# Pennyworth Financial Planning — Money manager and saving goals > Personal finance app for goal setting, account aggregation, and wealth projection. (iPhone/iPad app by Pennyworth Limited.) - Source: https://appshunter.io/ios/app/pennyworth-financial-planning/id1549203413 (this page in markdown: same URL + `.md`) - Developer: [Pennyworth Limited](https://appshunter.io/developer/1549203415) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 13.0 · 113 MB - Languages: English - Released: 2021-10-22 - Data updated: 2026-06-10 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/pennyworth-financial-planning/id1549203413/reviews.md ## What is Pennyworth Financial Planning? Pennyworth is the personal finance app that helps you reach your goals. Simply download the app, connect your accounts, and enjoy smart money management. Because it’s time to shape your financial future. IT’S TIME TO SHAPE YOUR FINANCIAL FUTURE In just a few taps you can picture your tomorrow and take control today: - See your financial future and the most effective ways to improve it. - Explore goals and calculate a savings plan. - Discover insights about your finances. - View all your money in one app. CHART YOUR JOURNEY TO FINANCIAL WELLBEING Get an automatic financial plan to grow your wealth and achieve your expected goals: - See your total wealth projected until retirement. - See how your available income is optimally allocated to reach your goals. - View your resulting assets, borrowing and net wealth by year. REACH YOUR GOALS WITH EASE Pennyworth’s goal savings calculator and money tips help you on the path to financial wellbeing. - Explore goals pre-selected by our money experts. - Set your own goals and let Pennyworth calculate a monthly savings plan. - Use the finance tracker and easy checklists to monitor progress. ENJOY SMART MONEY MANAGEMENT Pennyworth is the money management app that provides you with complete oversight of your finances. - Discover insights about your income and expenses. - Keep track of your personal wealth. - Let our algorithms fill data gaps with estimates based on people like you. - See how you compare with the rest of the UK population. ALL YOUR ACCOUNTS IN ONE PLACE Pennyworth is the open banking app that helps you manage money in one place without needing to switch banks. - Safely connect your bank, savings, loans and investments accounts, your properties, pensions and other assets, to view all your finances together. - Open banking is the new way you can give third-party providers, like Pennyworth, access to your financial information safely and securely. EXPLORE SAVING GOALS Pennyworth is useful if you’re looking to plan for a holiday, a wedding or other big celebration. Ideal for setting out big life-goals such as: - starting a family; - buying a house; - planning for your children’s education; or - caring for an elderly parent or relative. Great for staying on top of important financial decisions such as: - building an emergency cash fund; - starting a business; - save for retirement; - aiming to become financially independent and retire early (FIRE); or - starting to think about passing on an inheritance. Details and helpful checklists on these goals and many others are just a few taps away with Pennyworth. Research shows that setting goals is one of the most effective ways of achieving your plans and Pennyworth makes it easy. BENEFIT FROM TAILORED MONEY INSIGHTS Pennyworth provides insights about your personal finances using the information in your connected accounts, user-entered values or estimated values which the Pennyworth algorithm calculates based on people like you. LOOKING AFTER YOUR DATA We understand that your personal and financial data is sensitive, needs to be kept secure, and that you need to trust Pennyworth to share it with us. Open banking is the new way you can give third-party providers, like Pennyworth, access to your financial information safely and securely. It was introduced by the Government to help generate more competition to big banks and create new, valuable solutions for the benefit of consumers. Pennyworth can never see or store your account login details and we use bank-level security and 256-bit encryption to connect your account. Pennyworth is registered with the Information Commissioner's Office (ICO) and registered by the Financial Conduct Authority (FCA) as a Payment Service Directive Agent of Moneyhub Technology Services Ltd. PREVIEW FUTURE FEATURES Look out for coming features, such as reaching your goals sooner with better rates on saving or borrowing. ## Key features - Connect bank and investment accounts - Visualize financial future - Calculate savings plans - Discover financial insights - Track wealth and net worth - Set and monitor financial goals ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/pennyworth-financial-planning/id1549203413/reviews.md ### 2/5 — Great premise, poorly executed *2023-03-14, version 1.7.2* I desperately wanted to make use of this app but it is unfortunately riddled with issues during the account connection process. Firstly, the app doesn’t make use of other installed financial apps (e.g. Barclays, Monzo etc) to authorise the open