# PennyPup — Master Your Money & Budget

> Personal finance companion for budgeting, expense tracking, and savings goals. (iPhone/iPad app by Simon Oszust.)

- Source: https://appshunter.io/ios/app/pennypup/id6759981017 (this page in markdown: same URL + `.md`)
- Developer: [Simon Oszust](https://appshunter.io/developer/1882080872)
- Category: Finance, Utilities
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 17.0 · 16 MB
- Languages: English
- Released: 2026-03-21
- Data updated: 2026-09-12
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pennypup/id6759981017/reviews.md

## What is PennyPup?

Take Control of Your Finances with PennyPup

Stop wondering where your money went. PennyPup is the all-in-one personal finance companion designed for Gen Z, freelancers, and anyone ready to master their budget. Whether you're tracking daily coffee runs or planning for a major milestone, PennyPup makes finance simple, visual, and rewarding.


Key Features:

- Real-Time Expense Tracking: Log transactions instantly or import them via CSV to stay on top of your spending habits.

- Subscription Manager: Never get hit with a surprise renewal again. Track all your recurring bills in one place and get reminded before they process.

- Gamified Savings Goals: Turn saving money into a win. Set custom goals and watch your progress grow with visual milestones.

- Smart Analytics: Understand your cash flow with beautiful, easy-to-read charts. See exactly where your Needs, Wants, and Savings are going each month.

- Payday Automations: Add your employment details to automatically project your net pay and schedule upcoming income.

- Habit Tracker: Build positive financial and daily routines and track your streaks.

- Custom Counters: Count the days since your last impulse purchase, or set a countdown until your next vacation.

- iCloud Sync: Your data is yours. Securely sync your financial records across all your iOS devices using your private iCloud storage.

- Built for Your Lifestyle: Perfect for side-hustlers and freelancers who need to manage multiple income streams and diverse expenses.


Download PennyPup today and start your journey toward financial freedom!

Privacy: https://soszust40.us/dev/PennyPup_pivacy.html
Terms and Conditions: https://soszust40.us/dev/PennyPup_terms.html

## Key features

- Real-time expense tracking
- Subscription manager
- Gamified savings goals
- Smart analytics
- Payday automations
- Habit tracker
- iCloud sync


## Frequently asked questions about PennyPup

### What is PennyPup?

PennyPup is a personal finance app designed to help users track expenses, manage subscriptions, and set savings goals. It provides visual analytics and automations to simplify budgeting and financial planning.

### Is PennyPup free to use?

Yes, PennyPup is available for free. There are no costs associated with downloading or using its core features.

### What devices does PennyPup support?

PennyPup is compatible with iPhones and iPads, utilizing iCloud sync to keep your financial data updated across your Apple devices.

### How does PennyPup help with budgeting?

PennyPup offers real-time expense tracking, smart analytics with easy-to-read charts, and custom counters to help you understand your spending habits and build positive financial routines.

### Can PennyPup track recurring bills?

Yes, PennyPup includes a subscription manager that allows you to track all your recurring bills and receive reminders before they are processed, preventing surprise renewals.

### Does PennyPup have ads?

No, PennyPup is ad-free, providing an uninterrupted experience for managing your finances.

### How often is PennyPup updated?

The latest version of PennyPup is 1.3.3, and it was last updated on May 15, 2026. Updates typically include new features, bug fixes, and performance improvements.

### What is the age rating for PennyPup?

PennyPup has an age rating of 4+, making it suitable for a wide range of users looking to manage their personal finances.

## Version history (last 5 releases)

### 1.5.0 — 2026-09-08

What’s New & Improved:

- Debt Payoff Tracking: Easily track loan balances and payoff goals directly within the updated Buckets tab.

- Automated Cash Back: Credit card transactions can now automatically factor in your cash back rewards, saving you manual effort.

- Refreshed Settings Experience: Managing your app setup is smoother than ever. We’ve overhauled the UI for adding subscriptions, goals, counters, habits and more.

