Aussies invest half a billion (yes billion!) dollars, mainly into low cost ETFs, with our easy automatable investing app. We offer ASX and US shares alongside a range of wealth building tools and education, all focused on maintaining that long term mindset. That’s why we call ourselves the home of investing for financial independence, and we’re built for the long term investor. At Pearler, there’s no meme stocks, get-rich-quick tips or FOMO, just a dedicated community of sensible investors. HOW DOES HEADSTART WORK We had so many people ask us to help them invest for their kids, we decided to launch an app designed for adults to share the magic of investing. With this simplified app you can give kids a glance at how their mini portfolio is going as well as track progress to those big life goals. Pearler Headstart is a regulated managed fund that holds ETFs for you to make micro investing possible. This financial product is issued by Melbourne Securities Corporation Limited (ACN 160 326 545 AFSL 428 289). It's important to read the PDS and TMD and you can find out more about us at Pearler.com. Want direct ASX shares instead? Try Pearler Shares. IMPORTANT THAT YOU READ The information on this website is prepared by Pearler Investments Pty Ltd t/a Pearler ACN 625 120 649 who is an authorised representative (AR No. 1281540) of Sanlam Private Wealth Pty Ltd ACN 136 960 775 (Australian Financial Services Licence No. 337927). At pearler, we strive to make investing for your long term goals easier and fun but we only provide general information and/ or general advice. We don’t present you any options based on your personal objectives, circumstances or financial needs nor do we use your preferences or search history to tailor your user experience. Any advice is of a general nature only. It’s important that you are aware that when investing, your invested capital is at risk. As investments carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. Please view our Financial Services Guide before deciding to use or invest. The financial products described here in relation to Pearler Headstart will be issued by Melbourne Securities Corporation Limited (ACN 160 326 545 AFSL 428 289), as disclosed in the relevant PDS. You should also read the TMD which describes who the financial products mentioned herein, may be appropriate for. All information is general information only and does not consider your personal circumstances, financial situation or needs. Before making a financial decision, you should read the PDS and TMD and consider whether the product is right for you and whether you should obtain advice from a professional financial adviser. ## Key features - Micro-investing in passive index funds - Track investment goals - Automate investing - Round up spare change - Invest on behalf of a child - Regulated managed fund ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/pearler-headstart/id1633396961/reviews.md ### 4/5 — I CAN BUY A CAR ( in the future ) *2025-02-02* Awesome, only thing they could change is that you should be able to see the companies your investing in ## Frequently asked questions about Pearler Headstart ### What is Pearler Headstart? Pearler Headstart is a simplified investing app designed for Australian parents to help their children build wealth. It allows for micro-investing into passive index funds and tracking progress towards financial goals. ### How does Pearler Headstart work? The app enables you to micro-invest for your child by using methods like rounding up spare change from purchases or investing small regular allowances. It operates as a regulated managed fund holding ETFs. ### Can I invest on behalf of my child with Pearler Headstart? Yes, you can invest on a child's behalf or in your own name through Pearler Headstart. This allows you to manage and grow their investments from an early age. ### What types of investments are available on Pearler Headstart? Pearler Headstart focuses on micro-investing into passive index funds. These are held within a regulated managed fund, offering a safe way to grow wealth over the long term. ### Is Pearler Headstart free to use? Yes, Pearler Headstart is a free application. There are no charges to download or use the app itself for managing your child's investments. ### What devices does Pearler Headstart support? Pearler Headstart is available on iPhone, iPad, and iPod. It is designed for Apple devices, allowing parents to manage investments on the go. ### How secure is Pearler Headstart? Pearler Headstart operates as a regulated managed fund, implying adherence to financial regulations for security. The app is built by Pearler Investments Pty Ltd, an authorized representative of a licensed financial services provider. ### When was Pearler Headstart last updated? Pearler Headstart was last updated on October 29, 2025, with version 1.8.0. This indicates ongoing development and support for the application. ## Version history (last 5 releases) ### 1.8.0 — 2025-10-29 Bug fixes and improvements ### 1.7.2 — 2025-01-22 - bugs fixes ### 1.7.1 — 2024-12-12 - UI updates ### 1.7.0 — 2024-09-06 UI update ### 1.6.9 — 2024-08-31 bug fixes ## Apps similar to Pearler Headstart | App | Rating | Price | Category | | --- | --- | --- | --- | | [Blossom – Save & Invest.](https://appshunter.io/ios/app/blossom-save-and-invest/id1546446105) | 3.7 (3) | Free | Finance | | [Sniip - The easy way to pay](https://appshunter.io/ios/app/sniip-the-easy-way-to-pay/id952846785) | — | Free | Finance | | [ASX](https://appshunter.io/ios/app/asx/id425091286) | — | Free | Finance | | [Jaaims](https://appshunter.io/ios/app/jaaims/id1502620058) | 3.0 (2) | Free | Finance | | [PocketSmith Sidekick](https://appshunter.io/ios/app/pocketsmith-sidekick/id1159515083) | 3.1 (51) | Free | Finance | | [StockLight: NASDAQ Stocks News](https://appshunter.io/ios/app/stocklight-nasdaq-stocks-news/id605185509) | 4.6 (152) | Free | Finance | ## More apps by Pearler Investments Pty Ltd - [Pearler](https://appshunter.io/ios/app/pearler/id1559930798) All apps by Pearler Investments Pty Ltd: https://appshunter.io/developer/1559930800 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-20.*