# Pennio: Voice Expense Tracker — Spending Journal, Budget Alert

> Spending Journal, Budget Alert (iPhone/iPad app by Gurjot Singh.)

- Source: https://appshunter.io/ios/app/pennio-voice-expense-tracker/id6761084555 (this page in markdown: same URL + `.md`)
- Developer: [Gurjot Singh](https://appshunter.io/developer/1794054790)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.2 · 40 MB
- Languages: American English
- Released: 2026-04-06
- Data updated: 2026-07-28
- User reviews in markdown: https://appshunter.io/ios/app/pennio-voice-expense-tracker/id6761084555/reviews.md

## What is Pennio?

Stop forgetting expenses. Pennio lets you log spending like a journal — just say what you spent, and Pennio categorizes it instantly.
No bank login required. No complicated setup. Just fast, private expense tracking that actually builds a habit.

HOW IT WORKS
Say it → Pennio categorizes it → Budget updates instantly.

KEY FEATURES
Voice Expense Logging — Say "coffee $3," and you're done. Hands-free, frictionless, done in seconds.
Subscription Tracker — Every active subscription in one place. Get notified before renewal charges hit your account.
Smart Budget Planner — Set category budgets, get alerts before you overspend, and see your financial health at a glance.
Daily Streaks & Habits — Build a logging habit with streak tracking and a calendar view to keep you consistent.
Spending Analytics — Detailed charts show exactly where your money goes. Spot patterns, cut waste, spend smarter.
Multi-Currency Support — Track expenses in any currency. Built for travelers and global users.
Home & Lock Screen Widgets — Your daily budget and recent transactions are always one glance away.
Biometric Security — Face ID, Touch ID, and passcode protection keep your financial data private and local.

YOUR PRIVACY MATTERS
Pennio does not require a bank connection or account login. Your financial data stays on your device.
Download Pennio and take control of your spending — one voice note at a time.
Subscription Information: Unlock the full potential of Pennio with our Premium subscription, which grants you access to unlimited transaction logging, advanced financial insights, and deep spending pattern analysis.

Payment will be charged to your Apple account upon confirmation of purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. Your account will be charged for renewal within 24 hours before the end of the current period. You can manage your subscriptions and turn off auto-renewal by going to your App Store Account Settings after purchase.

Contact Us & Support: We'd love to hear from you. Email: madebypixels3@gmail.com

Privacy Policy: https://pennio.framer.website/privacy-policy

Terms & Conditions: https://pennio.framer.website/terms-and-conditions

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pennio Yearly | $99.99 | per year |
| Pennio Monthly | $9.99 | per month |
| Pennio Weekly | $3.99 | per 7 days |
| Monthly | $9.99 | per month |



## Version history (last 3 releases)

### 1.3 — 2026-06-09

- Bug fixes and UI improvements

### 1.2 — 2026-04-13

- Bug fixes and UI Improvements

### 1.0 — 2026-04-06

No release notes.

## More apps by Gurjot Singh

- [Blink AI Image Generator](https://appshunter.io/ios/app/blink-ai-image-generator/id6741411200)
- [Liquid Glass 26 Wallpapers](https://appshunter.io/ios/app/liquid-glass-26-wallpapers/id6747732436)
- [Roaster- Roast Bot & Comebacks](https://appshunter.io/ios/app/roaster-roast-bot-and-comebacks/id6752819404)
- [TuneSmith Music](https://appshunter.io/ios/app/tunesmith-music/id6756284351)
- [Verse: Bible Breath Prayer](https://appshunter.io/ios/app/verse-bible-breath-prayer/id6757671859)

All apps by Gurjot Singh: https://appshunter.io/developer/1794054790

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-28.*