# People’s Wave

> Mobile banking app for account holders to manage finances and transactions. (iPhone/iPad app by Peoples Bank of Sri Lanka.)

- Source: https://appshunter.io/ios/app/peoples-wave/id1317192647 (this page in markdown: same URL + `.md`)
- Developer: [Peoples Bank of Sri Lanka](https://appshunter.io/developer/1317192646)
- Category: Finance
- Price: Free
- Rating: 3.20/5 from 28 App Store ratings · 39 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 47 MB
- Languages: American English
- Released: 2018-03-17
- Data updated: 2026-07-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/peoples-wave/id1317192647/reviews.md

## What is People’s Wave?

Mobile Banking 

Keep track of your finances anytime, anywhere With People’s Mobile Banking , 
you’ve got your Bank with you where ever you go. It’s ideal for banking on your Smart phone wherever you are in the world. It’s simple and saves time.

For whom?
•For any account holder of the People’s Bank 

What do you get?

•	Check your every day account balance with one simple swipe
•	Find your nearest branch or ATM via GPS
•	View upcoming payments, transfers and schedule new Payment
•	Digital Tips - Helps you make the most of your online journey with People’s Bank.
•	Top Transfers - Displays the transfers you complete most frequently so you can quickly repeat transfers with just one click​
•	Account Summary - Check your account balances and your latest transactions, also view your Loan and Credit Card Account, CASA Account, Pawning Account, Fixed Deposit details and activity inquiries all in one place.
•	Transaction History: Check your account  history & bill payment history
•	Cheque Services
•	Credit Card Summary - View and monitor your credit card spending habits with the spend distribution corner 
•	View credit card statements, including minimum payment and due date
•	Bill Payment - Pay your utility bills, insurance and more using quick bill payment mode, future date bill payment, favorite payment mode,.
•	Fund Transfer - Transfer funds between your accounts, within  People’s Bank or to other local banks using quick fund transfer mode, favorite, future dated, branch to branch (B2B) or recurring mode

Other Features:

•	Loan Calculators
•	Pension Calculators
•	Online Registration (No need to visit the Bank)
•	SMS/E-mail notifications (global & transaction level)
•	Saves time as no paperwork is involved
•	Up to date  Exchange Rates & Interest Rates
•	Minimized banking fees
•	Reset security password online
•	Secured personal account information.
•	Subscribe to paperless banking - Get your deposit or credit card statements on the cut-off date. No need to wait for Postal or Courier delivery
•	Loan & pawning - Loan & pawning repayment facility, pawning redemption request facility

## Key features

- Account balance checks
- Fund transfers
- Bill payments
- Transaction history
- Credit card management
- Branch and ATM locator
- Loan and pension calculators

## Recent user reviews (10 of 39)

All indexed reviews: https://appshunter.io/ios/app/peoples-wave/id1317192647/reviews.md

### 1/5 — Do not recommend

*2026-06-19, version 1.43*

The app takes very long time to respond. Cannot even change the password. Really disappointed!

### 1/5 — Worse app ever

*2026-05-19, version 1.43*

It’s a shame to see one of the main banks in Sri Lanka having this kind of mobile app. As a Sri Lankan who lives USA and a software developer, I saw the difference between US banking apps and this worse People’s wave app. App is crashing by for two weeks now for iOS and nobody is tracking and nobody is fixing the app. Many people depend on online transactions and this is how these IT people of this bank deliver the service. Shame on this IT people.

### 1/5 — Changing passwords

*2026-03-30, version 1.43*

I have tried to change my password for couple of days I am unable to do that also I couldn’t access my account I have sent a email to complain team no reply it very bad app every six months asking to change password I am using many banks they never asking change password I don’t know when it is going solve?

### 1/5 — Service unavailable

*2026-01-28, version 1.43*

This app used to work fine, but I think they are not updating it for latest phone OS and test with different phones. I get “service unavailable” message. This is unfortunate for Sri Lankans working abroad. Bank should fix it. Calling customer care from another country takes time and money. No use calling them.

