# PennyFlow - Expense Tracker — Track spending. Save smarter

> Track spending. Save smarter (iPhone/iPad app by 2. MANUEL KARL-HEINZ 1. ZANGL.)

- Source: https://appshunter.io/ios/app/pennyflow-expense-tracker/id6757489346 (this page in markdown: same URL + `.md`)
- Developer: [2. MANUEL KARL-HEINZ 1. ZANGL](https://appshunter.io/developer/1867235080)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 17+
- Requires: iOS 18.6 · 5 MB
- Languages: American English
- Released: 2026-01-18
- Data updated: 2026-05-30
- User reviews in markdown: https://appshunter.io/ios/app/pennyflow-expense-tracker/id6757489346/reviews.md

## What is PennyFlow?

PennyFlow - Your Smart Expense Tracker

Take control of your finances with PennyFlow, the elegant and powerful expense tracking app for iOS.

KEY FEATURES

- Quick entry for income and expenses
- Smart categorization (Food, Transport, Shopping and more)
- Recurring transactions for subscriptions and regular payments
- Budget goals with real-time progress tracking
- Photo attachments for receipts
- Detailed statistics and trends
- Interactive charts to visualize your spending

SMART INSIGHTS

PennyFlow analyzes your spending and provides valuable insights:
- Spending trends vs. previous month
- Top spending categories at a glance
- Savings opportunities and recommendations
- Weekend spending analysis
- No-spend days tracking

BUDGET MANAGEMENT

Set monthly budget goals for each category and receive automatic warnings at 75% and 90% usage. Stay in the green zone effortlessly.

RECURRING TRANSACTIONS

Record subscriptions and regular payments once. Track recurring expenses separately for better budget planning.

DETAILED STATISTICS

- Balance over time
- Category comparisons (Bar & Pie Charts)
- Monthly comparisons
- Average daily spending
- Spending streaks

EXPORT OPTIONS

Export your data as CSV or PDF for taxes, accounting, or personal archiving.

BEAUTIFUL DESIGN

- Native iOS design with Dark Mode support
- Intuitive navigation
- Fast input with smart forms
- Haptic feedback for better user experience

PRIVACY FIRST

Your data stays on your device. No cloud sync, no data collection, no ads.

PENNYFLOW PRO

Upgrade to Pro for advanced features:
- Photo attachments for receipts
- Unlimited smart insights
- Unlimited budget goals
- PDF export
- Recurring transactions

One-time purchase - No subscription - Lifetime access

PERFECT FOR

- Students managing their budget
- Families saving together
- Freelancers with irregular income
- Anyone optimizing their finances

Download PennyFlow now and start your journey to better finances!

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| PennyFlow Pro | $4.99 | one-time |



## Version history (last 2 releases)

### 1.1 — 2026-01-20

Fixed some issues with text

### 1.0 — 2026-01-19

No release notes.

## More apps by 2. MANUEL KARL-HEINZ 1. ZANGL

- [GearBro – Gear & Bike Tracker](https://appshunter.io/ios/app/gearbro-gear-and-bike-tracker/id6758206307)

All apps by 2. MANUEL KARL-HEINZ 1. ZANGL: https://appshunter.io/developer/1867235080

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-30.*