# Pensions By Penfold — Transfer or save into one plan > Digital pension management for saving, transferring, and investing retirement funds. (iPhone/iPad app by Penfold Technology Ltd.) - Source: https://appshunter.io/ios/app/pensions-by-penfold/id1503716125 (this page in markdown: same URL + `.md`) - Developer: [Penfold Technology Ltd](https://appshunter.io/developer/1489598369) - Category: Finance, Business - Price: Free - Age rating: 4+ - Requires: iOS 13.0 · 24 MB - Languages: English - Released: 2020-04-20 - Data updated: 2026-09-05 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/pensions-by-penfold/id1503716125/reviews.md ## What is Pensions By Penfold? Feel empowered by your pension with Penfold’s intuitive interface, powerful tools and friendly customer service. We make pensions easy so you can have confidence about life after work. Capital at risk. Get started in under 5 minutes • Create an account with an email and password • Enter some details like your name and address • Transfer an old pension or pay in some cash • All done! Complete access to a modern pension Transfer your pensions for free • Combine old workplace and private pensions • Enter a few details about your old pension in-app • Our transfer specialists do the paperwork for you • Get transfer progress updates on your dashboard It's important to compare providers’ fees and any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. If your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution. Track down lost pensions • Use our in-app Find My Pension tool • Simply enter your previous employer’s name • We’ll tell you the provider and contact details Completely flexible pension contributions • No minimum monthly contribution amount • Set up recurring or make one-off payments • Easily top-up, adjust and stop your contributions • Receive a 25% tax relief top-up automatically Switch pension investment fund any time • Lifetime: Automatically adjusts risk level over time • Standard: Choose your preferred risk level • Sustainable: Invest in high ESG rated companies • Sharia: Investments approved by a Sharia board Low pension fees and no hidden charges • An annual fee of 0.4% to 0.88% depending on your investment fund and account balance • No charges for anything else including exits, transfers and drawdown Friendly, expert pension service • Our UK-based team are on hand to support you • Ask questions via in-app chat, email, or phone • No waiting lines, call centres or jargon! Securing your pension savings • Investments are managed by the largest money managers in the world - BlackRock and HSBC • We safeguard your data with the most up-to-date security technology and strictly comply with GDPR Penfold are part of the Financial Services Compensation Scheme (FSCS) as well as being authorised and regulated by the Financial Conduct Authority (FCA). ## Key features - Transfer old pensions for free - Find lost pensions - Flexible contributions - Multiple investment funds - Low transparent fees - Expert customer support ## Recent user reviews (10 of 46) All indexed reviews: https://appshunter.io/ios/app/pensions-by-penfold/id1503716125/reviews.md ### 1/5 — Bad bad bad *2026-06-10, version 2.0.14* Signed up for the £20 bonus and never received. Back and forth with Lovely Gertrud from customer service for a month or two, she is still waiting for a reply from the escalation team. Get your act together guys. Not. On. ### 1/5 — App doesn’t work *2026-03-10, version 2.0.14* There is an issue with the app now as the navigation buttons work. I see that the app hasn’t been updated in a while so may be due one. ### 1/5 — Stopped working properly *2026-03-10, version 2.0.14* Suddenly can not click dashboard, growth, activity and profile on the app. Unusable ### 5/5 — Great personal pension company *2026-03-05, version 2.0.14* It’s well set up and easy to use app and it gives you good information and options as to the risk levels you can invest your pension in. It’s good how you can amend or stop payments depending on your wants and needs. ### 5/5 — Mr *2025-10-04, version 2.0.14* H Singh ### 4/5 — Flexible way to see your pension grow *2025-08-17, version 2.0.14* Joining Penfold a few years ago, the Penfold app has given me the flexibility as a self employed person to pay what I can when I can and top up extra whenever I want. The choices are simple and stress free. Highly recommend to any business / contractor unsure how much commit to paying into a pension but needing to start somewhere. Wish I’d joined sooner. ### 1/5 — Impossible to log in *2025-06-20, version 2.0.11* There is no option to login to the app if you have an existing account… prompts to sign up for a new account but no login option anywhere. So frustrating. I have tried deleting and re-installing the app multiple times. Looks like this is a long standing problem based on other reviews from a year ago… pretty major problem!!! ### 1/5 — High fees, broken app and they make your life hell if you try to move out *2025-02-25, version 2.0.10* Charging that kinda fee on top of the funds is silly and when my colleagues try to move off, it was a lengthy, broken and painful process. Would avoid at all cost if you can ### 1/5 — Communication *2025-02-05, version 2.0.10* I’m not sure what the barrier is to timely communication , maybe not enough staff but I’ve been waiting 2 days for someone to respond to my messages in the app. ### 5/5 — Easy pension *2025-01-27, version 2.0.10* I’ve had this app for about four years and have watched my pension pot grow, easy to use and understand, the downside is that I started it late, ## Frequently asked questions about Pensions By Penfold ### What does the Pensions By Penfold app do? This app allows you to manage your pension savings, including transferring old pension pots into one plan, making flexible contributions, and choosing from various investment funds. It aims to simplify pension management with an intuitive interface and expert support. ### How do I transfer my old pensions? You can initiate a pension transfer within the app by entering details about your old pension. The app's specialists will handle the paperwork for you, and you can track the progress on your dashboard. It's important to compare fees and benefits before transferring. ### What are the fees for using Pensions By Penfold? The app charges an annual fee of 0.4% to 0.88%, depending on your investment fund and account balance. There are no additional charges for exits, transfers, or drawdown, ensuring transparency. ### Can I find lost pensions using the app? Yes, the app features a 'Find My Pension' tool. By entering the name of your previous employer, the tool can help you identify the pension provider and their contact details, assisting you in tracking down forgotten pension pots. ### What investment options are available? You can choose from several investment funds, including 'Lifetime' which automatically adjusts risk over time, 'Standard' where you select your preferred risk level, 'Sustainable' focusing on ESG rated companies, and 'Sharia' for Sharia-compliant investments. ## Version history (last 5 releases) ### 2.0.14 — 2025-07-15 Fixes a bug preventing Instant Payments working on iOS. ### 2.0.11 — 2025-03-24 Fixes a bug where users couldn't download their transactions ### 2.0.10 — 2025-01-07 Fixed an issue with the Refer A Friend feature to ensure you can share Penfold and get rewarded! ### 2.0.2 — 2024-12-17 Some minor bug fixes. ### 1.11.6 — 2024-02-08 Bug fixes. ## Apps similar to Pensions By Penfold | App | Rating | Price | Category | | --- | --- | --- | --- | | [Signal Crypto Pro & trading](https://appshunter.io/ios/app/signal-crypto-pro-and-trading/id1665185840) | 5.0 (1) | Free | Finance | | [YKIB Digital Lite](https://appshunter.io/ios/app/ykib-digital-lite/id1661471720) | 4.7 (3) | Free | Finance | | [Parali](https://appshunter.io/ios/app/parali/id6443763240) | — | Free | Finance | | [Savita](https://appshunter.io/ios/app/savita/id1664110660) | 4.0 (32) | Free | Finance | | [Infoexperto](https://appshunter.io/ios/app/infoexperto/id1663240840) | — | Free | Finance | | [Greatweek.com](https://appshunter.io/ios/app/greatweekcom/id1662945960) | 5.0 (1) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*