# Penny — Money & Budget

> Penny — Money & Budget (iPhone/iPad app by NATALIA TOMSA.)

- Source: https://appshunter.io/ios/app/penny-money-and-budget/id6792756631 (this page in markdown: same URL + `.md`)
- Developer: [NATALIA TOMSA](https://appshunter.io/developer/6792757593)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 58 MB
- Languages: American English
- Released: 2026-08-03
- Data updated: 2026-08-17
- User reviews in markdown: https://appshunter.io/ios/app/penny-money-and-budget/id6792756631/reviews.md

## What is Penny?

Meet Penny — a baby dragon who lives in your budget and reacts to every choice you make.

Doing great? She lounges on a gold pile in sunglasses. Overspending? She panics in a mountain of receipts. Your money finally has a face — and she cares.

BUDGETING THAT FEELS LIKE A GAME
- Set your monthly budget and watch the ring — you always know what's safe to spend
- The 50/30/20 formula built in: needs, wants, savings, split automatically
- Log expenses in seconds — earn coins for every one
- Keep your streak alive, unlock achievements, dress Penny in the wardrobe

REAL TOOLS UNDERNEATH
- Multi-currency: pay in €, $, lei, zł — Penny converts at today's rates
- Track subscriptions & bills — get warned before they bite
- Savings goals that actually drain your budget (honest math, no fictions)
- Track loans and investments in one place
- Works offline — log anywhere, syncs when you're back

PENNY PRO unlocks end-of-month forecasts, full analytics, unlimited goals, and portfolio insights. Free 7-day trial on the yearly plan.

Your data stays yours: stored securely in the EU, protected so only you can access it, exportable anytime.

Protect your money, grow your treasure. 
Terms of Use: https://pennythedragonapp-sudo.github.io/penny-site/terms.html
Privacy Policy: https://pennythedragonapp-sudo.github.io/penny-site/privacy.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Penny Pro Monthly | $3.99 | per month |
| Penny Pro | $34.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Penny Pro Lifetime | $99.99 | one-time |



## Version history (last 5 releases)

### 1.4 — 2026-08-15

New: Minimal mode

Prefer things quiet? Switch to Minimal anytime in Settings for 
a clean, distraction-free version of Penny — same budgeting power,
none of the flourish. Playful stays exactly as you know it, whenever
you want the dragon back.

Also in this update:
- Swipe between tabs instead of tapping
- Smoother animations throughout the app
- Goal check-ins to help you stay on track
- Faster onboarding
- Under-the-hood fixes and polish

Protect your money. Grow your treasure.

### 1.3 — 2026-08-13

New: Minimal mode

Prefer things quiet? Switch to Minimal anytime in Settings for a
clean, distraction-free version of Penny — same budgeting power,
none of the flourish. Playful stays exactly as you know it, whenever
you want the dragon back.

Also in this update:
- Swipe between tabs instead of tapping
- Smoother animations throughout the app
- Goal check-ins to help you stay on track
- Faster onboarding
- Under-the-hood fixes and polish

Protect your money. Grow your treasure.

### 1.2 — 2026-08-08

• Track multiple loans, not just one
• Recurring bills and subscriptions now handle monthly vs. yearly billing correctly, and deduct automatically when they're due
• Added a close button to expense, bill, and loan entry screens — no more getting stuck
• Fixed an issue where signing in wouldn't always take you to the right screen

### 1.1 — 2026-08-06

Bug fixes and performance improvements

### 1.0 — 2026-08-03

No release notes.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*