# Pebble — Paycheck Budget — Budget by paycheck, not month. > Budget by paycheck, not month, with clear spending insights. (iPhone/iPad app by Saqib Malik.) - Source: https://appshunter.io/ios/app/pebble-paycheck-budget/id6763922179 (this page in markdown: same URL + `.md`) - Developer: [Saqib Malik](https://appshunter.io/developer/1470019451) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 9 App Store ratings · 7 written reviews indexed - Age rating: 4+ - Requires: iOS 18.0 · 10 MB - Languages: American English - Released: 2026-04-28 - Data updated: 2026-08-19 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/pebble-paycheck-budget/id6763922179/reviews.md ## What is Pebble? Pebble — Budget by Paycheck Most budgeting apps think in months. Your money doesn't. Pebble budgets the way you actually get paid — paycheck by paycheck — so you always know what's safe to spend before the next one lands. Set your pay schedule once (semi-monthly, biweekly, or weekly) and Pebble pages every month into its real paychecks. Each paycheck gets its own dashboard with a clear "Remaining" number after bills, card payments, and everyday spending settle. See where you're heading. Pebble projects your paychecks forward and shows where each month ends up — what lands, what goes out, and what's left when it does. It tells you your tightest point and warns you when you'd run short, and it counts your everyday spending, not just your bills, so the months ahead aren't quietly optimistic. Track a loan the way your lender does. Enter what you owe today and Pebble projects the payoff forward from there, tells you which month makes the last payment, and stops charging it after that. PLAN EVERY PAYCHECK • A paycheck dashboard with a live Remaining hero card • Upcoming bills for the selected paycheck, sorted by date • Reorderable cards so the layout matches how you think • Variable paycheck amounts, bonus income, and start-balance overrides TRANSACTIONS, YOUR WAY • A clean ledger with search, category, and card filters • Browse any month with the new month switcher • Multi-select bulk edit: move to paycheck, move to card, or delete • Per-expense paycheck assignment with smart defaults CREDIT + DEBIT CARDS • Charges attribute to the paycheck that will actually pay the statement • Carry-in / carry-out badges show what's settling this cycle vs next • Track balances and log payments; debit cards settle instantly SPLIT EXPENSES • Split any expense across as many people as you need • Request via Venmo, Zelle, Cash App, or cash and track who has paid • Received shares flow back in as income on the right paycheck ACCOUNTS & NET WORTH (Pro) • Manual-balance accounts for assets and liabilities • A net-worth roll-up: assets − liabilities − card debt • Per-account and per-card "include in net worth" toggles • Always your numbers — Pebble never fetches or guesses balances RECURRING & REMINDERS • Set a bill once; it materializes each cycle on its due date • Recurring income templates for predictable extra money • Optional local reminders a few days before each bill is due • Subscription health view with monthly + yearly totals EVERYWHERE YOU ARE • iPhone and iPad, with an adaptive layout • Apple Watch app — glance, bills due, quick-add, and complications (free) • Home and Lock Screen widgets for Remaining, next bill, and splits • Private iCloud sync across your devices, plus daily iCloud Drive backups PRIVACY FIRST Your data lives in your own private iCloud. No account to create, no ads, no third-party trackers, no bank connections. Pebble never sees your finances. PEBBLE PRO — ONE-TIME PURCHASE The free tier covers everyday paycheck budgeting. Pebble Pro is a single $9.99 purchase (no subscription) that unlocks: • Unlimited cards, recurring templates, and split participants • Accounts and net-worth tracking • Full history and year recap • Unlimited future-month planning • CSV and PDF export Budget the way you get paid. Download Pebble and take control of every paycheck. ## Key features - Paycheck dashboard with remaining balance - Upcoming bills sorted by date - Transaction ledger with filters - Credit and debit card tracking - Split expenses with payment requests - Recurring bills and income templates - Net worth tracking (Pro) ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Pebble Pro | $9.99 | one-time | ## Recent user reviews (7 of 7) All indexed reviews: https://appshunter.io/ios/app/pebble-paycheck-budget/id6763922179/reviews.md ### 5/5 — Life changing! *2026-07-09* I was in over $13,000 of debt but now with the help of Pebble, I am slowly reducing this and managing my money better! ### 5/5 — Highly Recommend *2026-06-19* I’ve tried a lot of budgeting apps, but Pebble is the first one that actually matches how I get paid. Budgeting by paycheck instead of by month makes it so much easier to see what’s truly available to spend and what bills are coming up. The interface is clean, intuitive, and packed with useful features without feeling overwhelming. I especially appreciate the privacy-first approach, iCloud sync, recurring bill tracking, and the