# Perkfolio: Card Perks > Credit card benefit tracker for maximizing value and avoiding missed perks. (iPhone/iPad app by Sanchit Batra.) - Source: https://appshunter.io/ios/app/perkfolio-card-perks/id6803272819 (this page in markdown: same URL + `.md`) - Developer: [Sanchit Batra](https://appshunter.io/developer/6803272821) - Category: Finance, Travel - Price: Free - Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 2 MB - Languages: American English - Released: 2026-08-30 - Data updated: 2026-10-09 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/perkfolio-card-perks/id6803272819/reviews.md ## What is Perkfolio? Perkfolio keeps every credit card benefit in one place, so annual fees actually pay for themselves. Most premium cards bury their value in a maze of recurring statement credits, one-time targeted offers, and certificates that expire quietly if you don't use them. Perkfolio tracks all of it for you. CARD WALLET Add every card you carry, from a shared catalog of researched benefits or as a custom card if yours isn't listed yet. See annual fees, credits, and ROI side by side. NEVER MISS A CREDIT Perkfolio tracks monthly, quarterly, semiannual, calendar-year, and card-anniversary benefits automatically, calculating the current and next reset window for each one, so you always know what's about to expire. DIGESTS Get a daily or weekly summary of what's expiring soon, delivered by push notification, email, or Slack, your choice. ROI AT A GLANCE See exactly how much value you've captured against what each card costs, so you know which ones are still worth keeping. CERTIFICATES & ONE-TIME OFFERS Track free-night certificates, companion passes, and targeted offers alongside your recurring credits, with the same expiration reminders. PRIVATE BY DESIGN Your card and benefit data is yours. Face ID app lock keeps your wallet private on your phone, and Perkfolio is not affiliated with any card issuer, Plaid, Google, or Slack. Perkfolio is an independent, ad-free project built for people tired of leaving credits on the table. ## Key features - Card wallet with benefit catalog - Automatic credit expiration tracking - Daily/weekly benefit digests - ROI calculation for cards - Certificate and offer tracking - Face ID app lock for privacy ## Is Perkfolio safe? Not enough ratings yet to assess Perkfolio. ## Is Perkfolio legit? Perkfolio: Card Perks has limited verification signals. The AppsHunter Legitimacy Score for Perkfolio is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/perkfolio-card-perks/id6803272819/reviews.md ### 5/5 — Why did I not have this sooner *2026-09-30* Clean, straightforward and useful! This app makes it so easy to see all the credit card benefits in 1 place and understand whether I’m getting enough value from each card to justify the annual fee. ### 5/5 — Exactly What I needed! *2026-09-03* I was looking for an app that did just this. As I try to be more financially responsible, it has been important to make sure I track using my card benefits and if certain cards are worth it to me (with honesty). It’s helpful to see the numbers all laid out simply. **Developer response:** Appreciate you! Please feel free to request features! ## Frequently asked questions about Perkfolio ### What is Perkfolio? Perkfolio is a finance app designed to help users track all their credit card benefits, including statement credits, targeted offers, and certificates, to ensure they maximize their card's value. ### How does Perkfolio track benefits? Perkfolio automatically monitors monthly, quarterly, semiannual, calendar-year, and card-anniversary benefits, calculating their reset windows and expiration dates. ### Can I add custom cards to Perkfolio? Yes, you can add any card you carry. You can select from a shared catalog of researched benefits or add your card as a custom entry if it's not yet listed. ### Does Perkfolio show the return on investment for my cards? Yes, Perkfolio provides an 'ROI at a glance' feature, showing you exactly how much value you've captured compared to each card's annual fee. ### How does Perkfolio ensure my data is private? Perkfolio is designed with privacy in mind. It features Face ID app lock and is an independent project not affiliated with any card issuers or financial services. ### Does Perkfolio have ads? No, Perkfolio is an independent, ad-free project, built for users who want to manage their card benefits without advertisements. ### What devices does Perkfolio support? Perkfolio is available on iPhone, iPad, and iPod devices, making it accessible for Apple users on the go. ### How often is Perkfolio updated? The latest version of Perkfolio is 1.2, and it was last updated on September 25, 2026, indicating regular maintenance and potential feature additions. ## Version history (last 3 releases) ### 1.2 — 2026-09-25 Fixed Home Screen widgets that could stay empty instead of showing expiring credits and card renewal details. ### 1.1 — 2026-09-16 • Sign in with Apple — one tap, no password to remember. • Local mode: move your wallet off the server and onto this device. Your cards, credits, and redemption history live in the app instead of a database. Reversible any time from Settings, and the confirm screen spells out what stays behind. • Access codes: if someone sent you a code, tap "I have an access code" on the sign-in screen — no account or email address needed. • Expiring this month widget: see your remaining credit value and the next credits to use before they expire. • Card renewal widget: see your next renewal, annual fee, and credits redeemed during the current membership year. • Both widgets come in small and medium sizes, work with accounts and local mode, and show when their data was last updated. ### 1.0 — 2026-08-31 No release notes. ## Apps similar to Perkfolio | App | Rating | Price | Category | | --- | --- | --- | --- | | [Dipply: Stock Quality & Dips](https://appshunter.io/ios/app/dipply-stock-quality-and-dips/id6744921263) | 4.7 (18) | Free | Finance | | [Porfoli - Invest Together](https://appshunter.io/ios/app/porfoli-invest-together/id6739724914) | 5.0 (4) | Free | Finance | | [Surency COBRA](https://appshunter.io/ios/app/surency-cobra/id1564116671) | 5.0 (1) | Free | Finance | | [Midnight Rule: UK Tax](https://appshunter.io/ios/app/midnight-rule-uk-tax/id6759766649) | 5.0 (6) | Free | Finance | | [CFG Mobile Banking](https://appshunter.io/ios/app/cfg-mobile-banking/id6737421239) | 4.7 (549) | Free | Finance | | [Arta Finance](https://appshunter.io/ios/app/arta-finance/id1666186495) | 4.5 (40) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-09.*