### 1/5 — APP IS CRASHING

*2025-12-30, version 1.43*

I need to reset my password to login to the application. But in the step 1 itentity type drop down is empty and then crashed the app. This crash is happening always when I try to select the identity type. Then I assumed that by default it selected the NIC and tried to continue with other details. Here also app is crashing always.

### 1/5 — Can’t do online transfers

*2025-12-21, version 1.43*

Used to be able to buy app is so glitchy and not user friendly, also some buttons aren’t working. How is this bank making millions can’t simply fix these. It’s very cheap to do these fixes.

### 1/5 — Not Working

*2025-12-05, version 1.43*

not working this app always

### 1/5 — It’s a worst app

*2025-03-29, version 1.33*

This is by far the worst banking app I’ve ever used. It’s incredibly slow—every time I click even a small button, it loads for ages as if it’s fetching terabytes of data. Frequent timeout errors and “service unavailable” messages make it even worse.

You can’t copy and paste account numbers, so you have to type them manually. The screen layout doesn’t adjust when the keypad opens, making it impossible to see what you’re typing. It’s just a terrible user experience overall.

I’ve used many banking apps in Sri Lanka and the UK, and this is one of the worst. After three years of use, I see no improvements. If I return to Sri Lanka, I’ll likely switch banks and transfer my money elsewhere because I don’t see this app getting any better.

### 1/5 — Transection slip

*2025-02-18, version 1.33*

When we transfering money from bank to bank or if we make any other bill payments we need the electronic transection slip. It must be automatically generated by app. For now we need login our people's bank account and download the slip. It is taking more time. So that this app is still older version. The world is going through the new technologies and new invention. But the people's bank app is still there. So need to modify the app and need to make user friendly for customers.

### 1/5 — Doesn’t work

*2025-01-13, version 1.32*

Doesn’t work now  at ios. App just shut down after opening

## Frequently asked questions about People’s Wave

### What can I do with the People’s Wave app?

The app allows you to manage your finances on the go. You can check account balances, view transaction history, transfer funds between accounts or to other banks, pay bills, and manage credit card information. It also includes features like loan and pension calculators, and a branch/ATM locator.

### Who is eligible to use the People’s Wave app?

This mobile banking application is designed for any account holder of the People's Bank. It provides a convenient way for existing customers to access their banking services remotely.

### Is the People’s Wave app free to use?

Yes, the application is available for free. There are no charges for downloading or using the core banking features provided within the app. Any potential fees would be related to specific banking transactions as per standard bank policies.

### What are the main benefits of using the People’s Wave app?

The app saves you time by eliminating the need for paperwork and physical branch visits. It offers 24/7 access to your accounts, quick repeat transfers, and detailed account summaries. You also receive SMS/email notifications for transactions and can subscribe to paperless statements.

### Can I make international transfers or payments with this app?

The description mentions fund transfers to other local banks and branch to branch (B2B) transfers. While it facilitates various transfer modes, it specifically details transfers within People's Bank or to other local banks. For international transfers, it's advisable to check the app's specific options or contact the bank.

## Version history (last 5 releases)

### 1.43 — 2025-11-19

Minor bug fixes

### 1.36 — 2025-06-18

Minor bug fixes

### 1.33 — 2025-01-26

Minor bug fixes

### 1.32 — 2024-03-13

Minor bug fixes

### 1.31 — 2024-03-04

Minor bug fixes

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## More apps by Peoples Bank of Sri Lanka

- [People's Wyn](https://appshunter.io/ios/app/peoples-wyn/id1420834113)
- [People's Pay](https://appshunter.io/ios/app/peoples-pay/id1557298582)
- [People's Remittance Tracker](https://appshunter.io/ios/app/peoples-remittance-tracker/id6450442848)

All apps by Peoples Bank of Sri Lanka: https://appshunter.io/developer/1317192646

## Related topics

[peoples bank](https://appshunter.io/ios/topics/peoples-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-11.*
