# Peony: Simple Budgeting

> Simple household budget tracker and planner with spending insights. (iPhone/iPad app by Jacob Davis.)

- Source: https://appshunter.io/ios/app/peony-simple-budgeting/id6811080002 (this page in markdown: same URL + `.md`)
- Developer: [Jacob Davis](https://appshunter.io/developer/6811080004)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 15.0 · 18 MB
- Languages: American English
- Released: 2026-09-24
- Data updated: 2026-11-06
- Monetization: freemium

## What is Peony?

Peony is an easy to use budget tracker and planner for households. It makes adding new transactions easy, and shows you what's safe to spend for the month. Peony posts your bills and paychecks for you, and keeps your savings goals in view. No spreadsheets, no bank logins, no jargon.

The Essentials - Free Forever
- Safe to spend: one number that tells you how you're doing
- The Activity view, with flexible search and filters
- Unlimited categories with monthly targets
- Split purchases, category recommendations, and month-end carryover
- Up to 5 each of recurring bills and paychecks, savings goals, and cards or accounts
- Backup and restore, Face ID lock, and bill reminders
- The Default, Default (Dark) and Auto themes

Peony Plus
One subscription covers your whole household. Everyone that joins your household gets Plus too, on their own devices, and never has to pay.
- Share your budget: invite a partner, a roommate, or anyone you share a budget with
- Year to Date and Trends, with what changed this month in plain English
- Home Screen widgets
- Peony in your web browser, with the same account
- Unlimited recurring items, savings goals and accounts
- Goal dates, with a monthly savings plan to get there
- Every theme, custom themes and fonts, and effects
- CSV export of any month

Household sharing requires Peony Plus. Without it, a household is limited to one person. If Plus ends, nothing you made goes away: everyone stays in the household, bills keep posting, and your savings and accounts stay put.

Peony Plus is available as a monthly or a yearly subscription. The yearly plan includes a one-month free trial for new subscribers. Payment is charged to your Apple ID at confirmation of purchase, or when the free trial ends. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the end of the current period. Manage or cancel it in your Apple ID's Subscriptions settings. Any unused portion of a free trial is forfeited when you subscribe.

Private and Secure By Design:
No ads, no analytics, no tracking, and Peony never asks for a bank password. Your budget is shared only with the people you invite.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.peonybudget.com/privacy
Support: https://www.peonybudget.com/support

## Key features

- Easy transaction adding
- Safe to spend indicator
- Bill and paycheck posting
- Savings goal tracking
- Household budget sharing
- Home screen widgets
- Web browser access

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Peony Plus Monthly | $3.99 | per month |
| Peony Plus Yearly | $24.99 | per year |


## Is Peony safe?

Not enough ratings yet to assess Peony.

## Is Peony legit?

Peony: Simple Budgeting has limited verification signals. The AppsHunter Legitimacy Score for Peony is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Peony

### What is Peony?

Peony is a simple budgeting and expense tracking application designed for households. It helps users manage spending, track bills and paychecks, and monitor savings goals without requiring bank logins or complex spreadsheets.

### Is Peony free to use?

Yes, Peony offers a free tier called 'The Essentials' which includes core budgeting features. Additional features like household sharing, unlimited recurring items, and advanced trends are available through a paid subscription called Peony Plus.

### What are the benefits of Peony Plus?

Peony Plus allows for household budget sharing, unlimited recurring items, savings goals, and accounts. It also provides access to year-to-date trends, home screen widgets, web browser access, and advanced customization options.

### How does household sharing work in Peony?

Household sharing is a feature of Peony Plus, allowing you to invite partners or roommates to share a budget. Everyone in the household gets access to Plus features on their own devices without extra cost.

### What is the subscription cost for Peony Plus?

Peony Plus is available as a monthly subscription for $3.99 or a yearly subscription for $24.99. The yearly plan includes a one-month free trial for new subscribers.

### How do I cancel my Peony Plus subscription?

You can manage or cancel your Peony Plus subscription within your Apple ID's Subscriptions settings. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period.

### Is Peony secure?

Peony is designed with privacy and security in mind. It does not display ads, use analytics, or track users. It also never asks for bank passwords, and budgets are only shared with invited household members.

