# Pearler — user reviews > 123 indexed App Store user reviews of Pearler by Pearler Investments, rated 5.00/5 from 4 ratings. - Source: https://appshunter.io/ios/app/pearler/id1559930798/reviews - App overview in markdown: https://appshunter.io/ios/app/pearler/id1559930798.md - Rating breakdown: 5★ 4 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 0 ## What do users think of Pearler? Overall sentiment: negative **Pros** - 👍 Easy to use for beginners - 💰 Low transaction fees (when prepaid) - 🎯 Good for long-term investing and dollar-cost averaging - 📊 Useful educational features and guides - 🤖 Automated investment options available - 🏠 Great for first-home buyers and super accounts - 💡 Innovative concept for micro-investing **Cons** - 🐛 Frequent bugs and glitches throughout app - 🔐 Persistent login and authentication issues - ⚠️ Poor UI/UX design and navigation - 🔄 Constant mandatory app updates required - ⏱️ Slow load times and performance lag - 💸 High fees and expensive FX rates - 📱 Mobile app significantly worse than web version - 🚫 Confusing and cluttered dashboard - ❌ Missing basic financial data displays - 😤 Frequent automatic logouts - 🔧 Verification process broken and unreliable - 📋 Poor document upload functionality - 🎨 Accessibility issues with color scheme - 💳 Subscription model for previously free features **Commonly reported bugs** - Login failures and authentication errors - Buttons not responding or not clickable - App crashes during purchases and transactions - Verification email code input not working - Address field not accepting input - File upload rejecting documents (too large or wrong format) - Blank screens when switching between apps - Password reset loop - multiple resets required - Face ID and biometric sign-in not working - App freezing on loading screens - Back button functionality broken - Text overlapping and pixelated graphics - Net wealth graph showing incorrect or broken data - Verification process rejecting correct information - Automatic investments not executing as scheduled - Incorrect capital growth calculations for US stocks - Cannot find sell functionality after UI updates - Account reactivation blocked by email already registered error - Chat support feature causing app crashes - Inactive buttons until screen is reset **Most requested features** - Complete UI/UX overhaul with modern design - Dark mode option - Back button that returns to previous screen, not top level - Daily/YTD/annual returns data display - Ability to see stock price trends and daily changes - Watch list for stocks not yet owned - Customizable dashboard with less information clutter - Native mobile app instead of web wrapper - Reduce frequency of mandatory updates - Better customer service and support options - Faster fund transfer and transaction processing - Ability to schedule ASX purchases for later dates - Better accessibility for vision-impaired users - Option to choose between old and new dashboard designs - Restore lifetime earnings display without paywall ## Newest reviews (18 of 123) ### 3/5 — So many glitches *2026-05-13, version 200.52.585* . ### 2/5 — “Assets Missing” *2026-03-29, version 200.52.271* Forced addition of “Assets Missing” section to home page in update is 👎 Inconvenience marketing. The regular prompts on the homepage weren’t enough? These are optional pearler products. I’m not missing them, I don’t want them. ### 2/5 — This pains me *2026-03-19, version 200.52.267* Pearler - I love you, I really do. So this pains me to say - but the app is rubbish. I get you have probably vibe coded or. Or perhaps you haven’t and you should. I don’t know. Either way it’s rubbish. I constantly have to 2FA. Like inside my secure iPhone I have to 2FA every single time to get into the app. Wtf? I tried to see if I can disable all security settings (because basically it’s so annoying I’d rather it be unsecured than this) but all the menu tab items don’t work. I’m running latest iPhone and latest OS so I’m afraid it’s definitely you, not me. Even when you get in it feels like an app built slightly before apps existed. Actually I don’t know, maybe it’s great, but I restarted it 4 times tonight and still the nav bar doesn’t work. Like I say, pains me to say, as I love you guys overall and I invest regularly via you, but that’s via web rather than this….whatever this is. ### 2/5 — Glitch Haven *2026-03-16, version 200.52.267* This app is so glitchy it makes using the platform a real pain. Data doesn’t show, accounts don’t link properly, buttons to edit don’t work as intended, Face ID login stops working, keypad to enter mfa codes disappear when you return to the app. Overall a real pita to use ### 2/5 — Haven’t even got started yet *2026-01-22* I