# PenAir CU Mobile — user reviews

> 98 indexed App Store user reviews of PenAir CU Mobile by PenAir Credit Union, rated 4.83/5 from 10,817 ratings.

- Source: https://appshunter.io/ios/app/penair-cu-mobile/id1117381503/reviews
- App overview in markdown: https://appshunter.io/ios/app/penair-cu-mobile/id1117381503.md
- Rating breakdown: 5★ 8,462 · 4★ 584 · 3★ 171 · 2★ 49 · 1★ 141

## What do users think of PenAir CU Mobile?

Overall sentiment: neutral

**Pros**

- 👍 Excellent app with fast loading and all needed data
- 🚀 Convenient and easy to use mobile banking
- 💯 Great service and friendly, helpful employees
- 🏆 Best credit union around

**Cons**

- 🐛 Occasional crashes and app not working properly
- 🤔 Confusing or not user-friendly app design
- 🤯 Frustrating issues with mobile check deposits
- 🔄 Inconsistent app performance and frequent maintenance

**Commonly reported bugs**

- Mobile check deposit not working
- App freezing on logo screen
- Accounts not showing up or giving error messages

**Most requested features**

- Amortization chart for vehicle payments
- Ability to turn off unwanted notifications
- Restore previous quick balance widget functionality

## Newest reviews (15 of 98)

### 2/5 — Update

*2026-03-12, version 2025.07.03*

The new look to the app is terrible. Very cluttered. Need to go back to the old format.

### 5/5 — App updates

*2026-01-14, version 2025.2.2.3*

Apparently you’ve just updated your app to 16.0 version so now I’m no longer able to use your mobile app on my iPhone.

### 5/5 — User friendly

*2025-12-17, version 2025.07.03*

User friendly

### 2/5 — Force closing

*2025-10-01, version 2025.07.03*

I’m having to constantly delete and redownload the app, it force closes every time I try to open it.

### 5/5 — Easy to Use

*2025-08-16, version 2025.5.0.1*

Every day banking at my tips of my fingers. I can transfer money from one account to another quickly. Did you know I can even see my credit score? I can even pay my lone quickly and on time.

### 3/5 — Mobile check deposit

*2025-06-09, version 2025.2.2.3*

I love every aspect of this app with one exception. The mobile check deposit has an extremely hard time framing the check in the photo which is beyond frustrating when trying to deposit a check.

### 2/5 — App is ok bank is one of the worst

*2025-03-01, version 2024.10*

Chat does not work and it’s hard to get in contact with them. App is better than previous editions , going back decades to when they were a federal bank and not some weird state bank with dreams of expansion.  Been a member for over 30 years and every time you have to deal with Penair you can’t help but feel frustrated. They break promises, they stoped using the old flex card and wanted a fee for their new card, face to face promised us to send a new card for no charge and never did.  Recently when our parents passed away they made it the most painful process possible . Again a higher up in the bank promised to contact us then never did.  It’s irresponsible.

### 4/5 — Hi

*2025-02-28, version 2024.10*

Read this like a good boy

### 5/5 — Good choice

*2025-01-21, version 2024.10*

I love this bank

### 5/5 — Service

*2024-10-23, version 2024.04*

Great service, thank you

### 2/5 — Buggy on my phone

*2024-10-09, version 2024.04*

New version of app has been buggy on my iPhone 15.   And there seems to no longer be an option for an external transfer, and trying to use Pomoney causes app to crash

### 5/5 — Excellent app

*2024-09-09, version 2024.04*

Loads fast and has all the data I need. 
I use other apps as well, Amex and Chase and this one I love the most for an occasional overview. 
Thank you, Pen Air devs and designers for build a great UI/UX.

### 5/5 — Love it!

*2024-09-04, version 2024.04*

App is user-friendly and really easy to navigate. Plus, really loving the vibrant colors after Penair’s rebranding

### 5/5 — Very useful

*2024-08-21, version 2024.04*

I love it!!!! It’s very useful and helpful! The app allows me to do so much from my home so I don’t have to spend a long time in the long lines!

### 5/5 — Logo

*2024-06-17, version 2024.01.01*

I love the service, but hate the new logo. It’s awful. I thought about changing banks because of it. I can’t believe a group of people would vote on that as the banks logo.  Is there another card I can get without that ugly logo ?

## Most critical reviews (10 lowest-rated)

### 1/5 — Horrible

*2026-07-26, version 2026.4.2.1*

So many other banking and credit unions institutions have such a more easier user friendly app. It would not hurt you guys to invest in some decent IT guys to make this happen. Look at UFCU credit union and get some ideas.

