# Penny: Track Personal Finance — Spending, Net Worth, Debt

> Personal finance tracker for net worth, spending, budgets, and debt. (iPhone/iPad app by Taitho Labs, LLC.)

- Source: https://appshunter.io/ios/app/penny-track-personal-finance/id6757619387 (this page in markdown: same URL + `.md`)
- Developer: [Taitho Labs, LLC](https://appshunter.io/developer/1867887371)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.0 · 84 MB
- Languages: American English
- Released: 2026-03-10
- Data updated: 2026-09-03
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/penny-track-personal-finance/id6757619387/reviews.md

## What is Penny?

Penny is the app that makes looking at your money feel like something you're doing for yourself, not something being done to you.

See your complete financial picture: net worth, accounts, spending, budgets, investments, and cash flow. Track where your money goes, plan what comes next, and watch your progress without the overwhelm or judgment.

Penny doesn't tell you what to do with your money. It gives you clarity and lets you decide. Whether you're saving toward something, paying down debt, or building better habits, Penny meets you where you are. No guilt. No pressure. Just honest progress.

Key features:
• Dashboard with net worth and spending overview
• Weekly and monthly budget planning
• Transaction tracking and category insights
• Debt payoff tools (Snowball and Avalanche methods)
• Linked account support for complete visibility
• Investment tracking
• Cash flow analysis

Every little bit counts, and so does clarity.

Terms of Use: https://pennyfinance.net/terms

## Key features

- Net worth and spending overview dashboard
- Weekly and monthly budget planning
- Transaction tracking and category insights
- Debt payoff tools (Snowball and Avalanche)
- Linked account support
- Investment tracking
- Cash flow analysis

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Penny Monthly | $9.99 | per month |
| Penny Yearly | $79.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/penny-track-personal-finance/id6757619387/reviews.md

### 5/5 — Amazing APP

*2026-07-13*

I have been using Penny for about four months and it has changed my finances for the best. I  love that I do not feel overwhelmed when i go on the App . It almost feels like a game with the fun animations! finances feel more tangible!  I definitely recommend Penny!

## Frequently asked questions about Penny

### What is Penny's pricing structure?

Penny offers a free version with core tracking features. For advanced tools and unlimited access, subscription plans are available: Penny Monthly at $9.99/month with a 7-day free trial, and Penny Yearly at $79.99/year.

### Does Penny have ads?

No, Penny is ad-free. The app focuses on providing a clear and uninterrupted financial tracking experience for its users.

### What devices does Penny support?

Penny is available on iPhone, iPad, and iPod devices, allowing users to manage their finances across Apple's ecosystem.

### How often is Penny updated?

The latest version of Penny is 1.12.4, and it was last updated on July 14, 2026. Updates typically include new features and performance improvements.

### What is the age rating for Penny?

Penny has an age rating of 12+, making it suitable for teenagers and adults managing their personal finances.

### What are the debt payoff methods available in Penny?

Penny includes tools for debt payoff using both the Snowball and Avalanche methods, helping users strategize their debt reduction effectively.

### Can I link my bank accounts to Penny?

Yes, Penny supports linked account functionality, providing complete visibility into your financial accounts for comprehensive tracking.

### What is the user sentiment for Penny based on reviews?

Based on the available data, Penny has a perfect 5.0-star rating from one review, indicating highly positive user sentiment.

## Version history (last 5 releases)

### 1.14.18 — 2026-08-27

Penny starts up faster and uses less battery. Bug fixes.

### 1.14.17 — 2026-08-24

Bug fixes and performance improvements.

### 1.14.13 — 2026-08-17

Bug fixes and performance improvements.

### 1.14.12 — 2026-08-16

Fixed an issue where some linked bank accounts could disappear from the Accounts tab.

### 1.14.10 — 2026-08-15

Connecting a bank is simpler. When you add an account, Plaid opens right away so you can pick your bank.

## Related topics

[personal finance track](https://appshunter.io/ios/topics/personal-finance-track) · [personal](https://appshunter.io/ios/topics/personal)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*