# Perksly — Track card benefits & perks > Private on-device tracker for credit card benefits and perks. (iPhone/iPad app by Wei-Ting Liao.) - Source: https://appshunter.io/ios/app/perksly/id6765830177 (this page in markdown: same URL + `.md`) - Developer: [Wei-Ting Liao](https://appshunter.io/developer/1896092384) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 3 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 26.1 · 20 MB - Languages: English - Released: 2026-05-07 - Data updated: 2026-10-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/perksly/id6765830177/reviews.md ## What is Perksly? Stop leaving money on the table. If you have premium credit cards, you're paying real money for real benefits — but most people use less than half of what their cards offer. Perksly is a private, on-device tracker that helps you actually use every credit, every perk, every month. WHAT PERKSLY DOES • Tracks monthly, quarterly, semi-annual, and annual credits across your wallet • Shows what's Available, Used, and At Risk of Expiring at a glance • Sends smart reminders before credits expire so you don't forget • Logs always-on perks (lounge access, elite status, insurance, no foreign transaction fees) • Built-in catalog of 200+ U.S. credit cards from major issuers • Catalog updates automatically as new cards launch and benefits change INSIGHTS THAT MATTER Slice your wallet's value by card, by category (dining, hotel, airline, transport), or by issuer. See which benefits you've earned this period and which you're at risk of losing before they reset. PRIVATE BY DESIGN Perksly stores everything on your device. No accounts to create, no data sent to our servers (we don't have any), no analytics, no ads, no tracking. Your card information never leaves your iPhone. FREE TO USE Perksly is free, with no ads and no tracking. Just an app to help you get the value you're already paying for. PERFECT FOR • Premium card holders who can't keep all the credits straight • Travelers tracking annual airline credits and hotel benefits • Anyone with multiple cards across different issuers • People who want to maximize their card portfolio without spreadsheets Add your first card in 30 seconds. Never let a benefit expire again. ## Key features - Tracks monthly, quarterly, semi-annual, and annual credits - Shows available, used, and at-risk credits - Sends smart reminders before credits expire - Logs always-on perks like lounge access and elite status - Catalog of 200+ U.S. credit cards - Insights by card, category, or issuer ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/perksly/id6765830177/reviews.md ### 5/5 — Light weight beautiful app for credit card enthusiasts *2026-06-05* Very smooth. Support most popular credit cards. Hope can add more features like tracking credit card sigh up bonus ### 5/5 — Best tool to organize *2026-05-07* This is the best to remind all credit card rewards with elegant design and easy operation. ## Frequently asked questions about Perksly ### What credit card issuers does Perksly support? Perksly includes a catalog of over 200 U.S. credit cards from major issuers. The catalog updates automatically as new cards launch and benefits change, ensuring comprehensive coverage. ### How does Perksly protect my data? Perksly is designed for privacy, storing all data on your device. It does not require accounts, send data to servers, or use analytics or tracking, ensuring your card information never leaves your iPhone. ### Does Perksly have ads? No, Perksly is completely free to use and contains no advertisements. The app is designed to help you get value from your existing card benefits without any distractions. ### How often is Perksly updated? The app was last updated on June 10, 2026, with version 1.1. The catalog of credit cards and their benefits also updates automatically as new information becomes available. ### What types of benefits does Perksly track? Perksly tracks various benefits including monthly, quarterly, semi-annual, and annual credits, as well as always-on perks like lounge access, elite status, insurance, and no foreign transaction fees. ### Can I see how much value I'm getting from my cards with Perksly? Yes, Perksly provides insights that allow you to slice your wallet's value by card, category (dining, hotel, airline, transport), or issuer. This helps you understand which benefits you've earned and which are at risk of expiring. ### Is Perksly available on Android devices? Currently, Perksly is only supported on iPhone devices. The app is designed to leverage iOS features for its on-device data storage and privacy. ### What is the user sentiment for Perksly? Perksly has a high user rating of 5.0 stars from 3 ratings, indicating very positive user sentiment. Users appreciate its ability to help them maximize their credit card benefits. ## Version history (last 2 releases) ### 1.1 — 2026-06-10 Meet Perksly AI — a private, on-device assistant that knows your wallet. Plus annual-fee ROI, Face ID lock, a brand refresh, and smarter search. What's new in 1.1: • Perksly AI (requires Apple Intelligence — iPhone 15 Pro or iPhone 16 and later). Ask things like "Which travel credits haven't I used yet?" or "Suggest a no-fee dining card I don't have." Every answer is grounded in your wallet and the Perksly catalog — the assistant can't invent card facts. Runs entirely on your iPhone; nothing leaves the device. Prefer the app without AI? Turn it off any time in Settings. • Annual fees + ROI. Add the fee to any card; Insights shows your net annual value minus fee per card. • Weekly Helpful Tips. Optional weekly nudges based on your actual wallet state — expiring credits, unused benefits, ROI summaries. Never generic; skips the week if nothing is worth flagging. Toggle in Settings. • Lock with Face ID. Optional, off by default. When on, Perksly also hides itself from the App Switcher preview. • Settings tab. Face ID, Weekly Helpful Tips, Perksly AI disclosure, Send Feedback, and Privacy Policy all live here. • Smarter wallet search. Searches card names, issuers, benefits, and perks — not just card titles. • Brand refresh. New mint and deep teal accents, card palette updates across Chase, Amex, Capital One, Citi, and BofA. • Catalog updates. Annual fees on all 229 cards. Added the Fidelity Rewards Visa Signature. Got feedback? Settings → Send Feedback. ### 1.0 — 2026-05-07 No release notes. ## Apps similar to Perksly | App | Rating | Price | Category | | --- | --- | --- | --- | | [Perki](https://appshunter.io/ios/app/perki/id6761746835) | 5.0 (4) | Free | Finance | | [Subscribely](https://appshunter.io/ios/app/subscribely/id6741072290) | — | Free | Finance | | [OfferBee: Credit Cards Rewards](https://appshunter.io/ios/app/offerbee-credit-cards-rewards/id6792377758) | 5.0 (11) | Free | Finance | | [Expense Tracker - MoneyDot](https://appshunter.io/ios/app/expense-tracker-moneydot/id6804001291) | — | Free | Finance | | [BenefitBuddy for Credit Cards](https://appshunter.io/ios/app/benefitbuddy-for-credit-cards/id6755207612) | 5.0 (2) | Free | Finance | | [Bubble Index](https://appshunter.io/ios/app/bubble-index/id6745993441) | 4.6 (5) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-01.*