# PennyDay: Expense Tracker — Budget Calendar & Cash Flow

> Calendar-based budget planner and expense tracker for personal finance management. (iPhone/iPad app by EFFENDY EKA SAPUTRA.)

- Source: https://appshunter.io/ios/app/pennyday-expense-tracker/id1593342865 (this page in markdown: same URL + `.md`)
- Developer: [EFFENDY EKA SAPUTRA](https://appshunter.io/developer/1016446377)
- Category: Finance, Productivity
- Price: Free
- Rating: 3.70/5 from 7 App Store ratings · 22 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 72 MB
- Languages: American English, Chinese (Simplified, China), Chinese (Traditional, Taiwan)
- Released: 2021-11-13
- Data updated: 2026-09-03
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/pennyday-expense-tracker/id1593342865/reviews.md

## What is PennyDay?

Track expenses in seconds and see your money day by day. PennyDay combines fast manual entry, a clear budget calendar, and useful spending insights—without linking a bank account.

TRACK MONEY IN SECONDS
• Record expenses, income, and transfers with a focused quick-add flow
• Organize cash, bank, and credit card accounts in one place
• Create categories that match the way you spend
• Review and filter your complete transaction history

SEE WHERE YOUR MONEY GOES
• Read daily income and expenses directly from the calendar
• Follow monthly cash flow, spending trends, and summaries
• Compare category and account breakdowns
• Spot recurring costs and understand your spending patterns

PLAN WITHOUT THE COMPLEXITY
• Set category budgets and keep an eye on progress
• Schedule recurring entries for regular bills and income
• Turn on reminders so logging stays part of your routine
• Manage multiple manual accounts without bank connections

PRIVATE AND IN YOUR CONTROL
• Your financial records stay on your device by default
• Protect the app with a passcode and Face ID where available
• Create local snapshot backups and restore them when you choose
• When iCloud is available, manual backup also saves an iCloud snapshot
• Backup is user-controlled and is not real-time device sync

PENNYDAY PRO
Upgrade to remove ads and unlock unlimited recurring entries, additional category and tag budgets, rolling Analysis ranges, CSV export, automatic iCloud snapshot backup with longer retention, and additional photo attachments.

PennyDay is built for people who want a fast, private way to understand everyday money without the setup and complexity of connected finance apps.

Questions or feedback? Contact urcashfixer@gmail.com

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Calendar budgeting
- Expense tracking
- Multi-account support
- Emoji category customization
- Insights and reports
- Privacy features

## Recent user reviews (10 of 22)

All indexed reviews: https://appshunter.io/ios/app/pennyday-expense-tracker/id1593342865/reviews.md

### 4/5 — 好用但是

*2026-05-22, version 3.9.2*

請問要如何匯出月支出與收入帳目？
*不小心刪除一筆記帳資料怎麼辦？
2026/05/22編輯:匯出CCV 沒辦法看到備註

### 3/5 — 更新內容

*2026-04-18, version 3.9.2*

更新之後很容易不小心左滑把紀錄刪掉😭
根本沒看清楚就被刪掉了，完全救不回來
希望刪除之前可以新增一個確認是否刪除的訊息框

### 5/5 — 更新後新增加都沒有顯示

*2025-12-14, version 3.9.2*

一直都用這個記帳，更新後都沒有顯示新增加的

### 1/5 — 改版後不好用

*2025-11-19, version 3.9.0*

月曆視圖能改回原版本嗎，數字無法完整顯示

### 5/5 — 更新後的月曆頁面無法顯示

*2025-10-26, version 3.8.0*

一直覺得這記帳很好用，但自從更新後，月曆畫面就無法顯示記帳的金額，不知道什麼時候才可以改善。

### 1/5 — 調整字型大小

*2025-09-04, version 3.6.0*

日曆的日期字太小了，找不到可調整字型大小

### 5/5 — Aminn

*2025-09-02, version 3.6.0*

Mudah mudahan

### 5/5 — 操作簡易，使用穩定

*2025-03-11, version 3.1.3*

從安卓換成蘋果找尋記帳軟體，這app操作簡易，穩定，加上可以匯出部分欄位內容，感謝作者提供這app

### 5/5 — 簡單好用

*2025-03-06, version 3.1.0*

簡單好用，記帳一流，希望可以推出有Google back up 和可買無廣告版，用了半年來寫評

### 5/5 — 介面簡單好用

*2024-12-17, version 2.5.1*

介面簡單好用
希望可以不要強迫有預設分類

## Frequently asked questions about PennyDay

### Does Calendar Finance Manager have ads?

Yes, Calendar Finance Manager contains advertisements. This is typical for free finance management applications.

### What is the rating for Calendar Finance Manager?

Calendar Finance Manager has a rating of 3.5 stars from 6 ratings.

### What devices does Calendar Finance Manager support?

Calendar Finance Manager is currently supported on iPhone devices.

### How often is Calendar Finance Manager updated?

The latest version of Calendar Finance Manager was released on November 20, 2025, indicating regular updates.

### What is the age rating for Calendar Finance Manager?

Calendar Finance Manager has an age rating of 4+, making it suitable for a wide range of users.

### How does Calendar Finance Manager protect user privacy?

Calendar Finance Manager prioritizes privacy with Face ID/Passcode lock and on-device data protection, ensuring your financial information is kept secure.

### Can I sync my data across devices with Calendar Finance Manager?

Yes, Calendar Finance Manager offers iCloud sync and backup, allowing you to keep your financial data safe and accessible across your devices.

### What kind of financial insights does Calendar Finance Manager provide?

Calendar Finance Manager offers insights and reports on trends, categories, and monthly summaries to help users identify potential savings opportunities.

## Version history (last 5 releases)

### 4.0.1 — 2026-09-03

• A refreshed PennyDay experience across Home, Analysis, and Quick Add
• Faster daily logging and clearer spending trends
• Improved reliability, accessibility, and backup flows

### 3.9.2 — 2025-11-20

• New Home: balances and budgets at a glance.
• Emoji customization: pick emoji for categories.
• Plus performance improvements and minor fixes.

### 3.9.0 — 2025-11-14

• New Home: balances and budgets at a glance.
• Emoji customization: pick emoji for categories.
• Plus performance improvements and minor fixes.

### 3.8.0 — 2025-10-21

Improved iCloud backup and restore reliability so your data stays safe.

### 3.7.0 — 2025-09-12

Introducing the new Analysis page—clear insights into your spending and budgets at a glance.

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## Related topics

[calendar finance manager](https://appshunter.io/ios/topics/calendar-finance-manager)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*
