# Pennywise: AI Expense Tracker — Your Money Insights

> Your Money Insights (iPhone/iPad app by Kaman Chawla.)

- Source: https://appshunter.io/ios/app/pennywise-ai-expense-tracker/id6767851082 (this page in markdown: same URL + `.md`)
- Developer: [Kaman Chawla](https://appshunter.io/developer/1896514277)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 16.0 · 52 MB
- Languages: American English
- Released: 2026-05-17
- Data updated: 2026-06-04
- User reviews in markdown: https://appshunter.io/ios/app/pennywise-ai-expense-tracker/id6767851082/reviews.md

## What is Pennywise?

PennyWise is a personal finance tracker built to help you understand your money, stay on top of spending, and work toward savings goals with clarity.

Use PennyWise to:
• Track income and expenses
• Review recent transactions in one place
• Set savings goals and monitor progress
• View simple analytics for monthly spending
• Get AI-powered financial insights and budgeting suggestions
• Keep your data synced securely with your account

PennyWise is designed for people who want a clean, focused way to manage daily finances without unnecessary complexity. Add transactions, check where your money is going, measure your savings rate, and get practical guidance for improving your habits.

Features:
• Email-based account sign in
• Transaction tracking for income and expenses
• Monthly spending analytics
• Savings goal planning
• Smart AI assistant for budgeting and financial guidance

Whether you’re building an emergency fund, trying to reduce expenses, or simply want a better view of your monthly cash flow, PennyWise gives you the tools to stay organized and make better financial decisions.


## Version history (last 1 release)

### 1.0.0 — 2026-05-18

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*