# Penta – Business Banking App — Your Digital Business Account > Digital business banking for freelancers, sole proprietors, and SMEs in Germany. (iPhone/iPad app by Penta Fintech GmbH.) - Source: https://appshunter.io/ios/app/penta-business-banking-app/id1441141190 (this page in markdown: same URL + `.md`) - Developer: [Penta Fintech GmbH](https://appshunter.io/developer/1526117083) - Category: Finance, Business - Price: Free - Rating: 4.44/5 from 16 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 66 MB - Languages: English, German - Released: 2019-02-02 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/penta-business-banking-app/id1441141190/reviews.md ## What is Penta? Penta has joined forces with Qonto. The companies are integrating into a single digital solution, with the goal of having a unified platform and product under the Qonto brand by the end of 2023. Penta was developed by founders for founders - a core value that continues on as we work with Qonto to optimise and expand our unified business banking platform. Our greatest goal is to make the life of founders, freelancers, sole proprietors and entrepreneurs as easy as possible. Not a Penta client? You can open a Qonto account ([qonto.com/en-de](https://qonto.com/en-de)) in a few minutes online and benefit from a comprehensive finance management suite with integrated invoicing, expense management and much more. --- Your banking app from Penta for business banking on the go! Penta is the digital business banking platform that offers you an online business account and numerous other product features that simplify your business finances. With Penta, freelancers, sole proprietors and small and medium-sized businesses get a digital business account and fast banking - for any legal form in Germany. ► ACCOUNT BALANCE AND TRANSACTIONS ALWAYS IN VIEW Log in to your Penta business account in seconds - also with FaceID or fingerprint. Your account balance and all transactions on your business account are always at your fingertips in your banking app. Transactions can be filtered by date, category or name in your app. ► MAKE PAYMENTS IN SECONDS With the Penta banking app, you can make transfers in seconds - from anywhere, at any time. ► PAY WITH APPLE PAY You can make contactless payments via your smartphone and Apple Pay. Your VISA card at Penta can be connected to Apple Pay with just a few clicks. So you pay contactless everywhere. ► TAKE A PICTURE OF RECEIPTS AND ADD THEM Your Penta banking app allows you to complete your accounting tasks on the go. Take a picture of your receipts and add them to your transactions in your Penta business account. This way you simplify your accounting for you, your team and your accountant. With Penta, your bank account can be connected to your accounting. Transfer transaction data from your Penta account to DATEV, sevDesk, lexoffice and many other accounting tools. ► MANAGE YOUR PENTA CARD ON THE GO You can easily manage your Penta debit card from VISA with your smartphone. Your PIN can be changed in seconds in the Penta banking app. You can also block your Penta card while you are on the move, should you ever need to. ► SECURE AND FAST LOGIN You can log in to your Penta business account quickly and easily on the go. Use FaceID or your fingerprint to securely log in to your banking app. For secure login to the web app on your PC or laptop, you can use device binding to confirm login via your smartphone. Your Penta banking app will keep you informed with updates via push notifications on your smartphone. ► FAST SUPPORT Our support team is at your side when you have questions. Our goal is to provide you with the best possible support in all financial matters. Our team is always happy to help you. You can contact our team via hello@getpenta.com or by phone via +49 30 255 585 803. ## Key features - Online business account - Instant transfers - Receipt capture and attachment - Debit card management (PIN change, blocking) - Integration with accounting software - Secure login with FaceID/fingerprint ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/penta-business-banking-app/id1441141190/reviews.md ### 1/5 — Was a Great bank and now charges a lot of money *2022-08-09, version 2.7.2* It used to be a great bank for small businesses but now imposes expensive prices on a monthly basis. Really sad to see and can’t recommend it anymore. **Developer response:** Hallo, vielen Dank für Dein Feedback! Leider konnten wir Dich unter diesem Namen nicht in unserer Datenbank finden. Antworte uns gerne auf unsere an Dich gestellte Anfrage und