# PennyBook: Private Budget — Simple Money Tracker

> Simple Money Tracker (iPhone/iPad app by 德明 杨.)

- Source: https://appshunter.io/ios/app/pennybook-private-budget/id6795992817 (this page in markdown: same URL + `.md`)
- Developer: [德明 杨](https://appshunter.io/developer/1630281265)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 18 MB
- Languages: American English, Arabic, French (France), German (Germany), Italian, Japanese, Korean, Brazilian Portuguese, Chinese (Simplified, China), European Spanish and 1 more
- Released: 2026-08-18
- Data updated: 2026-10-10

## What is PennyBook?

Know where your money went—without turning budgeting into a second job.

PennyBook: Private Budget is a fast, private money tracker for individuals, couples, and families. Record an expense in seconds, see what is safe to spend today, and keep household costs organized on your device.

BUILT FOR DAILY LIFE
• Add expenses and income in seconds
• Monthly budget and safe-to-spend view
• Custom categories for the way you live
• Clear category and spending trends
• Search, edit, duplicate, and export your records
• One private book with free CSV export

PRIVATE BY DEFAULT
No account is required. There are no ads or bank connections. Your records are stored locally unless you explicitly export them.

ONE PURCHASE. COMPLETE PRO TOOLKIT.
PennyBook Pro is a lifetime unlock—not a subscription. Pro includes category budgets and warnings, six-month and yearly insights, multiple books, automatic bills and subscription entries, payment reminders, PDF reports, CSV import, complete restorable backups, Face ID protection, and Siri Shortcuts entry.

PennyBook: Private Budget intentionally avoids investments, bank syncing, and financial advice. It is simply a calmer way to stay aware of everyday money.

Terms of Use: https://pennybook.codemxm.com/terms/

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| PennyBook Pro Lifetime | $9.99 | one-time |


## Is PennyBook safe?

Not enough ratings yet to assess PennyBook.

## Is PennyBook legit?

PennyBook: Private Budget appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for PennyBook is 70 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-08-18

No release notes.

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## More apps by 德明 杨

- [Private Album - PRAM](https://appshunter.io/ios/app/private-album-pram/id1630541373)
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- [ByeIdiom](https://appshunter.io/ios/app/byeidiom/id1668659209)
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- [BrainTwists-Grow up with child](https://appshunter.io/ios/app/braintwists-grow-up-with-child/id6446028289)
- [GIF Recorder-ImproveEfficiency](https://appshunter.io/ios/app/gif-recorder-improveefficiency/id6449383791)

All apps by 德明 杨: https://appshunter.io/developer/1630281265

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-10.*