# Penny Time - Finance education — Money habits for life

> Money habits for life (iPhone/iPad app by Assaf Siman Tov.)

- Source: https://appshunter.io/ios/app/penny-time-finance-education/id6754588689 (this page in markdown: same URL + `.md`)
- Developer: [Assaf Siman Tov](https://appshunter.io/developer/1849088382)
- Category: Education, Finance
- Price: Free
- Age rating: 9+
- Requires: iOS 15.1 · 66 MB
- Languages: American English
- Released: 2025-12-10
- Data updated: 2026-09-02
- User reviews in markdown: https://appshunter.io/ios/app/penny-time-finance-education/id6754588689/reviews.md

## What is Penny Time?

Raise kids who understand how money works.
Penny Time turns your child's allowance into real-world money lessons. Kids see how money grows, how choices shape outcomes, and how to think long-term.
How it works: Kids see short decision moments that use tiny amounts of their allowance. "Use $3 to help Olli set up his lemonade stand, or keep it?" If they invest, their money is locked for a few days. A notification tells them how it turned out.
A few minutes a week is all it takes.

More than just saving: Piggy banks teach kids to save, not how money behaves. Penny Time builds the instincts adults wish they'd learned earlier.
Parents stay in charge
You're the bank. Set the allowance and approve when they want cash. No bank accounts, no debit cards, no chores, no setup.

Best for ages 8 to 14. Simple for parents. Empowering for kids.


## Version history (last 5 releases)

### 4.23.0 — 2026-09-01

• Bad signal no longer looks like a bug, and nobody gets signed out halfway through something.
• Screens that went blank or spun forever now say what went wrong, with a button to try again.
• Claim a quest and your child finally reads how the story ended.
• We rewrote a lot of confusing messages. If one still trips you up, the home screen has a spot to tell us.

Tell us what to build next: menu > Send feedback.

### 4.21.0 — 2026-08-20

What's New:

• Kids get a proper welcome the first time they open the app, plus new avatars to pick from.
• Optional reminders for allowance day and for quests waiting on an answer.
• Allowance arrives on time in your own timezone.
• No phone for your child? Set them up as allowance-only, and connect a device whenever you're ready.
• Faster sign-in, clearer privacy settings, and a lot of small fixes.

Tell us what to build next: menu > Send feedback.

### 4.19.0 — 2026-07-26

This update puts your family's privacy front and center.

• Adding a child now asks for just a nickname and an age, nothing more.
• New Privacy settings in your menu: read our privacy policy and decide if you want to share usage data to help improve the app. It stays off unless you turn it on.
• Kids get their own friendly privacy note in their menu, written in language made for them.
• Small fixes and polish throughout.

### 2.0.0 — 2026-06-29

A big update! Meet Quests: our brand-new way to learn money through play.

- QUESTS: Kids take on fun, illustrated story challenges and make real money decisions - invest, accept, or pass,  then see the outcome. Featuring collectible animated cards and 3D celebrations.
• SMART REMINDERS: Timely, gentle notifications so no quest, allowance or milestone slips by.
• GROWTH BUDGET: Set a safe budget for your child to grow their money.
• Plus many reliability fixes, faster performance, and polish throughout.
• Thanks for using Penny Time! Questions or ideas? Reach us in-app.

### 1.0.3 — 2026-01-23

Added push notifications to make it easier to know when cash out request has been created, allowance has been added and other important activities.

## Related topics

[assaf siman tov](https://appshunter.io/ios/topics/assaf-siman-tov)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*