# PerkBook — Credit Card Benefit Tracker

> Credit card benefit tracker for maximizing perks and avoiding lost value. (iPhone/iPad app by Josh Shafer.)

- Source: https://appshunter.io/ios/app/perkbook/id6772521647 (this page in markdown: same URL + `.md`)
- Developer: [Josh Shafer](https://appshunter.io/developer/6772521649)
- Category: Finance, Utilities
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 39 MB
- Languages: American English
- Released: 2026-07-07
- Data updated: 2026-09-06
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/perkbook/id6772521647/reviews.md

## What is PerkBook?

Stop leaving money on the table.
Most credit card holders forget to use the credits and perks they're already paying for. PerkBook fixes that — it's the simplest way to track every benefit across all your cards and make sure you're getting full value from your annual fees.

Track every credit.
Add your cards and PerkBook knows when each credit resets — monthly, quarterly, or annually. Mark credits as used, and the app tracks your progress for every period. Never wonder "did I use my dining credit this month?" again.

Get reminded before credits expire.
Set notifications days before a credit resets and PerkBook will remind you when it's time to use it. Choose a primary reminder and an optional follow-up so nothing slips through.

See the full picture.
The summary view shows every benefit across all your cards in one place — what you've used, what's remaining, and what's expiring soon. Filter by active, redeemed, or expired to stay on top of everything.

Optimize your spending.
The Strategize tab helps you figure out which card to use for each spending category based on your monthly habits, so you're always earning the most from every purchase.

Built for serious cardholders.
Whether you carry two cards or ten, PerkBook scales with your wallet. Supports credits that reset on your card anniversary or the calendar year, variable credits, access perks like lounge access and hotel status, and more.

Your data stays private.
Everything is stored on your device. No account required, no data shared.

PerkBook is not affiliated with any credit card issuer. Benefit values are entered by the user and may not reflect current card terms. Always verify benefits directly with your card issuer.

## Key features

- Track credit card benefits
- Credit reset notifications
- Credit expiration reminders
- Summary view of all perks
- Spending optimization strategies
- Supports multiple credit cards
- Private, on-device data storage

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/perkbook/id6772521647/reviews.md

### 5/5 — Excellent

*2026-07-09*

Brilliantly designed. Intricate but simplistic. Will be using daily from here on out.

## Frequently asked questions about PerkBook

### How does PerkBook help me save money?

PerkBook helps you track and utilize all the credits and perks you're already paying for with your credit cards. By reminding you before credits expire and showing you how to optimize spending, it ensures you get the full value from your annual fees.

### What types of credit card benefits can I track with PerkBook?

You can track various benefits including monthly, quarterly, and annual credits, credits that reset on your card anniversary or the calendar year, variable credits, and access perks like lounge access and hotel status.

### Does PerkBook require an account or share my data?

No, PerkBook prioritizes your privacy. All your financial data is stored locally on your device, and no account is required. Your information is never shared.

### How does PerkBook notify me about expiring credits?

You can set up primary and optional follow-up reminders days before a credit resets or expires. This ensures you have ample time to use the benefit before it's gone.

### Can PerkBook help me choose which card to use for purchases?

Yes, the 'Strategize' tab in PerkBook analyzes your monthly spending habits and suggests which card to use for different spending categories to help you earn the most rewards.

### Is PerkBook available on Android devices?

Based on the provided data, PerkBook is currently supported on iPhone, iPad, and iPod. Information regarding Android availability is not specified.

### How often is PerkBook updated?

PerkBook was last updated on July 7, 2026, with version 1.0. Further update frequency details are not provided in the current data.

### Does PerkBook have ads?

No, PerkBook does not contain advertisements. The app is free to use and does not have in-app purchases, making for an ad-free experience.

## Version history (last 1 release)

### 1.0 — 2026-07-07

No release notes.

## Apps similar to PerkBook

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [CardSqueeze](https://appshunter.io/ios/app/cardsqueeze/id6766080694) | — | Free | Finance |
| [OneBric](https://appshunter.io/ios/app/onebric/id1559924103) | 5.0 (4) | Free | Finance |
| [SmartFolio - Portfolio Tracker](https://appshunter.io/ios/app/smartfolio-portfolio-tracker/id6758073461) | — | Free | Finance |
| [CORA Capital](https://appshunter.io/ios/app/cora-capital/id1621300411) | 3.5 (2) | Free | Finance |
| [WealthMap - Net Worth Tracker](https://appshunter.io/ios/app/wealthmap-net-worth-tracker/id6759858515) | 5.0 (1) | Free | Finance |
| [KOIN AI-Realtime Stock Insight](https://appshunter.io/ios/app/koin-ai-realtime-stock-insight/id6747954876) | 5.0 (2) | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*