# Pennra — Know What's Safe to Spend

> Know What's Safe to Spend (iPhone/iPad app by Julian Harmon.)

- Source: https://appshunter.io/ios/app/pennra/id6780068920 (this page in markdown: same URL + `.md`)
- Developer: [Julian Harmon](https://appshunter.io/developer/6779850014)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.6 · 25 MB
- Languages: American English
- Released: 2026-06-28
- Data updated: 2026-09-08
- User reviews in markdown: https://appshunter.io/ios/app/pennra/id6780068920/reviews.md

## What is Pennra?

Know exactly what you can safely spend after bills and savings. Pennra gives you a private, forward-looking budget without asking for your bank login.

Pennra is a subscription app. A Pennra Premium membership, which starts with a 14-day free trial, is required to use the app and unlocks everything below.

WHAT PENNRA PREMIUM INCLUDES

Budget without the busywork
Set budgets by category and see your spending update in real time. Pennra automatically recognizes your transactions and even shows merchant logos, so your activity is easy to read at a glance.

See your whole financial picture
Track every account, including checking, savings, credit, cash, and investments, and watch your net worth grow over time with clean charts and trends.

Plan ahead with confidence
Schedule recurring bills, income, and transfers. Use the paycheck planner to know exactly what's covered before your next payday.

Reach your goals
Set savings goals with target dates and monthly contributions, and watch your progress build.

Track your investments
Add holdings to follow your portfolio's value with live market prices, right alongside the rest of your money.

Share with your household
Sync across your devices and share with up to 4 people, so everyone stays on the same page.

Private by design
No ads. No selling your data. No tracking you across other apps. Your information is yours.

SUBSCRIPTION DETAILS
Pennra Premium is an auto-renewing subscription:
- Monthly: $4.99 per month
- Yearly: $39.99 per year
Each plan starts with a 14-day free trial. Your subscription begins after the trial and automatically renews unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple Account at confirmation of purchase. Manage or cancel anytime in your Apple Account settings.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://pennra.com/privacy/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pennra Premium | $39.99 | per year |
| Pennra Premium | $4.99 | per month |



## Version history (last 5 releases)

### 5.1 — 2026-07-14

• Improved cloud sync reliability and data restoration
• More accurate CSV imports and exports for transfers, budgets, and split transactions
• Better protection against duplicate or disconnected records
• Improved subscription and free-trial handling
• Additional stability and performance improvements throughout the app

### 5.0 — 2026-07-12

Bug fixes!

### 4.8 — 2026-07-08

New in Pennra 4.8

- Try everything free for 2 weeks. You get full access the moment you open the app, no card required. The trial starts automatically.
- Upgrade anytime. You can now go Premium whenever you're ready from the Settings tab.
- Fix: "Clear Accounts and Activity" now clears everything, including goals, bills, and your calendar, not just accounts and transactions.

### 4.7 — 2026-07-06

- Budgets at a glance: the overview now shows Projected Income, Budgeted, Spent, and Excess Funds together, so you always know where the month stands.
- Recurring, simplified: one "Recurring" button now lets you set up recurring expenses, income, or transfers from a single place.
- Faster Home screen: quick actions for Expense, Income, Transfer, and Pay Bill now sit right at the top.
- Top Merchants now highlights your top 15.
- The Bill Calendar widget fills the whole widget for a cleaner, easier-to-read month.
- Plus performance improvements and polish throughout.

### 4.6 — 2026-07-04

Bug and stability fixes!

## Apps similar to Pennra

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [MilestonePro](https://appshunter.io/ios/app/milestonepro/id6782279740) | — | Free | Finance |
| [Don - AI Budget Tracker](https://appshunter.io/ios/app/don-ai-budget-tracker/id6759682968) | 5.0 (1) | Free | Finance |
| [Paper: Budget & Expense App](https://appshunter.io/ios/app/paper-budget-and-expense-app/id6756664194) | 5.0 (3) | Free | Finance |
| [Money Tracker AI](https://appshunter.io/ios/app/money-tracker-ai/id6745075420) | — | Free | Finance |
| [Dueza](https://appshunter.io/ios/app/dueza/id6789552285) | 5.0 (17) | Free | Finance |
| [Money manager : BudgetEASE](https://appshunter.io/ios/app/money-manager-budgetease/id6753622962) | 5.0 (8) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*