# Pearler

> Simple share trading app for long-term investors building financial independence. (iPhone/iPad app by Pearler Investments.)

- Source: https://appshunter.io/ios/app/pearler/id1559930798 (this page in markdown: same URL + `.md`)
- Developer: [Pearler Investments](https://appshunter.io/developer/1559930800)
- Category: Finance, Education
- Price: Free
- Rating: 5.00/5 from 4 App Store ratings · 123 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 84 MB
- Languages: American English
- Released: 2021-08-04
- Data updated: 2026-09-07
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pearler/id1559930798/reviews.md

## What is Pearler?

Build financial independence, no matter where you are on the investing journey. 

Pearler can help you get there – it’s investing made simple again.

Pearler is a share trading app designed to help you invest smart to build financial independence. We don’t have all the answers (nobody does), but we’re on a mission to help you find your own. 

With the Pearler app, you can:
•	Discover your investing style through shares trading, LICs and ETF investing 
•	Avoid hidden fees and simply pay low fees per trade
•	Choose assets to invest in or use a template portfolio to get you started
•	Build wealth while you sleep with a set-and-forget Autoinvest strategy
•	Track your progress towards financial independence or any other financial goal
•	Follow Finfluencers to learn and help you find your investing path

Get rich slow – that’s the Pearler mantra. Real investing should be about going the distance. Investing should be boring.

That’s why Pearler is built for long-term investors, not traders. No FOMO, no get-rich-quick stock tips, just insights from a community you can trust. With Pearler, you don’t do the journey alone. Plus, you can earn investment credits for referring your friends!

Ready to build your wealth? Download the Pearler app for free and start your journey today.


IMPORTANT THAT YOU READ

The information is prepared by Pearler Investments Pty Ltd t/a Pearler (ABN 32 625 120 649) (Pearler) who is an authorised representative (AFS Representative No. 1281540) of Sanlam Private Wealth Pty Ltd (ABN 18 136 960 775, AFSL 337927) (Sanlam). At Pearler, we strive to make investing for your long-term goals easier and fun but we only provide general information and/ or general advice. We have not taken into consideration any of your personal circumstances, objectives, financial situation or needs nor do we use your preferences or search history to tailor your user experience. Any information is of a general nature only and does not consider your personal circumstances, objectives, financial situation or needs. Before acting on the information, you should consider its appropriateness, having regard to your personal circumstances, objectives, financial situation and needs. You may also wish to consider seeking appropriate financial, taxation and/or legal advice. All investments carry risk. You may lose some or all of your money invested. Except as expressly disclosed otherwise, the performance of an investment or the repayment of capital is not guaranteed. Please view our Financial Services Guide (https://pearler.com/financial-services-guide) before deciding to use or invest on Pearler.

## Key features

- Share, LIC, and ETF investing
- Low trading fees
- Template portfolios
- Set-and-forget Autoinvest
- Financial goal tracking
- Community insights

## What do users think of Pearler?

Overall sentiment: negative

**Pros**

- 👍 Easy to use for beginners
- 💰 Low transaction fees (when prepaid)
- 🎯 Good for long-term investing and dollar-cost averaging
- 📊 Useful educational features and guides
- 🤖 Automated investment options available
- 🏠 Great for first-home buyers and super accounts
- 💡 Innovative concept for micro-investing

**Cons**

- 🐛 Frequent bugs and glitches throughout app
- 🔐 Persistent login and authentication issues
- ⚠️ Poor UI/UX design and navigation
- 🔄 Constant mandatory app updates required
- ⏱️ Slow load times and performance lag
- 💸 High fees and expensive FX rates
- 📱 Mobile app significantly worse than web version
- 🚫 Confusing and cluttered dashboard
- ❌ Missing basic financial data displays
- 😤 Frequent automatic logouts
- 🔧 Verification process broken and unreliable
- 📋 Poor document upload functionality
- 🎨 Accessibility issues with color scheme
- 💳 Subscription model for previously free features

**Commonly reported bugs**

- Login failures and authentication errors
- Buttons not responding or not clickable
- App crashes during purchases and transactions
- Verification email code input not working
- Address field not accepting input
- File upload rejecting documents (too large or wrong format)
- Blank screens when switching between apps
- Password reset loop - multiple resets required
- Face ID and biometric sign-in not working
- App freezing on loading screens
- Back button functionality broken
- Text overlapping and pixelated graphics
- Net wealth graph showing incorrect or broken data
- Verification process rejecting correct information
- Automatic investments not executing as scheduled
- Incorrect capital growth calculations for US stocks
- Cannot find sell functionality after UI updates
- Account reactivation blocked by email already registered error
- Chat support feature causing app crashes
- Inactive buttons until screen is reset

