# Pennywise: Budget & Expense — Money Tracker & Planner

> Money Tracker & Planner (iPhone/iPad app by Rey Rahadian.)

- Source: https://appshunter.io/ios/app/pennywise-budget-and-expense/id6758142674 (this page in markdown: same URL + `.md`)
- Developer: [Rey Rahadian](https://appshunter.io/developer/1871139624)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 56 MB
- Languages: English
- Released: 2026-02-24
- Data updated: 2026-06-11
- User reviews in markdown: https://appshunter.io/ios/app/pennywise-budget-and-expense/id6758142674/reviews.md

## What is Pennywise?

Know where your money goes. Know what you can spend. Know you're on track.

Pennywise makes budgeting feel simple - not like a chore. Track your spending, hit your savings goals, and actually understand your money. No spreadsheets, no bank linking, no complicated setup. Just open the app and start.

And your financial data? It never leaves your device. No account required. No cloud. No compromises.

FEEL IN CONTROL EVERY DAY
Set a monthly budget and Pennywise tells you exactly how much you can spend per day. See at a glance if you're on track or need to ease up - right from your home screen with iOS widgets.

SAVE FOR WHAT MATTERS
Set savings goals for a trip, emergency fund, or big purchase. Watch your progress grow and stay motivated with clear visual tracking.

UNDERSTAND YOUR SPENDING
See where your money actually goes with cashflow trends, category breakdowns, and period comparisons. Spot patterns you didn't know you had - daily, weekly, monthly, or yearly.

STAY ON TOP OF BILLS
Track recurring bills with due dates and reminders so nothing slips through the cracks. Know exactly what's coming before it hits.

YOUR MONEY, YOUR DEVICE
• All financial data stored on your device - never sent anywhere
• Works completely offline - no internet required
• No account or sign-up needed
• Zero permissions required (no camera, location, or contacts)

BUILT TO BE ENJOYED
• 5 home screen widgets to check your finances at a glance
• Customizable dashboard - show what matters to you
• Beautiful dark mode
• Available in 11 languages and 150+ currencies
• Try everything free in demo mode before you commit
• One-time purchase option - pay once, own it forever

Pennywise was built with a simple belief: budgeting should feel rewarding, not like homework. Your financial data is nobody's business but yours.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Pennywise Pro - Lifetime | $9.99 | one-time |



## Version history (last 5 releases)

### 1.5.0 — 2026-06-04

What's new in 1.5.0:

• New small Daily Budget home screen widget — see how much you can spend per day at a glance
• Categories you've renamed now show your custom names everywhere they appear
• Color changes for built-in categories now update reliably across the app

Thanks for using Pennywise!

### 1.4.0 — 2026-04-12

What's new in 1.4.0:

• 5 new home screen widgets — check your budget, savings goals, and cashflow at a glance
• Daily Budget widget tells you exactly how much you can spend per day
• All widgets respect your currency and language settings

Thanks for using Pennywise!

### 1.2.0 — 2026-03-18

Multi-Currency Support
• Track expenses in 150+ currencies with automatic locale detection
• Switch currencies anytime in Settings

Now Available in 11 Languages
• English, Spanish, German, Japanese, Simplified Chinese, Korean, Indonesian, French, Hindi, Malay, and Italian

New Features
• Add payees to transactions with smart autocomplete
• Rate & Review link in Settings

Bug Fixes & Improvements
• Fixed navigation header overlaps in language and currency pickers
• Improved budget calculations, transaction display, and dashboard layout
• Various stability and UI refinements

### 1.1.0 — 2026-03-03

Recurring Transactions — Bills, subscriptions, and income all in one place with due date tracking and overdue alerts.

  Account Transfers — Move money between accounts with linked transaction pairs.

  Swipe to Delete — Quickly remove transactions with a full swipe gesture.

  Redesigned Dashboard — Fresh card designs, improved layout, and Liquid Glass tab bar.

  More Icons — 35 bill icons and 26 goal icons to choose from.

  Full-Screen Category Picker — Easier to find and select categories.

  Bug Fixes & Polish — Improved onboarding, better dark mode contrast, and numerous stability fixes.

### 1.0.0 — 2026-02-24

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*