### What devices does Peony support?

Peony is available on iPhone, iPad, and iPod touch devices. It also offers web browser access for users who prefer to manage their budget on a computer.

## Version history (last 5 releases)

### 1.4.0 — 2026-11-03

Meet the Timeline! Activity has been reworked to live on a simple screen. Tap the spending chart to jump to any month, then see where your money went, what stood out, and how it compares to previous months.

What else is new:
- Amount Varies: Paid hourly? Mark a paycheck or bill as Amount Varies. Peony counts your best guess, then asks for the real number the day it lands.
- Peek Ahead: Browse the next 12 months to see your scheduled income and bills.
- Search: Find any purchase fast. Peony Plus searches all of your history.
- Midweek Check-In: A friendly Wednesday evening nudge to catch up. You can turn it off in Settings.
- Peony Plus: Zoom out to full years and all time, with Trends one tap away.

Fixes and polish:
- Purchases paid from savings now count as spending, so your totals may shift a little.
- Card totals now match on every screen.
- The Savings screen now shows your total up top.
- Smoother sheets and tidier screens throughout.

Thank you for using Peony to meet your financial goals, happy budgeting!

### 1.3.0 — 2026-10-14

Thank you for budgeting with Peony! This is a big one:

Personal Budgets:
- You can now keep a private personal budget alongside your shared household. Switch between them from Settings > Profile, and your widgets follow whichever budget you have open.
- If you leave a shared household, Peony sets you up with a personal budget so you're never left with nothing.

Make Peony Yours:
- New alternate app icons! 
- Pick from 11 in Settings > Appearance > App Icon. Classic and Dark are free, and the rest (8-Bit, Neon, Bubble Gum, New Mexico, and more) come with Peony Plus.
- Home Screen widgets now match your app theme, custom themes included.
- Every icon picker now takes any emoji you like.

Smoother Adding:
- Every add sheet has been rebuilt to look and work the same way, with a new "Paid With" field that covers both your accounts and your savings buckets.
- Repeating bills and income are easier to set up: just pick how often it repeats and the first date.
- Sheets now slide up above the keyboard, so the field you're typing in stays in view.

Roadrunner Mini-game:
- Night now gently darkens the sky instead of swapping colors, so it's easier on the eyes and obstacles stay easy to spot.
- Jumps are smoother on iPhone.

Also Fixed:
- The Waves theme no longer pins sheets and menus to the top of the screen.

### 1.2.1 — 2026-10-07

Thank you for budgeting with Peony! This update includes the following updates to the Roadrunner mini-game:
- An updated day and night cycle, with the sun arcing across the desert sky and the moon taking over after dark.
- Twinkling stars at night.
- Retro 8-bit sounds for jumping and crashing, plus a mute button if you'd rather play quietly in bed.
- Smoother running (looking pretty nice on those high refresh displays).

Also fixed in this update:
- Sliders in Settings now stay put while you drag them, instead of the whole sheet sliding sideways with your finger.

### 1.2.0 — 2026-09-29

Thank you for using Peony! Here's what's new in update 1.2.0:

New: A New Way to Get Around
- The tab bar is gone. In its place are two small circles: a menu and a +. Tap the menu to open Overview, Activity, Categories, Savings and Settings. The + is always one tap away for adding something new. On iPad and larger screens they sit on the left or right edge. 
- You can change the behavior and appearance of the navigation bar in Settings > Appearance > Navigation. 

New: Lifetime, a new Activity tab (Peony Plus)
- Search and filter every transaction you've ever logged, not just this month's. Filter by type, dates, category, account, who added it, or amount, and then sort and group however you prefer. See your spending over time, where it all went, and your biggest purchases, and export exactly what's on screen to CSV. Searching in the Ledger also gives you a shortcut to search all time.

Improvements: Smoother All Around
- Peony performs its budget calculations up to 25x faster, so screens feel snappier, especially with a long history.
- The tour now covers the new menu and the Lifetime tab, and no longer stalls on the way into Categories and Savings.
- The Activity tabs now fit on smaller iPhones without cutting off.

Fixes:
- Fixed a rare case where a recurring bill could post twice.
- Tidied up notification titles.

### 1.1.3 — 2026-09-28

Thank you for using Peony! This version includes minor verbiage updates to notifications and text throughout the app.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*