# Perki — Track & Use Every Benefit

> Credit card perk tracker to maximize unused benefits and avoid financial loss. (iPhone/iPad app by Tristan Onfroy.)

- Source: https://appshunter.io/ios/app/perki/id6761746835 (this page in markdown: same URL + `.md`)
- Developer: [Tristan Onfroy](https://appshunter.io/developer/1891250762)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 4 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 26.2 · 5 MB
- Languages: American English
- Released: 2026-04-28
- Data updated: 2026-07-19
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/perki/id6761746835/reviews.md

## What is Perki?

You pay for perks every year whether you use them or not.

Dining credits. Streaming reimbursements. Travel benefits. Statement credits that reset monthly, quarterly, or annually. Most people forget half of them — and that's exactly what the card companies are counting on.

Perki fixes that.

TRACK EVERY CARD. USE EVERY PERK.

Add your credit cards from Perki's built-in library and we'll pre-load every perk they offer. Customize amounts, reset dates, and cadences. Add perks we missed. Remove ones you don't care about. Your cards, your perks, your rules.

ONE TAP TO LOG. INSTANT PROGRESS.

Every time you use a perk, tap to log it. Watch the progress bar fill. See exactly how much you've used and how much is still on the table. When a perk hits 100%, Perki stops tracking it — you're done.

YOUR DASHBOARD TELLS THE REAL STORY.

The Dollars at Risk number is what gets people. That's the total value of perks expiring soon that you haven't used yet. Not hypothetical money — real benefits you already paid for that you're about to lose. The dashboard also shows your utilization rate, what's resetting soon, and recent activity across all your cards.

NOTIFICATIONS THAT ACTUALLY HELP.

Set Perki to remind you before a perk resets — days, a week, or a month out. Choose your tone:

Friendly: "Nudge nudge — $15.00 in Dining Credit on Amex Gold disappears in 3 days."
Roast: "$15.00 in Dining Credit. 3 days. You've been warned. Again."

BUILT FOR HOW YOU ACTUALLY USE CARDS.

• Full perk library for major issuers — Chase, Amex, Citi, Capital One, and more
• Monthly, quarterly, biannual, and annual reset cycles
• Per-perk notifications with customizable lead time and frequency
• Complete usage history with edit and delete
• Search and sort across all your perks
• Dashboard warnings configurable per reset cadence
• Designed exclusively for iOS 26

YOUR DATA STAYS ON YOUR DEVICE.

No subscriptions. No account required. No data sent anywhere, ever. Perki runs entirely on-device using Apple's SwiftData framework. Nothing leaves your phone.

## Key features

- Track all credit card perks
- Log perk usage with one tap
- Dashboard with utilization rates
- Customizable reset date tracking
- Perk expiration reminders
- Built-in perk library
- On-device data storage

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/perki/id6761746835/reviews.md

### 5/5 — Straight to the point. Handles everything for you A+++

*2026-07-13*

Simple straightforward design. No over complicated interface. Just enter info, setup once and forget. Great way to keep in check of all your points and spending as well. No need to have multiple spread sheets of numerous banks and cards to track them all.

### 5/5 — Goodbye excel sheets

*2026-07-13*

Love love love this app! I used to use excel sheets to track my perks and I am so happy to find an app that is far more convenient, pushes notifications so you don’t miss any expiring perks, and is nice to look at!

## Frequently asked questions about Perki

### What credit card issuers does Perki support?

Perki supports major issuers including Chase, Amex, Citi, and Capital One. The app aims to provide a comprehensive perk library for these and other popular card providers.

### How does Perki ensure my financial data is secure?

Perki is designed with privacy as a top priority. It runs entirely on-device using Apple's SwiftData framework, meaning no data is sent anywhere, ever. No account is required, and nothing leaves your phone.

### Can I customize the perk reset dates in Perki?

Yes, you can customize amounts, reset dates, and cadences for each perk. You can also add perks the app may have missed or remove ones you don't care about.

### What kind of notifications does Perki offer?

Perki offers per-perk notifications with customizable lead time and frequency. You can choose between a friendly nudge or a more direct warning to remind you before a perk resets.

### How often is Perki updated?

The latest version of Perki is 1.1.2, and it was last updated on July 15, 2026. Updates are released to improve functionality and add new features.

### Is Perki available on Android devices?

Perki is designed exclusively for iOS and is currently supported on iPhone. It utilizes Apple's SwiftData framework, making it an iOS-specific application.

### What is the 'Dollars at Risk' metric in Perki?

The 'Dollars at Risk' number in Perki represents the total value of perks expiring soon that you haven't used yet. It highlights real benefits you've already paid for that you are about to lose.

### Does Perki have ads?

No, Perki does not contain advertisements. The app is completely free to use and does not display any ads to its users.

## Version history (last 5 releases)

### 1.1.2 — 2026-07-15

Minor edits to the History page design for better clarity and visibility

### 1.1.1 — 2026-07-14

History page now includes a "From/To" feature for better filtering.

### 1.1 — 2026-07-13

Reminders are now more reliable. Previously, perk reminders could stop arriving if you hadn't opened the app in a while. Now they'll always reach you before a credit resets; no need to open Perki to keep them running.

### 1.0.3 — 2026-05-09

Support/marketing page urls added.

### 1.0.2 — 2026-05-04

New cards and perks added.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-19.*