banking request. This makes it an incredibly manual process to dig out usernames, account numbers, passwords and memorable information and so on. Other apps simply open the related bank’s app and asks for confirmed sharing. Secondly, there are a number of providers who simply hit errors when trying to connect accounts with the app (MBNA as an example) Thirdly, the app performance itself is incredibly inconsistent, with slow loading times, false error messages and prompts for reconnection immediately after first connecting. In short, needs a lot of work to be considered a useful financial planning app, and I hope it gets sorted quickly. ### 2/5 — Could be better. *2023-03-13, version 1.7.2* Hope it gets better but right now anytime I try to adjust something I get ‘internal server error’. Also incompatible with Chase banking which is a huge shame. ### 5/5 — Good app *2023-03-07, version 1.7.2* Overall good app, just need to Chase to be added. ### 5/5 — A use for open banking at last *2023-02-14, version 1.7* Really great app which finally gives users a reason to use open banking account aggregation. Goal based planning is a great way to think about your financial future and adding in a full "fact find" which uses open banking is a step beyond what even some wealth managers are offering. Will keep an eye on this as it looks like just the start of a much fuller offering. ### 5/5 — Great app, would highly recommend for goal based financial planning *2023-02-10, version 1.7* I’ve been using Pennyworth since they were in beta testing, and I can't express enough excitement for what's to come in their next versions with limitless potential. The Pennyworth app is a lifesaver when it comes to managing finances, offering a crystal-clear picture of your financial standing. One of my favourite features is the fact that you can set financial goals and see them materialize in a well-defined plan. The interface is really user-friendly, making it accessible even to those who are new to managing finances. ## Frequently asked questions about Pennyworth Financial Planning ### What is Pennyworth? Pennyworth is a personal finance app designed to help users manage their money, set financial goals, and visualize their future. It allows you to connect your financial accounts for a comprehensive overview. ### How does Pennyworth help with financial goals? Pennyworth offers a goal savings calculator and expert-curated goal exploration. You can set your own goals, and the app will calculate a monthly savings plan to help you achieve them. ### Is Pennyworth secure? Yes, Pennyworth utilizes open banking to safely and securely connect to your financial information. Open banking allows third-party providers like Pennyworth access to your data with your explicit consent. ### Can I see my total wealth with Pennyworth? Yes, Pennyworth allows you to view your total wealth projected until retirement. It also shows your resulting assets, borrowing, and net wealth by year. ### Does Pennyworth have ads? Yes, Pennyworth contains advertisements. As a free app, it is supported by ads to provide its services to users. ### What devices does Pennyworth support? Pennyworth is available for iPhone and iPod devices. It is rated for ages 4 and up. ### How often is Pennyworth updated? The latest version of Pennyworth is 2.0.3, which was last updated on March 18, 2024. Updates typically include new features and improvements. ### Can Pennyworth estimate missing financial data? Yes, Pennyworth's algorithms can fill data gaps with estimates based on similar users. This helps provide a more complete financial picture even if some data is not directly connected. ## Version history (last 5 releases) ### 2.0.3 — 2024-03-18 Update to account connections ### 2.0.2 — 2023-09-11 Improvements to account connection management experience. It's now easier to refresh, reconsent and re-auth account connections. ### 2.0.1 — 2023-07-20 Pennyworth 2.0 brings a range of new features; personalised financial projections, future financial wellbeing and top suggestions on how to improve them. ### 2.0 — 2023-07-17 Pennyworth 2.0 brings a range of new features; personalised financial projections, future financial wellbeing and top suggestions on how to improve them. ### 1.7.5 — 2023-06-16 Minor bug fix to Income and Expenses screens. ## Apps similar to Pennyworth Financial Planning | App | Rating | Price | Category | | --- | --- | --- | --- | | [Balance Guide: Bills Forecast](https://appshunter.io/ios/app/balance-guide-bills-forecast/id427557586) | 4.5 (15) | $2.99 | Finance | | [Luxi: AI Financial Freedom](https://appshunter.io/ios/app/luxi-ai-financial-freedom/id6746732874) | — | Free | Finance | | [NetWorthly - Net Worth Tracker](https://appshunter.io/ios/app/networthly-net-worth-tracker/id6740774160) | — | Free | Finance | | [Bank of Scotland Mobile Bank](https://appshunter.io/ios/app/bank-of-scotland-mobile-bank/id485728109) | 4.9 (2,611) | Free | Finance | | [Impactfully](https://appshunter.io/ios/app/impactfully/id1620561320) | 5.0 (3) | Free | Finance | | [SEAT Financial Vault](https://appshunter.io/ios/app/seat-financial-vault/id1606211000) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*