# Pensora: Retirement Countdown — Social Security Calculator

> Social Security Calculator (iPhone/iPad app by Phi Truong Nguyen.)

- Source: https://appshunter.io/ios/app/pensora-retirement-countdown/id6791834241 (this page in markdown: same URL + `.md`)
- Developer: [Phi Truong Nguyen](https://appshunter.io/developer/1867405322)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 13 MB
- Languages: American English
- Released: 2026-07-24
- Data updated: 2026-08-18
- User reviews in markdown: https://appshunter.io/ios/app/pensora-retirement-countdown/id6791834241/reviews.md

## What is Pensora?

Retirement is closer than you think. Pensora shows you exactly how far — and helps you make the two decisions that matter most on the way there.

COUNT DOWN TO YOUR LAST DAY OF WORK
Set your retirement date and watch it get closer every day. See calendar days or working days — Pensora subtracts weekends, federal holidays, and your remaining vacation days, so the number is real. Put it on your Lock Screen and Home Screen with widgets, and start each morning with a new quote about the life you're building toward.

KNOW YOUR BEST SOCIAL SECURITY CLAIMING AGE
Claiming at 62 means a smaller check for more years. Waiting until 70 means a bigger check for fewer. Pensora compares your monthly benefit at every age, shows your break-even point on a clear chart, and handles spousal benefits correctly — including for couples deciding who should claim first. Enter the estimate from your Social Security statement and see the whole picture in under a minute.

CALCULATE YOUR RMD IN SECONDS
Once you turn 73, the IRS requires minimum withdrawals from your IRA or 401(k) — and the penalty for missing one is steep. Enter your age and balance, and Pensora shows this year's required amount using the current IRS tables, with your deadline clearly marked.

Pensora Premium keeps planning work reusable: save individual or household scenarios, compare couples claiming strategies, export detailed Social Security and RMD PDF reports, and schedule annual rule-review and RMD deadline reminders.

SHARE IT WITH THE PEOPLE WHO ASK
Print or save your results as a clean PDF report — for your spouse, your kids, or your financial advisor.

BUILT FOR PEACE OF MIND
• No ads, ever
• No account required — everything works the moment you open the app
• Your numbers stay on your device; we never ask for your SSN or bank login
• Your countdown and settings quietly back up through iCloud, so a new phone changes nothing
• Purchases restore automatically on any of your devices

Pensora is an independent app and is not affiliated with the Social Security Administration or the IRS. Calculations are educational estimates, not financial advice.

Pensora Premium (monthly, yearly, or one-time lifetime purchase) unlocks full Social Security claim-age and household comparisons, RMD planning, sourced PDF reports, Lock Screen widgets, and every background theme. The countdown is free forever.

Terms of Use (EULA): https://getpensora.com/terms
Privacy Policy: https://getpensora.com/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pensora Premium | $19.99 | per year |
| Pensora Premium | $4.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Pensora Premium | $49.99 | one-time |



## Version history (last 2 releases)

### 1.0.1 — 2026-07-26

Improved retirement planning with clearer Social Security comparisons, richer RMD results, shareable plan summaries, and refreshed App Store previews.

### 1.0 — 2026-07-24

No release notes.

## More apps by Phi Truong Nguyen

- [GardenGenius: Plant ID](https://appshunter.io/ios/app/gardengenius-plant-id/id6761307672)
- [EndoTrack: Endometriosis Diary](https://appshunter.io/ios/app/endotrack-endometriosis-diary/id6761705539)
- [Nuzzy Pet Medication Tracker](https://appshunter.io/ios/app/nuzzy-pet-medication-tracker/id6786143362)
- [Roomcast: AI Room Design](https://appshunter.io/ios/app/roomcast-ai-room-design/id6786389339)
- [Pelora GLP-1 Shot Tracker](https://appshunter.io/ios/app/pelora-glp-1-shot-tracker/id6787720298)
- [Roadora: Car Service Log](https://appshunter.io/ios/app/roadora-car-service-log/id6787833332)

All apps by Phi Truong Nguyen: https://appshunter.io/developer/1867405322

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*