# Peoples CardLock > Card management app for transaction alerts, location controls, and spending limits. (iPhone/iPad app by Peoples Community Federal Credit Union.) - Source: https://appshunter.io/ios/app/peoples-cardlock/id1473172097 (this page in markdown: same URL + `.md`) - Developer: [Peoples Community Federal Credit Union](https://appshunter.io/developer/1120113483) - Category: Finance - Price: Free - Rating: 2.60/5 from 5 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 82 MB - Languages: English - Released: 2019-07-29 - Data updated: 2026-06-06 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/peoples-cardlock/id1473172097/reviews.md ## What is Peoples CardLock? People's CardLock protects your credit and debit cards by sending transaction alerts and enabling you to define when, where and how your cards are used. You can also turn the card off and on. Download to your smartphone, then set your preferences to monitor and manage your cards. Alerts Enable Safe, Secure Card Usage: CardLock keeps you informed of your card usage to quickly detect unauthorized or fraudulent activity Location-Based Controls and Alerts: Restrict transactions to merchants near your location (using your phone’s GPS) or by region using city, state, country or zip code on an interactive map (restrictions may apply) Usage Controls: Set spending limits to decline transactions above your thresholds. Monitor activity by category such as gas stations and restaurants, and by type: in-store, online, and ATM transactions Card On/Off Setting: When “on” transactions are allowed based on your settings. When “off,” purchases or withdrawals (other than recurring transactions) are declined ## Key features - Transaction alerts - Location-based controls - Spending limits - Card on/off setting - Usage monitoring by category - Real-time notifications ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/peoples-cardlock/id1473172097/reviews.md ### 1/5 — Keeps saying it’s trying to connect to a secure server… *2024-01-19* It never connects. Now my card is locked and I can’t unlock it. ### 1/5 — Useless *2023-12-28* Impossible to use. When I try to log in, it closes the app completely. It’s also been 2 years since they’ve done any updates, so the app probably isn’t very secure. Deleting. ## Frequently asked questions about Peoples CardLock ### What is Peoples CardLock? Peoples CardLock is a finance app designed to protect your credit and debit cards. It allows you to set usage preferences, receive transaction alerts, and control when and where your cards are used. ### How does Peoples CardLock enhance card security? It provides real-time transaction alerts to quickly detect unauthorized activity. You can also set usage controls like spending limits and location-based restrictions to prevent fraudulent transactions. ### Can I turn my card on and off with Peoples CardLock? Yes, Peoples CardLock features a card on/off setting. When your card is 'off,' purchases or withdrawals (excluding recurring transactions) are declined, offering an immediate layer of protection. ### What kind of usage controls does Peoples CardLock offer? You can set spending limits to decline transactions exceeding your thresholds. The app also allows monitoring activity by category (e.g., gas stations, restaurants) and transaction type (in-store, online, ATM). ### Does Peoples CardLock have ads? No, Peoples CardLock does not contain advertisements. The app is free to download and use without any ad interruptions. ### What devices is Peoples CardLock available on? Peoples CardLock is available for iPhone and iPod devices. It is designed for users who want to manage their cards on Apple mobile devices. ### How often is Peoples CardLock updated? The latest version of Peoples CardLock is 6.2.1, which was last updated on July 9, 2025. This indicates regular updates to maintain functionality and security. ### What is the user rating for Peoples CardLock? Peoples CardLock has a rating of 2.6 stars from 5 ratings. This suggests that while the app offers useful features, user satisfaction may vary. ## Version history (last 5 releases) ### 6.2.1 — 2025-07-09 • Security and performance improvements • Bug fixes ### 6.1.0 — 2025-02-10 Enhanced compliance: Enhancements to make the app compliant to the latest version of iOS and latest security standards. Performance improvements and bug fixes ### 6.0.12 — 2024-06-05 Minor bug fixes and securities enhancement. ### 6.0.10 — 2024-02-07 Minor bug fixes and securities enhancement. ### 3.9.2 — 2021-02-22 We are continually releasing new updates to further improve the user experience. Please be sure to turn on automatic updates to get the most out of your app experience. In the latest release we’ve: • Updated the Add Card user experience • Addressed other minor code bugs ## More apps by Peoples Community Federal Credit Union - [People's Mobile Banking](https://appshunter.io/ios/app/peoples-mobile-banking/id1120113484) All apps by Peoples Community Federal Credit Union: https://appshunter.io/developer/1120113483 ## Related topics [card lock](https://appshunter.io/ios/topics/card-lock) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-06.*