# Pennies-AI — Track personal finances

> Track personal finances (iPhone/iPad app by Pennies-AI LLC.)

- Source: https://appshunter.io/ios/app/pennies-ai/id6742257059 (this page in markdown: same URL + `.md`)
- Developer: [Pennies-AI LLC](https://appshunter.io/developer/1797619128)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 17+
- Requires: iOS 16.0 · 47 MB
- Languages: English
- Released: 2026-01-24
- Data updated: 2026-06-13
- User reviews in markdown: https://appshunter.io/ios/app/pennies-ai/id6742257059/reviews.md

## What is Pennies?

Manage your finances with Pennies-AI. Features include:
- 30 day free trial, with very low cost subscriptions after that.
- Web and iOS supported (including tablets).
- Track all of your accounts, including investment, banking, assets, and liabilities.
- Add categories to group transactions.
- Add splits to break apart transactions into their components.
- Use the app or website to take pictures of receipts and automatically import them using AI into transactions including splits.
- Import data from Quicken(r), or by downloading from your bank's website and then importing the files.
- Set up future transactions to automatically insert transactions into your accounts using flexible schedules.
- Add two-factor authentication for better account security. All major authenticators are supported.
- Export all of your data into a zip file containing JSON data to easily move it to Excel, etc.
- Track your net worth and current balances.
- Your data is secured using encryption at rest in the database on the server.
- No account credentials are required or even supported. We don't link directly to any other institutions.

Terms of Use (ELUA)
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 1 year Subscription with auto renew | $29.99 | per year |
| 1 month Subscription auto renew | $2.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 1 year (Non-renewing) | $29.99 | one-time |



## Version history (last 5 releases)

### 1.1.8 — 2026-05-14

https://pennies-ai.com/releasenotes

### 1.1.7 — 2026-03-30

https://www.pennies-ai.com/releasenotes

### 1.1.5 — 2026-03-03

fix version number

### 1.1.4 — 2026-03-03

- revamped layout and registration pages
- Tablets in landscape now act like web
- Added Etsy, Square and Stripe data imports
- Added "Limit Search To" account
- In search results, tx that have splits are now editable
- Adjust delete icon in tx list on mobile to make it easier to use.
- Fix dashboard results when the date range was less than 30 days.
- Attempt to set categories for tx and splits. Learns as more data is added.
- Adjusted size of cookie modal on large devices.

### 1.1.3 — 2026-01-30

Fixed an issue where sometimes users could not see buttons at the bottom of the cookie preferences modal.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-13.*