way credit cards and split expenses are handled. The one-time Pro purchase is also a refreshing alternative to endless subscriptions. ### 5/5 — Best App Ever! *2026-06-17* Love this app! Best way to track my spending! Has a lot of features that I think a lot of people would love. Highly recommend everyone download! ### 5/5 — Budgeting was never so easy *2026-06-17* I don't have use my spreadsheets and manually track anything anymore. Highly recommend for anyone that wants to track everything in one place ### 5/5 — Easiest way to budget *2026-06-17* Pebble made it much easier to track my purchases with each paycheck. Never found an app much better with budgeting than this! ### 5/5 — Life Changing! *2026-06-16* Pebble has completely changed the way I manage my money. The app makes budgeting by paycheck simple and easy to understand, which is perfect for anyone who gets paid weekly, biweekly, or irregularly. I love being able to see exactly how much money is available after bills and expenses are accounted for. The interface is clean, intuitive, and not overwhelming like some other budgeting apps. Setting up categories, tracking spending, and planning ahead for upcoming paychecks is quick and straightforward. Pebble helps me stay organized, avoid overspending, and feel more in control of my finances. If you’re looking for a budgeting app that focuses on real-life paycheck planning instead of complicated spreadsheets, Pebble is absolutely worth trying. ### 5/5 — Goodbye, Spreadsheet! *2026-04-29* Love love love! The best part about this app is the consolidation. I love that I don't have to go through each individual credit card account anymore to track my spending. It pulls everything into one view effortlessly. ## Frequently asked questions about Pebble ### Does Pebble have ads? No, Pebble is ad-free. The developers prioritize user privacy and do not include advertisements in the application. ### How much does Pebble Pro cost? Pebble Pro is a one-time purchase of $9.99. This unlocks advanced features like unlimited cards, accounts, and export options. ### What devices does Pebble support? Pebble is available for iPhone and iPad, with an adaptive layout. It also features an Apple Watch app for quick glances and actions. ### How often is Pebble updated? The latest version, 2.5.3, was released on June 25, 2026. Updates are frequent, ensuring the app remains reliable and feature-rich. ### Can I connect my bank accounts to Pebble? No, Pebble does not fetch or guess balances and does not connect to bank accounts. All data is entered manually to ensure user privacy. ### What is the age rating for Pebble? Pebble has an age rating of 4+. This indicates it is suitable for a wide range of users, including younger individuals learning about budgeting. ### How does Pebble handle variable paycheck amounts? Pebble allows for variable paycheck amounts, bonus income, and start-balance overrides. This ensures accurate budgeting even with fluctuating income. ### What are the main benefits of using Pebble over monthly budgeting apps? Pebble budgets by paycheck, aligning with how most people actually receive and spend money. This provides a clearer picture of what's safe to spend before the next paycheck arrives. ## Version history (last 5 releases) ### 2.9.0 — 2026-08-16 Your wrist just got the full Pebble redesign. APPLE WATCH, REDESIGNED • The glance now answers everything in one look: your remaining balance, a runway bar burning down toward payday, and your bills and split money as real dollar amounts — no more counting chips. • Over budget? The whole screen turns gold with an unmissable OVER BUDGET banner, so a bad week can't hide. LOG EXPENSES WITHOUT TYPING • Quick-add is now amount-first: tap the amount for a keypad, spin the Digital Crown to fine-tune, or tap $5/$10/$20/$50 — pick a category, name it if you like (dictation works great), save. Synced to your iPhone in seconds. BILLS & SPLITS, ON YOUR WRIST • Upcoming bills open a proper detail screen — due date, which paycheck covers it — and unpaid ones log with one confirmed tap. • The splits screen now shows each person's share separately: see who you've asked, who you haven't, and settle each person (or the whole split) right from the Watch. "Request all" marks everyone as asked in one go. COMPLICATIONS THAT MATCH • The Smart Stack card now mirrors the app: your balance with a days-to-payday count and your next bill. • The circular complication is a pay-cycle ring — watch your runway burn down toward payday at a glance. Thanks for using Pebble! ### 2.8.2 — 2026-08-14 Thanks for using Pebble! This update is all about performance — scrolling, saving, and moving around the app should feel noticeably snappier. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support. ### 2.8.1 — 2026-08-11 Thanks for using Pebble! This is a small fix for anyone who also runs Pebble on a Mac. • Fixed: with the app lock turned on, Pebble on a Mac no longer asks for Touch ID out of nowhere. It used to fire the authentication prompt the moment it launched — including quiet launches in the background when a change you made on your iPhone synced over, which could pop a Touch ID request over whatever you were doing at the desk. Pebble now opens onto its lock screen and asks for Touch ID only when you click Unlock. Nothing changes on iPhone or iPad — opening the app there is always something you did, so it still authenticates right away. