# Penny: Save Much Smarter — Save Your Money with Us!

> Save Your Money with Us! (iPhone/iPad app by MID, OOO.)

- Source: https://appshunter.io/ios/app/penny-save-much-smarter/id1634054436 (this page in markdown: same URL + `.md`)
- Developer: [MID, OOO](https://appshunter.io/developer/1634054438)
- Category: Utilities
- Price: Free
- Age rating: 17+
- Requires: iOS 12.0 · 14 MB
- Languages: English, Vietnamese
- Released: 2022-07-12
- Data updated: 2026-05-19
- User reviews in markdown: https://appshunter.io/ios/app/penny-save-much-smarter/id1634054436/reviews.md

## What is Penny?

Upsize your SAVINGS while keeping track of your every Expense

Effective budget planning starts with understanding how you spend your money and evaluating your current spending habits. To do this, you will need to track your expenses, or spending.

Penny is a unique app for any individual to keep track of the expenses while not forgetting to upsize their Savings. In-built Financial Assistant will comment on your Financial Health Status and encourage you to save more every month. 

Penny allows effective budget planning on-the-go with a very user friendly, intuitive interface. Unlock option is available for you to experience the fullest potential of the app after trying it out for free. 
Penny shows what are your Individual Expenses this month, Recurring Expenses, Expense Wheel with expense categories, and your Financial Health Status with Advice on how to upsize your Savings.

• 5 Reasons why you MUST have Penny on your iPhone:

- Manage personal finances on-the-go.
- Experience in-built Financial Assistant's comments & feedback for increased saving.
- Add monthly Recurring Expenses and pay them without forgetting or delaying.
- Bird's eye view of your Projected Savings and Financial Overview.
- Effortlessly view and organize information by Month.


## Version history (last 1 release)

### 1.0 — 2022-07-12

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-19.*