# Perks: Credit Card Perks — No account. No wasted credits. > Credit card perk tracker that maximizes statement credits and minimizes missed benefits. (iPhone/iPad app by Linna Wang.) - Source: https://appshunter.io/ios/app/perks-credit-card-perks/id6773139279 (this page in markdown: same URL + `.md`) - Developer: [Linna Wang](https://appshunter.io/developer/1855692710) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 4 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 49 MB - Languages: American English - Released: 2026-06-03 - Data updated: 2026-09-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/perks-credit-card-perks/id6773139279/reviews.md ## What is Perks? Your premium cards come packed with statement credits and perks you already paid for — dining credits, travel credits, ride credits, hotel benefits. The problem? They reset every month, quarter, or year, and the unused ones vanish quietly. Perks makes sure that never happens. Add the cards in your wallet and Perks instantly shows every credit they carry, when each one resets, and how much you've left on the table. One tap marks a perk redeemed. A timely reminder nudges you before anything expires. By year's end, you can see exactly how much you've clawed back — often far more than the annual fee. And it does all of this with no account, no sign-up, and no servers. You never hand over an email, you never link a bank, and your cards never leave your phone. Most perk trackers ask you to create an account or connect your accounts before you can do anything. Perks doesn't. Open it and start tracking. WHY PERKS • See every perk on every card — 50+ cards across Amex, Chase, Capital One, Citi, and more, each with its credits mapped out and sourced from the issuer. • Know what resets and when — monthly, quarterly, semi-annual, and annual credits, sorted by what expires soonest. • Redeem in one tap — mark a credit used and watch your year-to-date total climb. • Reminders before it's gone — get nudged while there's still time to use a credit, not after. • Prove the fee is worth it — a running total of what you've redeemed this year, side by side with the card's annual fee. PRIVACY BY DEFAULT, NOT AS AN UPGRADE Perks has no account, no login, and no servers. Everything lives on your device. We don't collect your data, we don't track you, and we never see which cards you own — because that information never leaves your phone. No analytics, no ad trackers, nothing. It simply isn't built to know anything about you. WHO IT'S FOR If you carry an Amex Platinum, a Chase Sapphire Reserve, a Capital One Venture X, or any card with recurring credits, you're almost certainly leaving money on the table. Perks turns those scattered, easy-to-forget benefits into a simple checklist — and makes sure the rewards you're owed don't expire unused. Add your cards. Catch every credit. Make your annual fees pay for themselves. — Perks is an independent app and is not affiliated with, endorsed by, or sponsored by American Express, Chase, Capital One, Citi, or any other card issuer. All card and product names are trademarks of their respective owners. Perk details are provided for convenience; always confirm current terms with your issuer. ## Key features - Track statement credits - Monitor perk expiration dates - Redeem credits with one tap - Receive timely reminders - Calculate annual savings - Supports 50+ cards ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/perks-credit-card-perks/id6773139279/reviews.md ### 5/5 — Pretty useful *2026-06-25* Excellent app for keeping track of my credit card benefits, especially my CSR (post 2025 changes). The original Chase Freedom card was missing, so I contacted the developer and they added it immediately. The reminders are helpful, the UX is intuitive, and no account ensures privacy. 10/10 would recommend, which I have for my CSR and Amex plat friends. ### 5/5 — helpful! *2026-06-04* really helpful keeping track of all my cards and realizing I've been missing out on some of their perks ## Frequently asked questions about Perks ### Does Perks have ads? Perks is ad-free. The app is designed with privacy in mind and does not include any advertisements or ad trackers. ### How secure is Perks? Perks prioritizes user privacy by operating without an account, login, or servers. All data is stored locally on your device, meaning your card information never leaves your phone. ### What credit card issuers does Perks support? Perks supports over 50 cards across major issuers including Amex, Chase, Capital One, and Citi, mapping out the credits for each. ### How does Perks remind me about expiring credits? Perks provides timely reminders before your credits expire, ensuring you have the opportunity to use them. You can also see what resets and when, sorted by expiration date. ### Can I link my bank accounts to Perks? No, Perks does not require you to link any bank accounts or create an account. It operates entirely offline on your device for maximum privacy. ### How often is Perks updated? The latest version of Perks is 1.1, and it was last updated on June 6, 2026. Updates typically focus on adding new card support and refining existing features. ### What is the rating for Perks? Perks has a perfect 5.0-star rating based on 2 user reviews, indicating a highly positive user sentiment. ### Is Perks available on Android devices? Currently, Perks is supported on iPhone and iPod devices. Support for other platforms may be considered in future updates. ## Version history (last 4 releases) ### 1.4 — 2026-08-24 Track more cards with Perks Pro, see updated benefits for Chase Freedom and Ritz-Carlton, and enjoy clearer merchant logos, card controls, bottom sheets, and collapsing navigation titles. ### 1.2 — 2026-07-10 • Perk values and card benefits now stay up to date automatically — no app update needed when issuers change their perks • Add multiple copies of the same card and rename each one • Card catalog verified against issuer pages — reflects the retirement of the Amex Platinum Saks credit and updated Business Platinum benefits • Choose how far in advance you're warned before a perk expires • Fixed a case where a perk-reset reminder could be skipped on reset day • Visual refinements throughout ### 1.1 — 2026-06-06 • Added Costco credit cards to the catalog • Expanded coverage of card benefits like travel and purchase protections, lounge access, free-night awards, and Global Entry / TSA PreCheck • Clearer annual-fee details on no-fee cards • Polished perk screens, settings, and overall design ### 1.0 — 2026-06-03 No release notes. ## More apps by Linna Wang - [Splittr — Share & Settle](https://appshunter.io/ios/app/splittr-share-and-settle/id6762578351) All apps by Linna Wang: https://appshunter.io/developer/1855692710 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*