was so excited to try this app after researching all the brokering options available, but I’ve had it several days and haven’t even been able to start! The initial login and subsequent set ups have not been user friendly.. buttons not working, error codes, trying to transfer holdings but requested documents not uploading because the files are too big or the type is incorrect! Alas, I will persevere and hope to actually use it for its main purpose soon. **Developer response:** Hi, sorry for any inconveniences this might have caused. Could you reach out to in app support or contact us on help@pearler.com so we can identify and fix the problems your having. ### 2/5 — Buggy *2026-01-10, version 200.52.557* Core functionality works but just has an overall buggy feel. Verification process is a pain. ### 2/5 — Whoever codes this app needs to be fired *2025-12-29, version 200.52.557* Good investment service I guess? Shame about the app. Login issues constantly. ### 1/5 — Rising fees for an already expensive platform *2025-12-09, version 200.52.553* I’ve stuck with Pearler even though it’s not the cheapest, because it’s simple to use and it’s the platform that got me started investing. However, the recent increase in FX fees for US investing is really disappointing and I am consider moving to another platform. Most brokers you name it IBKR, CMC invest, stake, superhero will be cheaper than pearler ### 1/5 — Always log on issues *2025-12-06, version 200.52.553* The app works and works then stops. There’s always problems logging on my iPad. You try to utilise your phone number to log in and it wont work. Very frustrating to say the least. ### 1/5 — poor functionality and buggy *2025-11-16, version 200.52.553* really poor stats, can’t see daily change for each stock, scheduling asx purchases for a later date doesn’t work. ### 1/5 — Worst app ever *2025-11-14, version 200.52.553* Used to be easy to use, when I invest or sell stocks, I would receive a text message to verify, but not it’s the fking stupid authentication, they never asked me to download the authentication app, where can i find the authentication code then! ### 1/5 — Buggy PP *2025-11-13, version 200.52.553* Bit pricey brokage fee for a buggy app ### 1/5 — Changed Investing Platform *2025-11-05, version 200.52.548* After trying to enter my address several times and it not accepting, I called through and was told try via the web page as the app sometimes doesn’t work. Have changed to CMC investing platform given something so simple took such a long time ### 2/5 — Please overhaul the UI and UX! *2025-10-26, version 200.51.333* Please can you overhaul the UI and UX?! Pearler as a service is great. As an app, severely lacking in the design department. SO many different font sizes (many too small imo), some text even overlays over each other. Dashboard layout is confusing to navigate. Some graphics are pixelated. Very slow load times. You’re great, but can we please give a bit more love to the app design? ### 3/5 — Waaaaaay too many updates *2025-10-06, version 200.51.323* Get pretty tired of having to update pretty much every time I open the app ### 1/5 — Almost unusable *2025-10-06, version 200.51.323* Could be great, but the experience, clunky slow load times, confusing copy, hard to read instructions, full of bloat features and lots of things ‘coming soon’, multiple redesigns over the last year, which have all degraded the apps quality. This app functionally works, but the experience is one of the worst I’ve used. I’m currently looking at alternatives. ### 3/5 — Crashes *2025-10-02, version 200.51.321* App crashes when trying to make purchases ### 2/5 — Terrible app interface *2025-09-24, version 200.51.320* Confusing and messy when trying to have more than one investment portfolio. Very limited customization. Regret choosing this app but chat GPT recommended it 🫠 ## Most critical reviews (10 lowest-rated) ### 1/5 — Great idea *2026-07-31, version 2026.53.34* Pearler app has the ability to deposit money into the Pearler account however, very slow and clunky when trying to withdraw money. Since i last withdrew funds Pearler has added more security measures to verify that it is you withdrawing. This should have been addressed to us the consumer when introduced to avoid the unnecessary delays occurring when withdrawing. Effectively Pearlers is sitting on the users money for days. ### 1/5 — App Needs Major Improvements *2026-06-16, version 2026.53.16* Your app still needs a lot of work. 