### 1/5 — Stop asking me to rate this application

*2026-06-25, version 2026.01*

I hate that every time I open this app I am asked to rate it. I have tried several times to give a 5 star review, but I keep getting asked to rate the app

### 1/5 — Super hard to use

*2026-01-24, version 2025.07.03*

I have 2 accounts and the app does not recognize it. So I can’t move the money between accounts.

### 1/5 — Not easy

*2025-12-22, version 2025.07.03*

App is too hard to use on certain things

### 1/5 — Absolutely Worthless

*2024-10-06, version 2024.04*

This app cannot accept mobile check deposits. The app cannot recognize endorsement, despite previous versions having no issue. Somehow, the functionality was broken. Multiple iPhones and iPads have all exhibited the same issue. Calling Pen Air directly could not resolve anything, as the employees were unaware of the issue and unable to do anything to resolve it. This is an embarrassment of an application.

### 1/5 — Ridiculous remodel and presentation !!!!

*2023-08-18, version 2023.3.0.3*

Why are you trying to go broke

### 1/5 — Aggravating

*2021-04-03, version 6.5.5.40*

I love being able to check my accounts and transfer money. However, I get an error message way too often and it’s simply aggravating!!! Especially when I need to transfer money in a hurry and I get “application error” and my accounts won’t show up. Please please fix this issue. I have an iPhone X.

### 1/5 — At some point…

*2021-03-11*

… credit unions became absolutely no different from banks. 

Edit: response to developer:

Pen Air keeps sending me emails asking me to give feedback. They want to know if they’re doing enough for me, as a member. But then they pull this crap. They deliberately leave certain members behind, blame the members for their own corporate-level elitism, and tell their members ‘tough luck’.

Are they doing enough for me as a member? Not even close. 

*** 

Why does my credit union feel the need to try to bully me into buying a new phone? Do they have some sort of down-low deal with the phone companies? Do all app makers? Maybe, instead of restricting people who are smart enough with their money to not replace a perfectly functional phone they like with an overpriced one that they don’t like just because it’s “old”, maybe continue to allow even your frugal members continue to access their accounts on their “dinosaur phones”. 

Three stars because I can still use the app, as of now. But I can no longer update it and will eventually no longer be able to use it. I’m not happy. ALL members should be important and not have access unduly restricted. Not just trendy ones who properly keep up with the Jones’.

**Developer response:** Thank you for your feedback.  As new phones are released,  operating systems are also updated and released.  In order for our mobile app to stay compatible and functional with the new operating systems, we too have to make changes and update our apps, as with most apps.  This is also for security as well.  Unfortunately, you are correct in that after a while, most older phones stop receiving the updates for their operating systems, as they are no longer compatible and unable to support the new updates.  We appreciate your feedback.

### 1/5 — Bill pay

*2020-10-22, version 6.4.1.38*

Don’t like the new Bill pay, the old one was not good Witt, but this is worse

### 1/5 — Changed User Interface

*2020-05-24, version 6.3.1.36*

I used to love this app soo much but then they changed the way the app looks. It was so much easier to navigate purchases in the old version. This one is not user friendly and everyone that I know who has this app has agreed. Change it back please :(

## Most praised reviews (10 highest-rated)

### 5/5 — Good app

*2026-08-20, version 2026.4.2.1*

Good bank with a good app to work with.

### 5/5 — Easy System- not issues

*2026-08-03, version 2026.4.2.1*

Easy to use banking system. I can handle any transaction or situation that has occurred from the app thus far.

### 5/5 — Love

*2026-07-25, version 2026.4.2.1*

Love it

### 5/5 — Love the app

*2026-07-03, version 2026.01*

This App is so easy to use

### 5/5 — Great bank

*2026-06-16, version 2026.01*

Banking for 13 years

### 5/5 — Good

*2026-05-27, version 2026.01*

Good service

### 5/5 — Great bank

*2026-05-11, version 2026.01*

Been the best transfer by far.

### 5/5 — Pen Air is the best!

*2026-03-19, version 2025.07.03*

I have been with Pen Air Credit Union for many years.  They are the best and never disappoint! The staff are always so friendly and supportive. I highly recommend them to everyone!

### 5/5 — Hannie

*2026-02-09, version 2025.07.03*

It is so simple and easy to navigate

### 5/5 — I still hate the colors

*2026-01-28, version 2025.07.03*

The tech in the app is great.  The colors that PenAir chose are HORRIFIC.  Whoever was responsible for changing our color to Barney Purple and Banana Yellow needs to be fired with haste.  The credit cards with lavender aren't much better.  Money wasted...our money.  Inexcusable.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*
