# PenFed Mobile

> Secure mobile banking app for account management, transfers, and bill payments. (iPhone/iPad app by Pentagon Federal Credit Union.)

- Source: https://appshunter.io/ios/app/penfed-mobile/id460008350 (this page in markdown: same URL + `.md`)
- Developer: [Pentagon Federal Credit Union](https://appshunter.io/developer/407249051)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 58,057 App Store ratings · 684 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 137 MB
- Languages: American English
- Released: 2011-09-09
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/penfed-mobile/id460008350/reviews.md

## What is PenFed Mobile?

PenFed’s mobile app makes daily banking simple, seamless and secure. Access accounts, move money and more.

The PenFed mobile app is more than just a banking tool; it's a gateway to financial empowerment. The intuitive structure, sleek new design and faster interface create a delightful mobile banking experience that makes it easy to:
- Make deposits and payments
- Pay your bills
- Manage your accounts and statements
- Transfer money your way

We use analytics to tailor your experience better than ever. You can also stay connected with real-time, personalized notifications that keep you informed and engaged.

## Key features

- Mobile deposits and payments
- Bill payment services
- Account and statement management
- Money transfers
- Personalized notifications

## What do users think of PenFed Mobile?

Overall sentiment: neutral

**Pros**

- 🚀 Quick and easy banking
- 💫 Excellent credit union
- 🔒 Secure banking
- 👍 User-friendly app design

**Cons**

- 🐛 Frequent app crashes and freezes
- 🕰️ Slow transaction processing
- 🔑 Inconvenient login process
- ⚠️ Unreliable app functionality
- 🤔 Missing key features

**Commonly reported bugs**

- Inability to view transactions
- Mobile deposit issues
- Login and authentication problems
- Inconsistent app performance

**Most requested features**

- Dark mode option
- Transaction history details
- Debit/credit card management
- Improved mobile check deposit
- In-app bill pay and transfers

## Recent user reviews (10 of 684)

All indexed reviews: https://appshunter.io/ios/app/penfed-mobile/id460008350/reviews.md

### 1/5 — Disrespect disrespectful

*2026-08-25, version 9.1.1*

I used to think it was a great credit card, I could make a deposit, and the cash was readily available within minutes, and then they started getting the longer and longer between when the deposit was made, and the funds were available, most recently I hit one and a half weeks before my deposit was realized meanwhile, the funds have been taken out of my bank account immediately, so now they’re playing the game where they can sit on my cash and collect interest on it without allowing me to have access to it. I reached out and complained and now I’m getting notifications that if I don’t like the penalties and consequences of dealing with this bank I can leave at any time. Not a nice company anymore

### 3/5 — Deposit

*2026-08-24, version 9.1.1*

When check photo is not good it gives an error after taking both pictures there is no option to retake o go back.

### 5/5 — The Highest of the order of precedence of credit unions

*2026-08-23, version 9.0.3*

Classified!

### 2/5 — Mobile deposit

*2026-08-23, version 9.0.3*

98% of the times I use this feature and go to hit submit button it tells me an error occurred and it cannot complete the deposit.  It tells me to restart the app which I do but it still won’t work.

### 5/5 — Excelente

*2026-08-21, version 9.0.3*

Excelente

### 1/5 — Slow app

*2026-08-21, version 9.0.3*

Slow

### 5/5 — Friendly and secure

*2026-08-20, version 9.0.3*

The app is very easy to use. You can easily find what you need and open accounts and transfer and zelle as you need. You can find statements and new products. I love banking with PenFed and even though there aren’t banks close to me, transferring from other banks and using ATM is easy. Also the Multiple Factor Authentication makes me feel safe, both on the app and on the phone.

### 5/5 — Photos

*2026-08-20, version 9.0.3*

I do not like the photo taken of the checks. You guys never can’t get them right then I can’t remove them when I’m trying to retake the picture.

### 1/5 — Not happy

*2026-08-20, version 9.0.3*

Can’t find a phone number or someone to help me.

### 5/5 — Mi PenFed

*2026-08-20, version 9.0.3*

Me gusta mucho las herramientas que nos facilitan para maximizar el tiempo y la productividad Gracias por sus servicios 😊👍

## Frequently asked questions about PenFed Mobile

### What can I do with the PenFed Mobile app?

The app allows you to perform various daily banking tasks such as making deposits and payments, paying bills, managing your accounts and statements, and transferring money. It aims to provide a simple, seamless, and secure mobile banking experience.

### Is the PenFed Mobile app free to use?

Yes, the application is available for free. There are no mentioned costs associated with downloading or using its core banking features.

### How does the app help me stay informed?

The app provides real-time, personalized notifications. These notifications are designed to keep you informed and engaged with your financial activity and account status.

### What are the main benefits of using this app?

The primary benefits include a simplified and secure daily banking experience, an intuitive structure, a sleek new design, and a faster interface. It aims to empower users financially through easy access to their accounts and transactions.

## Version history (last 5 releases)

### 9.1.1 — 2026-08-24

Set Up Direct Deposit

### 9.0.3 — 2026-08-14

Security enhancements

### 9.0.2 — 2026-07-24

Security enhancements

### 9.0.1 — 2026-07-10

* Autopay Updates Made Easy
* More menu, Made Simpler
* Deposit Checks in a Snap
* A Modern Refreshed Experience

### 8.8.5 — 2026-06-30

Security enhancements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*