🤯 I can’t make any transactions or even change my phone number. It keeps sending me to broken pages or pages that don’t exist. To make things worse, I can’t close my account because I can’t sell my shares without updating my phone number, and I can’t update my phone number. What a nightmare. Please fix these issues. ### 1/5 — New investor *2026-06-02, version 200.53.10* Terrible couldn’t login to the app the support doesn’t even know why I couldn’t invest. All in all a bad experience and now can’t even make a new account. Need to make it easier for new investors ### 1/5 — Buggy and crashes *2026-05-22, version 200.53.01* Brand new customer, keen on using all of pearler’s fantastic wealth management and investing tools. But Jesus this app is buggy, unresponsive and crashes at the slightest workload. I have a 15 plus so it’s not my fault. ### 1/5 — Not worth it *2026-04-27, version 200.52.584* I tried moving my portfolio to Pearler. The team is engaged and tried to help but is not able to provide reasonable supports. I was asked to upload the same document wet signed in three different versions and encountered multiple bugs. Ultimate had to another broker. ### 1/5 — To hard to take out money *2026-04-04, version 200.52.579* It takes seconds to have your money transferred into the app but I had to take money out for an emergency its been more than a week and i still havent got the money. wouldn’t recommend ### 1/5 — Whoever codes this app needs to be fired *2026-04-01, version 200.52.274* Good investment service I guess? Shame about the app. Login issues constantly. EDIT: now that headstart has shutdown it says I need to join pearler plus to automate the kids investments hahaha what a scam ### 1/5 — Annoying *2026-03-03, version 200.52.265* Doesn’t let me sign up ### 1/5 — Basiq Consent *2026-01-17, version 200.52.557* Cannot easily withdraw consent for basiq despite link in email indicating I would be able to ### 1/5 — horrible signing in process *2026-01-03, version 200.52.557* i have been trying for the better part of an hour and a half to sign up. as a beginner this is discouraging me from wanting to use the app as my first investment account. when it comes to customer service it is all automated with little help for actual problems as there aren’t specific answers. ## Most praised reviews (10 highest-rated) ### 5/5 — Very pleased *2026-05-28, version 200.53.10* Been very happy with platform so far and customer service was great to set up me up so quickly. ### 5/5 — The best *2026-05-28* Easily the best and easiest investing app for Aussie investors. I love the exposure to the US market too if you want that, and long term focus ### 5/5 — I like it *2025-09-10, version 200.51.303* Easy to use ### 5/5 — Easy to use *2025-07-15, version 200.51.287* Great support, user friendly for beginners. Perfect for long term growth, super low fees and no necessary subscriptions. First home buyers this is amazing, one of the best supers on the market too! ### 5/5 — The best investment platform for Aussie FIRE *2024-05-15, version 200.50.22* Love you guys and everything your app does, my only feedback would be that the app is a bit clunky, if it was a bit more sleek and smooth it would go a long way. ### 5/5 — Helps me save! *2023-12-19, version 200.0.122* Love this app! Once you understand how ETFs work, this app makes investing so easy! It also helps me save as I’m a spender and I love that I can make money just adding to it each month! ### 5/5 — Not able to login *2023-08-17, version 20.10.19* Not able to login, saying the version is outdated but when I come here, no new version to update to. Thanks ### 5/5 — My favourite investing app! *2023-07-06, version 20.9.2* I love how user friendly Pearler is! It includes so many education and handy features to help you along your investing journey to get rich slow! I love that you can set target allocations so it helps me keep on top of my strategy or there is the autoinvest option too. ### 5/5 — Easy to use and cheap brokerage *2023-06-02* I have been using this for about a year and it is great. I buy the brokerage upfront and get the discount, which makes it very good value. I like the dashboard for the most part. Perhaps a little to bloggy you have missed xzy blog articles since you last logged in… but you can x of that. Funds transfer in within minutes. Easy to buy stocks although I only hold index stocks vas Vgs and Veu. When combined with share sight app to keep track of tax stuff it is the total free package. I like it is transparent you buy you own the stocks and without the bs. Several additional features I don’t use so I can’t talk on them. ### 5/5 — Easy to use, great info - love it! *2023-05-24, version 20.8.6* Love this app! As a first time investor it was perfect, easy to use, full of information, plenty of useful guides/calculators that you can use and automation was easy to set up. 11/10 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*