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support. ### 2.8.0 — 2026-08-03 Pebble can now tell you whether you'll make it to the next payday. • A runway in the Plan tab. One line per month ahead showing where that month ends up, and a paycheck-by-paycheck view behind it with the balance carried from one payday to the next. It answers what a month-by-month budget can't: will I make it to the next payday, and the one after that? • It reads the chain for you. "Tightest point: Sept 12, $84 left" — or, if your balance goes negative anywhere ahead, "You run short on Oct 15" instead. It says nothing at all when your balance never dips. • Your everyday spending is finally in the forecast. Months ahead used to project only your recurring bills — no groceries, no fuel, no eating out — so every one of them looked better than it would actually be. Pebble now estimates your typical spending from your own history, on its own line so it's never confused with a bill you actually owe. A Committed / Realistic switch chooses which question you're asking. • Milestones. The month a loan makes its last payment says so, and a subscription with an end date shows when it finishes — so the jump in your balance the month after has a reason attached. • Loans you can check against your lender. Setting up a loan used to ask for a "start date" that had to be the day your first payment fell, which almost nobody knows. Pebble now asks for what you owe today and when the next payment is due — the two figures on the front of a statement — and projects forward from there. Your original amount and start date are still there, now optional. • See what a transaction does before you save it. As you type an amount, a line reads "Paycheck 2 of 2 · $340.00 left after this," and turns red if it would put you under. Fixed: a month you planned ahead no longer duplicates its recurring bills when it arrives. Deleting a transaction or a planned month no longer crashes the app. Leaving Pebble open overnight no longer leaves a screen working from yesterday's date — which could make the Accounts tab subtract last month's card debt from your net worth. Editing an even split now updates the shares. Sheets no longer slide sideways under your finger. And backdating a transaction now files it against the paycheck that actually covered it. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support. ### 2.7.0 — 2026-07-26 Pebble now works without opening Pebble. • Ask Siri. Four new Siri and Shortcuts actions: "Log an expense in Pebble," "What's left in Pebble," "What's in my account in Pebble," and "Mark a bill paid in Pebble." They work the moment you install — no setup in the Shortcuts app — and show up in Siri, Spotlight, the Shortcuts gallery, and the Action button. All free. • Two money questions, two different answers. "What's left" is what remains to spend on the paycheck you're budgeting toward. "What's in my account" is bank-statement style — money already in, minus money already out, not counting the paycheck you haven't been paid yet. Siri says which is which. • Mark a bill paid by voice. It records that the money actually left checking, the same as the Current Balance reconcile list — and cancels that bill's reminder for the month, so you're not nudged about something you've already paid. • A Log button on the medium Home Screen widget, and a Pebble control for Control Center, the Lock Screen, and the Action button. Either one drops you straight into a new expense, already set to today and the right paycheck. • The app lock now re-engages when you come back. Face ID or your passcode used to be required only on a full app launch, so switching away and back left Pebble open. It now re-locks after about a minute away — long enough that checking a notification won't make you authenticate again, short enough that a phone you set down is protected. • The lock screen also names the unlock method you actually have, instead of always saying Face ID. Fixed: on your very first launch, the Dashboard now opens on the paycheck you're budgeting toward instead of one you'd already lived through. And the Paycheck picker's help text now matches what Pebble actually does — it had been describing the old attribution rule since 2.5.3. Note: Pebble now requires iOS 18. Every iPhone that could run iOS 17 can also run iOS 18, so no device is left behind. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support. ## More apps by Saqib Malik - [Simple Tip Calculator $](https://appshunter.io/ios/app/simple-tip-calculator/id1470019452) - [Daybreak - Sunrise Habits](https://appshunter.io/ios/app/daybreak-sunrise-habits/id6764732093) All apps by Saqib Malik: https://appshunter.io/developer/1470019451 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*