# Pecus — Net worth, budget, investments

> Net worth, budget, investments (iPhone/iPad app by ALBERTO BARAVALLE.)

- Source: https://appshunter.io/ios/app/pecus/id6771824276 (this page in markdown: same URL + `.md`)
- Developer: [ALBERTO BARAVALLE](https://appshunter.io/developer/6771824278)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 14.0 · 24 MB
- Languages: American English
- Released: 2026-05-31
- Data updated: 2026-08-28
- User reviews in markdown: https://appshunter.io/ios/app/pecus/id6771824276/reviews.md

## What is Pecus?

Pecus gives you complete control over your personal finances. Everything runs on your device — no cloud, no subscription, no data ever leaving.

Your net worth, always up to date
A single dashboard showing your full financial picture: cash, credit cards, investments, savings goals, mortgages and loans. One screen, total clarity.

Smart weekly budget
Pecus automatically calculates how much you can spend each week by subtracting your fixed costs from your income. No setup needed — it works from day one.

Fixed commitments, always visible
All your recurring expenses in one place: utilities, instalments, loans and mortgages. Know exactly what's left after your monthly obligations.

Investment portfolio tracker
Track stocks, ETFs, bonds and funds with live prices. Performance history and tax tracking all built in.

Import your financial history
Load past data from an Excel file and start with full context from day one. Template included.

Privacy by design
No account. No server. No cloud sync. Your financial data stays on your device. Always.

Available in Italian, English, German, French and Spanish.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Full Access · Expense Tracker | $8.99 | one-time |



## Version history (last 5 releases)

### 1.0.7 — 2026-08-06

INVESTMENTS
- The return shown is now the one for the selected period: 5D, 1M, 6M and 1Y all reported the same figure.
- New chart with an invested-capital line: the gap from the value curve is your unrealised gain.
- The chart no longer adds up holdings whose price history is missing. If a holding is left out, it says so.
- The chart now ends on the value shown at the top.
- The 5-day chart is no longer flattened to five points.

FIXES
- Fixed some text in the Investments section that stayed in Italian in other languages.

Stability improvements.

### 1.0.6 — 2026-08-05

WHAT'S NEW
- Previous weeks recap in the Today screen: for each closed week you see budget, spending and result, with extra expenses counted separately.

FIXES
- The month-end summary is no longer skewed by out-of-budget expenses.
- The net worth chart now matches the value shown on the Home screen.
- Distributing the monthly surplus into funds now pre-fills your saved percentages.
- Fixed instalment dates for loans falling on the 29th, 30th or 31st.
- The net worth chart is now fully translated.

Stability improvements.

### 1.0.5 — 2026-07-02

• More accurate month-end closing: expenses marked as "extra budget" (e.g. investment purchases) no longer skew your monthly net.
• Home and Today now always show the same monthly remainder.
• Distributing to piggy banks: amounts are now pre-filled based on your funds' allocation percentages — editable before confirming.
• The Net Worth chart now matches your Net Worth exactly and reflects the market value of your investments.
• Loan installments due at month-end (29th–31st) are now generated on the correct day.
• Minor fixes and stability improvements.

### 1.0.4 — 2026-06-17

Fixes for savings funds and transfers: withdrawing from a fund now correctly credits the account, and transfers between accounts and funds can be edited and reversed. Investment purchases can now be excluded from the weekly budget.

### 1.0.3 — 2026-06-04

- Added a "Download Excel template" button in onboarding, so you can get the file to fill in and import your data right away.
- Due loan and financing installments are now recorded automatically at startup, keeping balances and remaining debt up to date.
- New category filter in the Transactions screen.
- When closing the month you can now choose "Don't distribute" to keep the net amount as liquidity instead of moving it to your savings funds.
- Fixed the onboarding summary: it now correctly shows all imported wallets and the total liquidity.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*