# PennyFern: Debt & Savings Plan — Debt payoff & savings planner

> Debt payoff & savings planner (iPhone/iPad app by May Villa.)

- Source: https://appshunter.io/ios/app/pennyfern-debt-and-savings-plan/id6761124495 (this page in markdown: same URL + `.md`)
- Developer: [May Villa](https://appshunter.io/developer/1871044090)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 39 MB
- Languages: American English
- Released: 2026-04-06
- Data updated: 2026-06-16
- User reviews in markdown: https://appshunter.io/ios/app/pennyfern-debt-and-savings-plan/id6761124495/reviews.md

## What is PennyFern?

Plan your money with a clear timeline.

Track debt payoff, savings, and future goals in one place. See where you are today and how long it takes to reach financial milestones.

KEY FEATURES

• Debt Payoff Tracker  
See your remaining balance, timeline, and monthly progress.

• Savings & Goal Planning  
Track savings goals and understand how long it takes to reach them.

• What-If Scenarios  
Test different amounts and see how they affect your timeline and interest.

• Financial Timeline View  
Visualize your progress across months and years.

• Daily Tracking  
Log spending, income, and actions to stay consistent.

WHY USERS USE THIS APP

• Understand debt payoff faster  
• Stay consistent with savings  
• Visualize financial progress  
• Make better money decisions  

Simple, focused, and easy to use.

SUBSCRIPTION

Pennyfern Premium is available as a yearly subscription.

• Length: 1 year  
• Price: $39.99 per year  
• Includes a 14-day free trial  
• Payment is charged to your Apple ID account at confirmation of purchase  
• Subscription automatically renews unless canceled at least 24 hours before the end of the current period  
• You can manage and cancel your subscription in your App Store account settings  

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Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/  
Privacy Policy: https://mochikirin.com/privacy.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pennyfern Pro | $4.99 | per month |
| Pennyfern Premium | $39.99 | per year |



## Version history (last 1 release)

### 1.0 — 2026-04-07

No release notes.

## More apps by May Villa

- [FlipPal – Reseller Calculator](https://appshunter.io/ios/app/flippal-reseller-calculator/id6758124029)
- [ScrubIQ: Protect Data for AI](https://appshunter.io/ios/app/scrubiq-protect-data-for-ai/id6759631776)

All apps by May Villa: https://appshunter.io/developer/1871044090

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-16.*