wir klären Dein Anliegen schnellstmöglich. Solltest Du in der Zwischenzeit Fragen haben, kannst Du Dich gerne an help@getpenta.com wenden. Beste Grüße Dein Penta-Team ### 5/5 — Easy, Fast and Effective like no other *2021-01-20, version 1.14.0* By far the best bank account and app you can find in Germany for freelance expats. You can sign up in less than 10 minutes and get your card a few days later. Beats anything I’ve seen at home, the level of service, the features - ok, Apple Pay missing, but supposedly coming soon - and I let’s me save the taxes in a fully functioning sub account. If you’re looking for a bank account if you’re a freelancer in Germany, this is it! Highly recommended. **Developer response:** Hello, Thank you for your positive feedback! We are very pleased that you are satisfied with our service. If you have any questions or need help, please feel free to contact us at help@getpenta.com. Best regards Your Penta Team ## Frequently asked questions about Penta ### What is Penta? Penta is a digital business banking platform that provides online business accounts and features to simplify business finances for freelancers, sole proprietors, and small to medium-sized businesses in Germany. ### Is Penta secure? Yes, Penta offers secure login options including FaceID and fingerprint. For web app access on PC or laptop, device binding via smartphone is used for confirmation. ### Can I make payments with Penta? Yes, the Penta banking app allows you to make transfers in seconds from anywhere, at any time. It also supports contactless payments via Apple Pay. ### How does Penta help with accounting? You can take pictures of receipts and attach them to transactions directly within the app, simplifying accounting. Transaction data can also be transferred to DATEV, sevDesk, lexoffice, and other accounting tools. ### Can I manage my Penta card? Yes, you can easily manage your Penta debit card from VISA through your smartphone. You can change your PIN and block your card directly in the Penta banking app. ### What devices does Penta support? Penta is available on iPhone, iPad, and iPod, offering business banking on the go across Apple devices. ### How often is Penta updated? The latest version of Penta is 2.10.8, last updated on September 27, 2023. Users receive updates via push notifications. ### What is the rating of Penta? Penta has a strong rating of 4.4 stars based on 16 user ratings, indicating a positive user experience. ## Version history (last 5 releases) ### 2.10.8 — 2023-09-27 From new features to bug fixes—there is a lot going on behind the scenes. Our team regularly releases updates to improve your experience with the Penta app. You have feedback? Just message us at help@getpenta.com. ### 2.10.6 — 2023-07-10 From new features to bug fixes—there is a lot going on behind the scenes. Our team regularly releases updates to improve your experience with the Penta app. You have feedback? Just message us at help@getpenta.com. ### 2.10.5 — 2023-06-13 From new features to bug fixes—there is a lot going on behind the scenes. Our team regularly releases updates to improve your experience with the Penta app. You have feedback? Just message us at help@getpenta.com. ### 2.10.4 — 2023-04-03 From new features to bug fixes—there is a lot going on behind the scenes. Our team regularly releases updates to improve your experience with the Penta app. You have feedback? Just message us at help@getpenta.com. ### 2.10.3 — 2023-02-20 From new features to bug fixes—there is a lot going on behind the scenes. Our team regularly releases updates to improve your experience with the Penta app. You have feedback? Just message us at help@getpenta.com. ## Apps similar to Penta | App | Rating | Price | Category | | --- | --- | --- | --- | | [Guava - Black Business Banking](https://appshunter.io/ios/app/guava-black-business-banking/id1562052674) | 3.9 (7) | Free | Finance | | [DiPocket \| Finance & Payments](https://appshunter.io/ios/app/dipocket-finance-and-payments/id1077804077) | 4.6 (24) | Free | Finance | | [Kontist by Shine](https://appshunter.io/ios/app/kontist-by-shine/id1077414644) | 4.6 (20) | Free | Finance | | [Tomorrow – Mobile Banking](https://appshunter.io/ios/app/tomorrow-mobile-banking/id1377689068) | 4.7 (108) | Free | Finance | | [Lance - Freelance Banking](https://appshunter.io/ios/app/lance-freelance-banking/id1542753483) | 4.2 (248) | Free | Finance | | [Gekkard: Prepaid Card & Wallet](https://appshunter.io/ios/app/gekkard-prepaid-card-and-wallet/id1493274973) | 3.0 (4) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*