# PennyTrac — Smart Money Tracker

> Smart Money Tracker (iPhone/iPad app by Sagar Purohit.)

- Source: https://appshunter.io/ios/app/pennytrac/id6769800817 (this page in markdown: same URL + `.md`)
- Developer: [Sagar Purohit](https://appshunter.io/developer/1836714118)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 13 MB
- Languages: American English
- Released: 2026-05-17
- Data updated: 2026-08-13
- User reviews in markdown: https://appshunter.io/ios/app/pennytrac/id6769800817/reviews.md

## What is PennyTrac?

PennyTrac is your complete personal finance tracker—everything in one place, all processed safely on your device.

SEE THE FULL PICTURE
• Dashboard with monthly and custom date ranges
• Charts for spending, income, and categories
• Net worth tracking across assets, investments, savings, and debt
• Financial health alerts and insights

TRACK EVERY PART OF YOUR MONEY
• Income — salary, business, bonuses, tax, PF, deductions, recurring pay
• Expenses — categories, subcategories, essential vs non-essential, recurring bills
• Savings — accounts and goals
• Investments — stocks, funds, recurring contributions, global exchanges
• Assets — property, vehicles, and more
• Debt — loans with EMI, interest, balance, and due dates
• Insurance — life, health, auto, property, travel policies and premiums
• Goals — targets, deadlines, and progress

POWERFUL REPORTS
• Analytics: cash flow, category breakdown, debt analysis, health scorecard
• Monthly and yearly financial summaries
• Dedicated income, expense, and goals reports
• Export professional PDF reports for detailed analysis

SMART & SECURE
• Local notifications for bills, goals, spending, and milestones
• Face ID / Touch ID or 6-digit PIN to lock the app
• Multi-currency and regional formats (USD, EUR, INR, and more)
• Import and export your data via CSV

PRIVACY-FIRST BY DESIGN
• Your financial records stay on your iPhone or iPad in local database.
• No sign-in required to use the app; you enter and own your data.
• Export, import, or delete all your data anytime from Settings.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Privacy Policy: https://github.com/ledgeitapp/privacy-url/blob/main/privacy.md

PennyTrac is for personal tracking and informational reports only—not financial, tax, or investment advice. Always verify figures and consult qualified professionals for important decisions.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Unlimited Access (1 Month) | $2.99 | per month |
| Unlimited Access (1 Year) | $29.99 | per year |



## Version history (last 3 releases)

### 1.2 — 2026-06-05

Bug Fixes

### 1.1 — 2026-06-04

Fixed bugs

### 1.0 — 2026-05-18

No release notes.

## More apps by Sagar Purohit

- [Dustbyte: Duplicate Cleaner](https://appshunter.io/ios/app/dustbyte-duplicate-cleaner/id6753668481)

All apps by Sagar Purohit: https://appshunter.io/developer/1836714118

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*