# PennyCrunch — PennyCrunch

> Offline personal finance manager with budgeting, reminders, and reporting. (iPhone/iPad app by Dario Gandolfi.)

- Source: https://appshunter.io/ios/app/pennycrunch/id6749855835 (this page in markdown: same URL + `.md`)
- Developer: [Dario Gandolfi](https://appshunter.io/developer/1832481813)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 18.6 · 6 MB
- Languages: American English
- Released: 2025-10-10
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pennycrunch/id6749855835/reviews.md

## What is PennyCrunch?

Take full control of your personal finances with a completely offline budgeting app — no sign-ups, no tracking, and no data sharing.

Key Features:
	•	Offline Operation: All your data stays on your device — 100% private.
	•	Reminders: Never miss a payment or expense update again.
	•	Secure Backup: Easily create and restore backups of your data.
	•	Insights & Reports: Track your income, spending, and categories with clean visuals.
	•	Export Options: Export your transactions to CSV or PDF anytime.
	•	Multi-Currency: Built-in FX conversion for real-time and historical rates.
	•	How to guide available at https://sites.google.com/view/pennycrunch

Whether you’re budgeting for the month, tracking bills, or planning savings, this app gives you all the tools you need.

## Key features

- Offline operation
- Payment reminders
- Secure data backup
- Income and spending insights
- CSV/PDF export
- Multi-currency support


## Frequently asked questions about PennyCrunch

### Is PennyCrunch free to use?

Yes, PennyCrunch is completely free to download and use. There are no hidden costs or subscription fees associated with its core features.

### Does PennyCrunch have ads?

No, PennyCrunch is ad-free. The app is designed to provide a distraction-free experience for managing your finances.

### How secure is my data with PennyCrunch?

PennyCrunch prioritizes your privacy by operating entirely offline. All your financial data is stored locally on your device, and there is no sign-up or data sharing involved.

### What devices does PennyCrunch support?

PennyCrunch is currently supported on iPhone devices. Future updates may expand compatibility to other platforms.

### Can I export my financial data from PennyCrunch?

Yes, PennyCrunch allows you to export your transactions in CSV or PDF format. This makes it easy to analyze your spending or share your data as needed.

### How often is PennyCrunch updated?

The latest version of PennyCrunch is 1.5, which was last updated on November 10, 2025. The developer actively maintains the app.

### What are the main benefits of using PennyCrunch?

Users appreciate PennyCrunch for its complete offline functionality, ensuring 100% privacy. Key benefits include easy budgeting, timely payment reminders, and clear visual reports of income and spending.

### Does PennyCrunch support multiple currencies?

Yes, PennyCrunch includes built-in FX conversion with support for real-time and historical rates, making it suitable for managing finances in multiple currencies.

## Version history (last 5 releases)

### 1.5 — 2025-11-10

1.5 Enhancement to Budgets page. Now shows 
1.4 Bug Fixes and enhancements
1.3 Enhancements to Transactions when you change or alter the name or categories
1.2 Bug Fixes

### 1.4 — 2025-10-29

Bug Fixes and enhancements

### 1.3 — 2025-10-28

Bug fixes and improvements made to new cycles and when changing the transaction dates, names or amounts. Now it will automatically expire old Transactions so duplications don't occur the next cycle.

### 1.2 — 2025-10-25

Improvements made to new cycles and when changing the transaction dates, names or amounts. Now it will automatically expire old Transactions so duplications don't occur the next cycle.

### 1.1 — 2025-10-15

Added Insights to show you how much you have spent per frequency (eg Monthly, Daily, Weekly etc)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*