# Perk Pilot: Card Rewards — Credit perks & bonus tracker

> Credit card rewards tracker and bonus value calculator. (iPhone/iPad app by German Rodriguez.)

- Source: https://appshunter.io/ios/app/perk-pilot-card-rewards/id6746174608 (this page in markdown: same URL + `.md`)
- Developer: [German Rodriguez](https://appshunter.io/developer/1815413153)
- Category: Finance, Shopping
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 16.6 · 6 MB
- Languages: American English, Latin American Spanish
- Released: 2025-06-02
- Data updated: 2026-10-15
- Monetization: free

## What is Perk Pilot?

Know which card to use, track every credit, and see what a welcome bonus is really worth. No bank login required.

TRACK YOUR CARD CREDITS
- See the monthly, quarterly and yearly credits on each of your cards
- Tap to mark a credit as used
- Get a reminder before a credit expires, so you don't lose it
- See how much of your annual fee you've already earned back this year

WHICH CARD SHOULD I PAY WITH? 
- Pick what you're buying (dining, groceries, gas, travel…) and see which of your cards gives you the most per dollar
- Ranked by cash value, so a simple 3% card can beat an inflated points multiplier, and the app explains why

WHAT A BONUS IS REALLY WORTH
Most sites show one number for a welcome bonus. But points aren't worth one thing: 175,000 points can be about $1,050 as a statement credit, or close to $3,000 transferred to an airline. Perk Pilot shows you the full range: cash, shopping, travel portal, and airline and hotel transfers.

FIND YOUR NEXT CARD
- Choose where you spend the most and get cards ranked by what you'd actually earn
- Annual fees shown up front, with the reminder that fees repeat every year while the bonus is paid once
- Filter out cards with an annual fee in one tap

PRIVATE BY DESIGN
- No bank login, no account linking: you add your cards, we never see your transactions
- Browse recommendations without an account
- Sign in with Apple or Google only when you want to save your cards

IN ENGLISH AND SPANISH
The whole app is available in English and Spanish.

Values are estimates based on publicly available information and change over time.

How Perk Pilot is free: some cards include a referral link. If you apply through it and get approved, Perk Pilot may earn a bonus. We always tell you before opening a referral link, and it never changes the order of your recommendations.

## Key features

- Track card credits and expiration reminders
- Optimize spending with card recommendations
- Calculate true welcome bonus value
- Discover new credit cards based on spending
- Private design with no bank login required
- Available in English and Spanish

## Is Perk Pilot safe?

Not enough ratings yet to assess Perk Pilot.

## Is Perk Pilot legit?

Perk Pilot: Card Rewards appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Perk Pilot is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Perk Pilot

### How does Perk Pilot make money if it's free?

Perk Pilot is free because some cards include a referral link. If you apply through a referral link and are approved, Perk Pilot may earn a bonus. This referral process is disclosed before opening a link and does not alter recommendation order.

### Is Perk Pilot secure since it doesn't require bank login?

Yes, Perk Pilot is designed for privacy. It does not require bank logins or account linking, meaning it never sees your transactions. You add your cards manually, and can browse recommendations without an account.

### What kind of credits can I track with Perk Pilot?

You can track monthly, quarterly, and yearly credits on each of your credit cards. The app allows you to mark credits as used and provides reminders before they expire to prevent loss.

### How does Perk Pilot help me choose which card to pay with?

Simply select your purchase category (e.g., dining, groceries, travel), and Perk Pilot will show which of your cards offers the most rewards per dollar. It ranks these by cash value, explaining why a simple percentage card might be better than a points multiplier.

### Can Perk Pilot help me find new credit cards?

Yes, Perk Pilot can help you find your next card. You can specify where you spend the most, and it will rank cards by your potential earnings. You can also filter out cards with annual fees.

### What is the update frequency for Perk Pilot?

The latest version, 1.5.0, was last updated on October 13, 2026. This indicates a relatively recent update, suggesting ongoing development and maintenance.

### What devices does Perk Pilot support?

Perk Pilot currently supports iPhone devices. It is available for download on the App Store.

### What is the age rating for Perk Pilot?

Perk Pilot has an age rating of 4+. This means it is suitable for users of all ages, with no specific content restrictions.

## Version history (last 5 releases)

### 1.5.0 — 2026-10-13

NEW: WHICH CARD SHOULD I PAY WITH?
Pick what you're buying (dining, groceries, gas, flights, hotels, streaming and more) and see which of your cards gives you the most per dollar. Spending caps and promo end dates are shown, and points are valued at their cash value, so you know why a simple 3% card can beat a 4x points card.
WORKS ON MORE IPHONES
Perk Pilot now runs on iOS 16.6 and later.
IMPROVEMENTS
- Sign-in and settings screens are now fully translated
- Clearer home screen: recommendations and your cards, each in its own place

### 1.4.0 — 2026-10-06

- Track your card credits: see the monthly, quarterly and yearly credits on your cards, tap to mark them as used, and get a reminder before they expire.
- See if your annual fee pays for itself: each card shows how much of its fee you've recovered this year.
- Use it without an account: get card recommendations right away. Sign in only when you want to save your cards.
- Honest bonus values: points bonuses now show a range, from cash back to transfers, with a table of how much each option is worth.
- New cards: Bilt Blue, Obsidian and Palladium.
- "Apply" now opens every card's official page.
- Bonus descriptions in Spanish, and fixes to sign-in and stability

### 1.3.0 — 2026-10-05

- Start right away: see your recommendations without an account. Sign in only to save your cards.
- Honest bonus values: see what a welcome bonus is worth in cash, shopping, travel or airline transfers.
- A cleaner, redesigned look across the app.
- Fixes and performance improvements.
- request button always on with url or referral url

### 1.2.0 — 2026-10-05

- Start right away: see your recommendations without an account. Sign in only to save your cards.
- Honest bonus values: see what a welcome bonus is worth in cash, shopping, travel or airline transfers.
- A cleaner, redesigned look across the app.
- Fixes and performance improvements.

### 1.1.2 — 2025-06-11

Fix feedback button

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## More apps by German Rodriguez

- [GoalPick 2026](https://appshunter.io/ios/app/goalpick-2026/id6766422513)

All apps by German Rodriguez: https://appshunter.io/developer/1815413153

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-15.*