Fixes:

- Adding split transactions is now more intuitive. Adjusting your total transaction amount will no longer overwrite or reset your existing split category allocations.

- Countdown timers started to count up past the deadline. They now remain at all zeros and display finished.

- Removed "paycheck" from incorrectly appearing on every line item in job statements.

### 1.4.1 — 2026-07-16

What’s New & Improved:

- Clearer Statuses: Replaced the ambiguous "~" symbol with a clear "Pending" status everywhere in the app.

Fixes:

- Filter Stability: Fixed an issue where active filters would unexpectedly reset when navigating away from the History tab.

- Variable Pay Defaults: Corrected future variable pay entries so they properly default to an amount of 0.00.

- Search Precision: Resolved a glitch that prevented users from searching by decimal amounts on the Transaction History page.

- Widget Accuracy: Fixed widget counters so they correctly exclude savings buckets and designated hidden accounts from their totals.

### 1.4.0 — 2026-07-12

What’s New & Improved:

- Penny's Happiness: Your proactive finance pup now has a mood! Penny’s happiness score reacts to your budgeting habits. Earn points for logging transactions, assigning categories, and hitting goals, but don't leave her waiting too long or her score will decay.

- Siri Shortcuts: You can now log transactions and manage your budget completely hands-free using Siri voice commands.

- Modernized Dashboard Analytics: The Home screen pie chart now features a sleek new legend.

- Habit Rollover: Added a "New Day Starts At" setting so late-night logs count toward your previous day's streak.

- Custom Default Filters: You can now save your current search parameters as your default view on the Transaction History page.

- Smart Dismissal Confirmation: Added a confirmation popup when canceling a new transaction to prevent you from accidentally losing your unsaved entry.

Fixes:

- Counter Customization: Restored the missing style selector for Counters.

- Precision Math: Expanded input allowances up to four decimal places for hours worked, hourly rates, and tax withholding to guarantee pinpoint accuracy.

- Job Notifications: Retired jobs now automatically cancel future reminders, ending ghost notifications.

- Category Retention: Fixed a bug where editing an income transaction would cause it to lose its assigned category.

- Hourly Pay: Standardized notifications for dynamic hourly roles to focus on logging hours rather than placeholder amounts.

- Instant Screen Refreshing: Resolved an issue where account balances and savings buckets wouldn't visually update immediately after being funded or edited.

### 1.3.3 — 2026-05-15

What’s New & Improved:

- Savings Buckets Loading: Resolved an issue that caused the app to fail to load for some users who had created savings buckets.

### 1.3.2 — 2026-05-13

What’s New & Improved:

- Privacy Mode: Long press your Total Net Worth on the dashboard to quickly obscure your sensitive financial balances.

- Smarter Bucket Funding: You can now allocate funds for a savings goal directly from a source account without needing to log a physical transfer.

- Dashboard Alerts: Both insufficient funds warnings for upcoming bills and custom low account balance alerts now appear as an inline banner on your Home dashboard.

- Hide Accounts from Net Worth: You can now choose to exclude specific accounts from your total net worth calculation.

Fixes:

- Same-Day Notifications: Fixed issue where 0-day reminders would fail to deliver or instantly disappear from your lock screen.

- Credit Card Alerts: If a bill is linked to a credit card, PennyPup now properly evaluates the charge against your credit limit rather than looking for a positive cash balance.

## Apps similar to PennyPup

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Penny Box - Simple piggy bank](https://appshunter.io/ios/app/penny-box-simple-piggy-bank/id1664687083) | 4.5 (37) | Free | Finance |
| [Pocket Expense 6](https://appshunter.io/ios/app/pocket-expense-6/id424575621) | 3.9 (2,046) | Free | Finance |
| [Realtime Budget Money Tracker](https://appshunter.io/ios/app/realtime-budget-money-tracker/id6502258181) | 5.0 (3) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-12.*