# PennyTalk – Voice Budget — Simple Expense Tracker: Say It > Private, voice-powered expense tracker with local data storage. (iPhone/iPad app by - ASADUZZAMAN.) - Source: https://appshunter.io/ios/app/pennytalk-voice-budget/id6749636799 (this page in markdown: same URL + `.md`) - Developer: [- ASADUZZAMAN](https://appshunter.io/developer/1831527874) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 8 MB - Languages: American English - Released: 2025-08-07 - Data updated: 2026-08-23 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/pennytalk-voice-budget/id6749636799/reviews.md ## What is PennyTalk? The money app you talk to. Big text. No bank logins. No subscription. Your data stays in your private iCloud. PennyTalk turns a spoken sentence into a tidy expense in seconds — "I spent five dollars on coffee" and it's done. Built for people who find typing fiddly, and for the family who help them keep an eye on things. SPEAK IT, AND IT'S TRACKED Voice entry that understands everyday phrases — on your phone, your voice never leaves it. You check every entry before it saves, and every field can be fixed with a tap. Prefer typing? Every entry can be typed too. A BUDGET THAT WATCHES WITH YOU (PRO) Set a monthly limit — PennyTalk quietly lets you know before you pass it. Never a nag, never a block. INSIGHTS IN PLAIN ENGLISH (PRO) Spot your regular payments, what changed since last month, and where the month is heading — written as sentences, not charts. SEE WHERE IT GOES Clear charts, a category breakdown, and Home Screen widgets — your week at a glance. Free. WORKS WITH SIRI Just say "Hey Siri, log an expense in PennyTalk" and it opens already listening. SHARE WITH FAMILY (PRO) Send a family member a weekly summary of your spending by email — one tap, and you're always in control. ONE PAYMENT. NO SUBSCRIPTION. EVER. (PRO) Insights, PDF reports, budgets, and the weekly family report — one payment covers your whole family. YOUR DATA, YOUR DEVICE Stored on your phone and in your private iCloud — never our servers. We count a few anonymous app events to improve PennyTalk, never your financial data or your voice. Export everything as a spreadsheet anytime, free. ## Key features - Voice-powered expense and income entry - Manual entry with large controls - Daily, weekly, and monthly financial summaries - Category breakdowns - PDF and CSV data export - Local data storage for privacy ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Lifetime Unlock | $9.99 | one-time | ## Frequently asked questions about PennyTalk ### Does PennyTalk have ads? No, PennyTalk is designed to be ad-free. The app emphasizes privacy and does not include any third-party advertising. ### How much does PennyTalk cost? PennyTalk is free to download and use. An optional upgrade, PennyTalk Pro, offers advanced features and can be unlocked with a one-time purchase after a 7-day free trial. ### What devices does PennyTalk support? PennyTalk is available for iPhone and iPad devices. ### Is PennyTalk secure? Yes, PennyTalk is built with privacy in mind. All financial data is stored locally on your device, and there are no online accounts or tracking. ### Can I export my data from PennyTalk? Yes, PennyTalk Pro allows you to export your financial data as CSV files, which can be used for backup or analysis in spreadsheets. ### How often is PennyTalk updated? The latest version, 2.0, was released on 2025-11-15, indicating regular updates to improve functionality and features. ### What is the age rating for PennyTalk? PennyTalk has an age rating of 4+, making it suitable for a wide range of users. ### Can I import data into PennyTalk? Yes, PennyTalk Pro offers CSV import functionality, allowing you to bring transactions from other apps or previous devices into PennyTalk. ## Version history (last 5 releases) ### 3.0 — 2026-08-19 PennyTalk 3.0 is a ground-up rebuild. Every part of the app is faster, clearer, and more reliable. • Voice that works. Say "I spent five dollars on coffee" and it's understood and saved — on your phone, even offline. You check every entry before it saves, and every field can be fixed with a tap. • New: Budgets. Set a monthly limit and PennyTalk quietly lets you know before you pass it. Never a nag, never a block. • New: Insights in plain English. Spot your regular payments, what changed since last month, and where the month is heading. • New: Home Screen widgets. A one-tap mic, your week at a glance, and your budgets. • New: Works with Siri. Just say "Hey Siri, log an expense in PennyTalk." • New: Weekly family report. Email a spending summary to someone you trust — one tap, you stay in control. • Bigger, clearer text throughout. • Private by design: your data stays on your phone and in your private iCloud — never our servers. Your voice never leaves your device. • Pro is one payment, once — no subscription, ever. Existing purchases carry over automatically. Something not right? Tell us: pennytalk@asaduzzaman.online ### 2.0 — 2025-11-15 In this major PennyTalk update: • Completely redesigned interface with clearer Dashboard, Expenses and Income tabs • Improved voice input with smarter parsing and easier editing before you save • New PennyTalk Pro features: charts, category breakdowns, PDF reports and CSV tools • 7-day free trial so you can explore every Pro feature before deciding • Better accessibility with larger tap targets, clearer typography and simpler layouts • Many performance improvements and small fixes to keep everything running smoothly ### 1.4 — 2025-09-09 PennyTalk - Expense Tracker is now more discoverable with better metadata. This version have some polished refinement in the UI to handle some edge cases for better usability. ### 1.3 — 2025-08-19 Updated the option to disbale voice feedback. Updated app metadata. Added dedicated site for pennytalk information, support, and privacy policy. ### 1.2 — 2025-08-14 - Streamlined onboarding process to show what PennyTalk can do for you. - Added data management support. You now can import and export your transactions easily. - Improved dashboard now shows your categical incomes and expenses (with icons!) for current month. - Overall UI improvement throughout the app. PennyTalk is more intuitive to use than ever. - Added option to make a one time purchase to support the developer. Your support makes it happen! ## Apps similar to PennyTalk | App | Rating | Price | Category | | --- | --- | --- | --- | | [TalkieMoney](https://appshunter.io/ios/app/talkiemoney/id6473291180) | 4.7 (3) | Free | Finance | | [Hey Money – AI Budget Tracker](https://appshunter.io/ios/app/hey-money-ai-budget-tracker/id6745731930) | 4.8 (4) | Free | Finance | | [Voicash Simpler Budget Tracker](https://appshunter.io/ios/app/voicash-simpler-budget-tracker/id6747767199) | — | Free | Finance | | [AI Expense Notebook & Tracker](https://appshunter.io/ios/app/ai-expense-notebook-and-tracker/id6758518297) | 5.0 (1) | Free | Finance | | [Expense tracker, Money tracker](https://appshunter.io/ios/app/expense-tracker-money-tracker/id6477726438) | — | Free | Finance | | [Money, Expense Tracker:Eddy AI](https://appshunter.io/ios/app/money-expense-trackereddy-ai/id6752508823) | 5.0 (8) | Free | Finance | ## More apps by - ASADUZZAMAN - [Chroni – Work Hours Tracker](https://appshunter.io/ios/app/chroni-work-hours-tracker/id6751440925) - [Detox Timer: Refocus & Unplug](https://appshunter.io/ios/app/detox-timer-refocus-and-unplug/id6752211383) - [Mood Dots - Mood Tracker](https://appshunter.io/ios/app/mood-dots-mood-tracker/id6752532731) - [AI Art Generator Voice Doodle](https://appshunter.io/ios/app/ai-art-generator-voice-doodle/id6753580759) - [VaultPix: Hidden Photo Vault](https://appshunter.io/ios/app/vaultpix-hidden-photo-vault/id6754725687) All apps by - ASADUZZAMAN: https://appshunter.io/developer/1831527874 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*