**Most requested features**

- Complete UI/UX overhaul with modern design
- Dark mode option
- Back button that returns to previous screen, not top level
- Daily/YTD/annual returns data display
- Ability to see stock price trends and daily changes
- Watch list for stocks not yet owned
- Customizable dashboard with less information clutter
- Native mobile app instead of web wrapper
- Reduce frequency of mandatory updates
- Better customer service and support options
- Faster fund transfer and transaction processing
- Ability to schedule ASX purchases for later dates
- Better accessibility for vision-impaired users
- Option to choose between old and new dashboard designs
- Restore lifetime earnings display without paywall

## Recent user reviews (10 of 123)

All indexed reviews: https://appshunter.io/ios/app/pearler/id1559930798/reviews.md

### 1/5 — Great idea

*2026-07-31, version 2026.53.34*

Pearler app has the ability to deposit money into the Pearler account however, very slow and clunky when trying to withdraw money. Since i last withdrew funds Pearler has added more security measures to verify that it is you withdrawing. This should have been addressed to us the consumer when introduced to avoid the unnecessary delays occurring when withdrawing. 
Effectively Pearlers is sitting on the users money for days.

### 1/5 — App Needs Major Improvements

*2026-06-16, version 2026.53.16*

Your app still needs a lot of work. 🤯

I can’t make any transactions or even change my phone number. It keeps sending me to broken pages or pages that don’t exist. To make things worse, I can’t close my account because I can’t sell my shares without updating my phone number, and I can’t update my phone number.

What a nightmare. Please fix these issues.

### 1/5 — New investor

*2026-06-02, version 200.53.10*

Terrible couldn’t login to the app the support doesn’t even know why I couldn’t invest. All in all a bad experience and now can’t even make a new account. Need to make it easier for new investors

### 5/5 — Very pleased

*2026-05-28, version 200.53.10*

Been very happy with platform so far and customer service was great to set up me up so quickly.

### 5/5 — The best

*2026-05-28*

Easily the best and easiest investing app for Aussie investors. I love the exposure to the US market too if you want that, and long term focus

### 1/5 — Buggy and crashes

*2026-05-22, version 200.53.01*

Brand new customer, keen on using all of pearler’s fantastic wealth management and investing tools. But Jesus this app is buggy, unresponsive and crashes at the slightest workload. I have a 15 plus so it’s not my fault.

### 3/5 — So many glitches

*2026-05-13, version 200.52.585*

.

### 1/5 — Not worth it

*2026-04-27, version 200.52.584*

I tried moving my portfolio to Pearler. The team is engaged and tried to help but is not able to provide reasonable supports. I was asked to upload the same document wet signed in three different versions and encountered multiple bugs. Ultimate had to another broker.

### 1/5 — To hard to take out money

*2026-04-04, version 200.52.579*

It takes seconds to have your money transferred into the app but I had to take money out for an emergency its been more than a week and i still havent got the money. wouldn’t recommend

### 1/5 — Whoever codes this app needs to be fired

*2026-04-01, version 200.52.274*

Good investment service I guess? Shame about the app. Login issues constantly. EDIT: now that headstart has shutdown it says I need to join pearler plus to automate the kids investments hahaha what a scam

## Frequently asked questions about Pearler

### What does the Pearler app do?

Pearler is a share trading app designed to help users invest smart to build financial independence. It offers tools for discovering investing styles, managing investments, and tracking progress towards financial goals, all with a focus on long-term investing.

### What are the key features of Pearler?

Key features include discovering investing styles through shares, LICs, and ETF investing, avoiding hidden fees with low per-trade costs, using template portfolios, building wealth with a set-and-forget Autoinvest strategy, tracking progress towards financial goals, and learning from community insights.

### Is Pearler free to use?

Yes, the Pearler app is free to download and start your investing journey. The description mentions "Download the Pearler app for free and start your journey today."

### Who is Pearler designed for?

Pearler is built for long-term investors who want to build financial independence. It caters to individuals at any stage of their investing journey, offering guidance and tools for sustainable wealth building rather than short-term trading.

### What types of investments can I make with Pearler?

You can discover your investing style through shares trading, LICs, and ETF investing. The app also provides template portfolios to help you get started with your investment choices.

## Version history (last 5 releases)

### 2026.53.44 — 2026-08-31

Bug fixes and performance improvements.

### 2026.53.41 — 2026-08-21

Bug fixes and performance improvements.

### 2026.53.39 — 2026-08-13

Bug fixes and improvements

### 2026.53.38 — 2026-08-04

Bugs and improvements

### 2026.53.34 — 2026-07-27

Bug fixes and improvements

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## More apps by Pearler Investments

- [Pearler Headstart](https://appshunter.io/ios/app/pearler-headstart/id1633396961)
- [Pearler Headstart](https://appshunter.io/ios/app/pearler-headstart/id6776473064)

All apps by Pearler Investments: https://appshunter.io/developer/1559930800

## Related topics

[pearla](https://appshunter.io/ios/topics/pearla)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*