# Pebbles - AI Money Manager — Budget, Goal & Expense Tracker

> AI-powered money manager for budgeting, goals, expenses, and accounts. (iPhone/iPad app by Zainab Fahim.)

- Source: https://appshunter.io/ios/app/pebbles-ai-money-manager/id6761065664 (this page in markdown: same URL + `.md`)
- Developer: [Zainab Fahim](https://appshunter.io/developer/1887597952)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 61 MB
- Languages: English
- Released: 2026-04-26
- Data updated: 2026-07-08
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/pebbles-ai-money-manager/id6761065664/reviews.md

## What is Pebbles?

Pebbles is the money app that makes tracking your money actually doable.

Snap a receipt. Speak an expense. Tap Share in any app. Paste a bank SMS. Pebbles' AI extracts the amount, merchant, date, category, and account — automatically. Tell it what happened however's fastest; Pebbles handles the rest. It understands multi-transaction inputs, transfers, income, and any of 180+ currencies — all from plain language.

See every account in one place. Checking, savings, cash, credit cards, loans, digital wallets, investments, even crypto — each with its own color, currency, and notes. Flag accounts in or out of your net worth. Archive old ones without losing the history.

Set budgets that fit your life. Choose daily, weekly, or monthly limits. Live visual feedback shows you exactly where you stand so you never blow past a line you didn't know you crossed.

Save toward goals that matter. Build an emergency fund. Save for a trip. Pay off debt. Track contributions manually or link them to transactions, see your progress in real time, and celebrate the milestones.

Never miss a recurring bill. Pebbles tracks every subscription and recurring payment — Netflix, rent, insurance, gym — and reminds you before each one hits. See the real monthly cost of your life and spot the subscriptions quietly draining your account.

Share finances without the chaos. Invite a partner, roommate, or family member to a shared account. Everyone stays in sync without the group-chat ping-pong.

Understand where your money goes. Spending heatmaps show the days you spent the most. Category treemaps visualize where every rupee, dollar, or euro went. Weekday patterns reveal your habits. Year-over-year trends tell you whether you're actually getting better with money, not just feeling like it.

Travel and work anywhere. Pebbles supports 180+ currencies with live exchange rates and manual overrides when you need them. Log a transaction on a flight, on the metro, in the middle of nowhere — it works offline and syncs automatically when you're back online.

Your data stays yours. Sign in with Apple, Google, or email. No ads. No data selling. No dark patterns. Delete your account — and everything in it — in one tap, anytime.

Built by a small team tired of finance apps that feel like homework or funnels for credit cards. Pebbles is simple, honest, and respects your time — and your money.

Free to use, with an optional Premium upgrade that unlocks AI parsing, unlimited accounts, budgets, goals, categories, and advanced analytics. Try Premium free. Cancel anytime.

## Key features

- AI-powered expense and income extraction
- Unified view of all financial accounts
- Customizable daily, weekly, and monthly budgets
- Goal setting and progress tracking
- Recurring bill and subscription management
- Spending analysis and visual reports
- Offline functionality and multi-currency support

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $9.99 | per month |
| Premium Annual | $69.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/pebbles-ai-money-manager/id6761065664/reviews.md

### 5/5 — Effortless Personal Finance app

*2026-04-29*

A clean, intuitive personal finance app that makes managing money feel effortless.

## Frequently asked questions about Pebbles

### What is the primary function of Pebbles?

Pebbles is an AI-powered money manager designed to simplify tracking expenses, setting budgets, and achieving savings goals. It uses artificial intelligence to automatically extract financial data from various inputs, making money management more accessible.

### How does Pebbles handle security and privacy?

Pebbles prioritizes user data privacy with options to sign in using Apple, Google, or email. The app states it has no ads, does not sell data, and offers a one-tap account deletion feature for complete data removal.

### What are the benefits of Pebbles Premium?

The optional Premium upgrade unlocks advanced features such as unlimited AI parsing, an unlimited number of accounts, budgets, goals, and categories, along with enhanced analytics. A free trial is available, and the subscription can be canceled anytime.

### Can Pebbles manage multiple currencies?

Yes, Pebbles supports over 180 currencies with live exchange rates. It also allows for manual overrides when necessary, making it suitable for international travel or work.

### Does Pebbles have ads?

No, Pebbles is ad-free. The developers have explicitly stated that the app does not contain advertisements, ensuring an uninterrupted user experience.

### How often is Pebbles updated?

The latest version of Pebbles is 1.1.1, which was released on May 11, 2026. Updates are released to improve functionality and add new features, indicating ongoing development and support.

### What devices does Pebbles support?

Pebbles is available for iPhone, iPad, and iPod devices. It is designed to work seamlessly across the Apple ecosystem.

### How does Pebbles compare to other budgeting apps?

Pebbles differentiates itself with its AI-driven input methods, allowing users to speak expenses or paste SMS messages. It focuses on simplicity and honesty, aiming to be less like homework and more like a helpful tool.

## Version history (last 3 releases)

### 1.1.1 — 2026-05-11

Pebbles AI got smarter. Sharing got steadier.

We rebuilt the AI parsing pipeline on a faster, more accurate model. Receipts, bank messages, and quick text logs come back sharper — and attaching a receipt now skips straight to the transaction, no extra steps.

Smaller wins:
• Sharing into Pebbles works on the first try, even from a cold launch
• Failed parses no longer wipe what you typed — fix and retry without re-entering
• "Please sign in" no longer flashes after a long break
• Camera permission unblocks on the first ask
• Home-screen percentages are correct again — no more "+-0%"
• Onboarding lays out cleanly on iPad with full-width swipe

### 1.1.0 — 2026-04-28

Pebbles now lives in your iOS Share menu.

See a receipt in Photos? A bill in Mail? A balance update in Messages? Tap Share → Pebbles, and the AI logs the transaction.

Smaller wins:
• Cancel actually stops AI parses now
• Debt accounts show the right colors when balances move
• Smoother camera permission flow
• Stats drill-ins now slide up as proper modals
• Sharper loading dialogs on iPad
• Tighter handling when picking photos

### 1.0.0 — 2026-04-27

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-08.*
