# Per Diem: Path to FI — Financial independence app > Financial independence and FIRE planning app for households. (iPhone/iPad app by Per Diem, LLC.) - Source: https://appshunter.io/ios/app/per-diem-path-to-fi/id6749600123 (this page in markdown: same URL + `.md`) - Developer: [Per Diem, LLC](https://appshunter.io/developer/1831373169) - Category: Finance - Price: Free with in-app purchases - Rating: 4.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 60 MB - Languages: American English - Released: 2026-03-27 - Data updated: 2026-07-24 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/per-diem-path-to-fi/id6749600123/reviews.md ## What is Per Diem? Per Diem is a personal finance and FIRE planning app for households that want one place to understand spending, savings, and long-term retirement tradeoffs. A paid subscription is required to use Per Diem. Subscription access includes live account sync, budgeting tools, FIRE planning, and Ask AI. With a subscription, you can: - Connect bank and brokerage accounts - Track transactions, budgets, income, assets, and net worth in one place - Run FIRE projections that update as your finances change - Model goals and major life tradeoffs - Use Ask AI to explore your finances with your permission Ask AI is optional. If you choose to use it, Per Diem will ask for permission before sending your messages and relevant financial context to the selected third-party AI provider. Per Diem is built for people who want clarity without stitching together a budgeting app, an investment tracker, and a spreadsheet. Use Per Diem to: - See how spending decisions affect your financial independence timeline - Review account balances, transactions, budgets, and income together - Compare future scenarios like career changes, savings shifts, and major goals - Understand the tradeoffs behind the next financial decision Terms of use: https://perdiem.app/terms-of-service ## Key features - Live account sync - Budgeting tools - FIRE planning - Financial projections - Goal modeling - AI-powered financial insights ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pro Subscription (monthly) | $8.99 | per month | | Pro Subscription (annual) | $89.99 | per year | ## Frequently asked questions about Per Diem ### What is Per Diem's subscription cost? Per Diem offers a Pro Subscription with two options: $8.99 per month or $89.99 per year. A paid subscription is required to use the app's full features, including live account sync and FIRE planning. ### Does Per Diem have ads? No, Per Diem does not contain advertisements. The app is supported by a paid subscription model, ensuring an ad-free user experience. ### What financial institutions can I connect to Per Diem? Per Diem allows you to connect bank and brokerage accounts. Specific supported institutions are not detailed in the provided information, but it aims to consolidate your financial overview. ### How does Per Diem help with FIRE planning? Per Diem enables you to run FIRE projections that update as your finances change. You can also model goals and major life tradeoffs to understand their impact on your financial independence timeline. ### Is Per Diem secure? While specific security measures are not detailed, the app allows you to connect bank and brokerage accounts. It also offers an optional 'Ask AI' feature that requires explicit permission before sending financial context to third-party AI providers. ### What devices does Per Diem support? Per Diem is available on iPhone and iPod. The app is designed for iOS devices. ### How often is Per Diem updated? The latest version of Per Diem is 1.4.0, last updated on June 12, 2026. This indicates a recent update, suggesting ongoing development and maintenance. ### What do users like about Per Diem? Based on the limited rating data (4.0 stars from 2 ratings), users likely appreciate its comprehensive approach to personal finance and FIRE planning. The ability to consolidate spending, savings, and retirement tradeoffs in one place is a key benefit. ## Version history (last 5 releases) ### 1.4.1 — 2026-07-21 Start Per Diem with a free trial after securely confirming your payment method. We’ve also made onboarding and subscription terms clearer, including trial duration, renewal pricing, and cancellation details. ### 1.4.0 — 2026-06-12 Adds more complete portfolio pricing for crypto and options, makes life-event spending easier to track against budget categories, speeds up app startup, and improves sign-in and notification reliability. ### 1.3.1 — 2026-06-03 Improves onboarding and account setup with clearer plan-health guidance, easier returns to the onboarding checklist, cleaner income and mortgage review, and more reliable mobile push-token refreshes. ### 1.3.0 — 2026-05-21 This release adds richer FIRE scenario planning, including saved what-if scenarios for budget changes, income changes, market moves, large purchases, windfalls, work breaks, life events, and stock price overrides. It also refreshes onboarding and the mobile first-run experience, improves portfolio and integration management, adds clearer support/demo flows, and includes reliability fixes for sign-in, sync, and notifications. ### 1.2.1 — 2026-05-11 Per Diem now includes a 30-day free trial for new mobile subscriptions, so new households can try the full app before committing. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-24.*