# PerkVault > Credit card perk tracker and spending optimizer for maximizing benefits. (iPhone/iPad app by Stonham Studios LLC.) - Source: https://appshunter.io/ios/app/perkvault/id6761507425 (this page in markdown: same URL + `.md`) - Developer: [Stonham Studios LLC](https://appshunter.io/developer/1889685805) - Category: Finance, Travel - Price: Free - Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 26.2 · 36 MB - Languages: English - Released: 2026-04-02 - Data updated: 2026-06-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/perkvault/id6761507425/reviews.md ## What is PerkVault? Your credit cards come loaded with perks worth hundreds — even thousands — of dollars every year. Most people use less than half of them. PerkVault changes that. PerkVault is the simplest way to track every benefit across all your credit cards in one place. Know exactly what you have, what you've used, and what's about to expire — before you lose it. TRACK YOUR BENEFITS Add your cards and see every perk at a glance — dining credits, travel credits, streaming reimbursements, lounge access, and more. Watch your progress toward each benefit with visual progress bars and get alerted before credits expire. SPEND SMARTER Not sure which card to use at a restaurant? PerkVault's Spending Insights ranks your cards by category so you always swipe the right one — whether you're optimizing for cash back, points, or best overall value. TRACK YOUR REWARDS GOALS Set goals for your points and miles and track your progress in real time. Whether you're saving up for a flight, a hotel stay, or a cash back reward, PerkVault keeps you on track. FIND YOUR NEXT CARD Not sure which card fits your lifestyle? The built-in Card Finder walks you through your spending habits and recommends the best cards for you. HOME SCREEN WIDGETS Keep your most important perks front and center with PerkVault's home screen widgets — expiring benefits, wallet snapshot, and goals all at a glance without opening the app. YOUR DATA STAYS ON YOUR DEVICE PerkVault stores everything locally on your iPhone. No accounts, no servers, no data sharing. Your financial information never leaves your device. Download PerkVault and start getting the most out of every card in your wallet. ## Key features - Track credit card benefits - Monitor perk usage and expiration - Optimize spending for rewards - Set and track reward goals - Card recommendation tool - Home screen widgets ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/perkvault/id6761507425/reviews.md ### 5/5 — 10/10 highly recommend *2026-04-09* Love this app! Super user friendly and now I'm maximizing my credit card rewards and saving money ## Frequently asked questions about PerkVault ### How does PerkVault protect my financial data? PerkVault prioritizes your privacy by storing all data locally on your device. There are no accounts, servers, or data sharing, ensuring your financial information never leaves your iPhone or iPad. ### What types of credit card benefits can I track with PerkVault? You can track a wide range of benefits including dining credits, travel credits, streaming reimbursements, lounge access, and more. The app provides a clear overview of all your perks at a glance. ### Can PerkVault help me decide which card to use for purchases? Yes, PerkVault's Spending Insights feature ranks your cards by category. This helps you choose the optimal card for maximizing cash back, points, or overall value at restaurants and other merchants. ### Does PerkVault offer a trial period for any features? PerkVault is completely free to download and use, with no trial periods required. All features are available without any cost to the user. ### How often is PerkVault updated? The latest version, 1.3.5, was released on April 17, 2026. Updates are provided to enhance functionality and user experience. ### What devices are compatible with PerkVault? PerkVault is designed for Apple devices and is compatible with both iPhone and iPad. It is suitable for users aged 4 and above. ### Can I set goals for my credit card rewards with PerkVault? Absolutely. You can set specific goals for your points and miles, such as saving for a flight or hotel stay, and track your progress in real time within the app. ### Does PerkVault have ads? No, PerkVault is ad-free. You can use all its features without any advertisements interrupting your experience. ## Version history (last 3 releases) ### 1.3.5 — 2026-04-17 Bug Fixes, updated credit card perks, added consistency between searching terms like amex vs American Express. ### 1.1 — 2026-04-04 We have added bug fixes to 2-3 issues that were not working upon release, we have also updated images for backgrounds, added a dev notes section to the about us, and fixed some animation interaction timings. ### 1.0 — 2026-04-02 No release notes. ## More apps by Stonham Studios LLC - [The G.Y.S.T.](https://appshunter.io/ios/app/the-gyst/id6762084491) - [Unexamined](https://appshunter.io/ios/app/unexamined/id6763904807) All apps by Stonham Studios LLC: https://appshunter.io/developer/1889685805 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-26.*