# Penny Crunch — Private expense tracker

> Private, offline expense tracker with customizable categories and export options. (iPhone/iPad app by ZSynergy Ltd.)

- Source: https://appshunter.io/ios/app/penny-crunch/id6810856257 (this page in markdown: same URL + `.md`)
- Developer: [ZSynergy Ltd](https://appshunter.io/developer/6810856259)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 23 MB
- Languages: American English
- Released: 2026-09-24
- Data updated: 2026-10-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/penny-crunch/id6810856257/reviews.md

## What is Penny Crunch?

Penny Crunch is a straightforward expense tracker for people who want to know where their money goes — without handing their finances to anyone else.

Everything you record stays on your device. There is no account to create, no sign-in, no cloud sync and no analytics. Your financial life is yours alone.

TRACK IN SECONDS
Add an expense or income in a few taps. Pick a category, set the amount, add a note if you want. That's it.

BUILT-IN CATEGORIES
Over thirty categories ready to go, covering groceries, rent, fuel, utilities, council tax, childcare, subscriptions and more. Add your own, hide the ones you don't use, and reorder them to match how you actually spend.

BUDGETS THAT MAKE SENSE
Set a monthly cap per category and see at a glance how much room is left. No lectures, no scores — just a clear picture of where you stand.

REPORTS WORTH READING
See spending by category, daily spending across the month, and a full category breakdown. Switch between week, month, or any custom date range.

EXPORT WHENEVER YOU WANT
Export your full transaction history as a spreadsheet (.xlsx) or generate a PDF statement. Your data is never locked in.

CHOOSE YOUR CURRENCY
Over 140 currencies supported, so the amounts read the way you expect.

DARK MODE
Comfortable in either light or dark.

PRIVATE BY DESIGN
No account. No tracking. No adverts. No data collection of any kind. Penny Crunch works entirely offline, and you can permanently delete everything from Settings at any time.

Built in the UK by ZSynergy.

Questions or suggestions: info@zsynergy.co.uk

## Key features

- Private, offline expense tracking
- Quick expense and income entry
- Customizable spending categories
- Monthly budget setting per category
- Spending reports by category and date
- Data export to spreadsheet or PDF
- Support for over 140 currencies

## Is Penny Crunch safe?

Not enough ratings yet to assess Penny Crunch.

## Is Penny Crunch legit?

Penny Crunch has limited verification signals. The AppsHunter Legitimacy Score for Penny Crunch is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/penny-crunch/id6810856257/reviews.md

### 5/5 — Pretty nice

*2026-09-26*

Pretty straightforward and easy to use app, excellent UI

## Frequently asked questions about Penny Crunch

### How secure is Penny Crunch?

Penny Crunch is designed for privacy, keeping all your financial data on your device. It does not require an account, syncs to the cloud, or collect any analytics, ensuring your financial life remains yours alone.

### Can I customize categories in Penny Crunch?

Yes, Penny Crunch comes with over thirty built-in categories, and you can add your own, hide unused ones, and reorder them to perfectly match your spending habits.

### Does Penny Crunch have ads?

No, Penny Crunch is completely ad-free. The app is designed for a distraction-free experience, with no advertisements or data collection of any kind.

### What devices does Penny Crunch support?

Penny Crunch is available for iPhone and iPod devices. It is built in the UK by ZSynergy Ltd.

### How often is Penny Crunch updated?

Penny Crunch was last updated on September 24, 2026, with version 1.2.0. The developer, ZSynergy Ltd, provides regular updates to enhance functionality and reliability.

### Can I export my data from Penny Crunch?

Absolutely. Penny Crunch allows you to export your entire transaction history as a spreadsheet (.xlsx) or generate a PDF statement, ensuring your data is never locked in.

### What is the rating for Penny Crunch?

Penny Crunch has a perfect rating of 5.0 stars based on one user review. This indicates a highly positive user sentiment for the app's functionality and privacy features.

### Does Penny Crunch offer budgeting features?

Yes, Penny Crunch allows you to set monthly budget caps for each category. You can easily see how much room you have left in each budget at a glance.

## Version history (last 1 release)

### 1.2.0 — 2026-09-24

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-03.*