# Penny Business > Business cash flow management and forecasting tool with daily updates. (iPhone/iPad app by Andrii Ieroshevych.) - Source: https://appshunter.io/ios/app/penny-business/id6822056110 (this page in markdown: same URL + `.md`) - Developer: [Andrii Ieroshevych](https://appshunter.io/developer/1790406380) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 26.0 · 2 MB - Languages: English - Released: 2026-10-28 - Data updated: 2026-11-06 - Monetization: subscription ## What is Penny Business? Penny shows a leadership team its cash every morning, then the next thirteen weeks. Balances and transactions are pulled overnight from every operating account and card, so the cash page is current before anyone is at a desk. No exports, no copy-paste from four bank portals, no spreadsheet rebuilt last Friday. WHAT YOU GET Cash on hand, every morning Balances across all accounts and institutions, refreshed overnight. Cash in and out, by category Receipts, payroll, vendors, card spend. Transfers between your own accounts are paired so they never look like income. 13-week forecast Run-rates for steady customers, detected cadence for recurring bills, one-offs placed by hand. Shown as a range, not a single line. Scenarios and what-if Move collection days or headcount and Penny names the week cash would cross the floor you set. Plan against actual Every Monday last week's plan is scored against the bank. Gaps are named by cause (timing, run-rate, one-off) and the next forecast adjusts. Every number opens Any total drills into the transactions behind it. When the board asks why payroll is up, the answer is on screen, not in a follow-up email. CONNECTIONS Banks and cards connect through Plaid, along with payroll and the books. Setup takes about fifteen minutes. Where cash runs through an industry system, a fleet platform, an EHR or an in-house ERP, the connection can be built. READ ONLY Penny never moves money. Bank and card links are read-only. It classifies, forecasts and explains. Anything written to your books waits for a person to confirm it. SECURITY Each company's data is kept separate, encrypted in transit and at rest, and never used to train shared models. WHO IT'S FOR Founders, CEOs, CFOs, controllers and fractional finance teams who need cash to be current when the meeting starts. Penny Cash is the first module of the Penny platform. Books, Revenue, Marketing and Operations follow. Penny requires an active subscription. Request a demo at get-penny.ai. ## Key features - Daily cash on hand - Overnight balance refreshes - Categorized cash in/out - 13-week cash flow forecast - Scenario and what-if analysis - Plan vs. actual performance tracking - Drill-down transaction details ## Is Penny Business safe? Not enough ratings yet to assess Penny Business. ## Is Penny Business legit? Penny Business has limited verification signals. The AppsHunter Legitimacy Score for Penny Business is 55 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about Penny Business ### How does Penny Business ensure my financial data is secure? Penny Business keeps each company's data separate and encrypted both in transit and at rest. It uses Plaid for secure connections to banks and cards, and all links are read-only, meaning the app never moves money. ### What kind of financial institutions does Penny Business connect with? Penny Business connects with banks and cards through Plaid. It can also build connections for industry-specific systems like fleet platforms, EHRs, or in-house ERPs where cash runs through them. ### How often is the cash flow data updated in Penny Business? Balances and transactions are pulled overnight from every operating account and card, ensuring the cash page is current before the business day begins. This provides daily cash visibility. ### Can I see the specific transactions that make up my cash flow totals in Penny Business? Yes, every number in Penny Business opens up to show the detailed transactions behind it. This allows for quick answers to questions about increases in expenses like payroll. ### What is the setup process like for Penny Business? The setup process for connecting banks and cards through Plaid takes approximately fifteen minutes. This allows for quick integration and access to your financial data. ### Does Penny Business offer a free trial or demo? Penny Business requires an active subscription. You can request a demo at get-penny.ai to learn more about its capabilities before committing to a subscription. ### How does Penny Business handle transfers between a company's own accounts? Transfers between your own accounts are paired within Penny Business so they are not incorrectly counted as income. This ensures accurate reporting of cash flow. ### What age rating does Penny Business have? Penny Business has an age rating of 4+. This indicates it is suitable for a broad audience, though its primary users are business professionals. ## Version history (last 1 release) ### 1.0 — 2026-10-28 No release notes. ## More apps by Andrii Ieroshevych - [SpotterAR](https://appshunter.io/ios/app/spotterar/id6740536907) - [SpotterNext](https://appshunter.io/ios/app/spotternext/id6744022861) - [Roboscope AR](https://appshunter.io/ios/app/roboscope-ar/id6746200702) - [Walter AR](https://appshunter.io/ios/app/walter-ar/id6747575666) - [Laplasian](https://appshunter.io/ios/app/laplasian/id6751143777) - [roboscope2](https://appshunter.io/ios/app/roboscope2/id6754287167) All apps by Andrii Ieroshevych: https://appshunter.io/developer/1790406380 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*