# Permata ME > Digital banking app for managing accounts, transfers, payments, and loans. (iPhone/iPad app by PT. Bank Permata, Tbk.) - Source: https://appshunter.io/ios/app/permata-me/id1323973644 (this page in markdown: same URL + `.md`) - Developer: [PT. Bank Permata, Tbk](https://appshunter.io/developer/514474576) - Category: Finance - Price: Free - Rating: 3.10/5 from 77 App Store ratings · 167 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 261 MB - Languages: American English - Released: 2018-05-24 - Data updated: 2026-08-17 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/permata-me/id1323973644/reviews.md ## What is Permata ME? Permata ME (previously PermataMobile X) is a mobile banking app from Permata Bank that provides complete digital banking facility and services for all of your banking needs. Powered by innovation, Permata ME is designed as a technology to make your banking activities easier, faster, and more convenient. Permata ME presents a new and modernized home screen, also improved navigation system for your transaction convenience. Experience also a line-up of freshly crafted features such as: - Free transfer fee with BI-FAST. - Collect PermataPoin rewards from your daily transactions. Use PermataPoin for QR payment or redeem various shopping vouchers straight from the app. - International transfer and foreign exchange transactions with competitive exchange rate. - Quick and easy payment with QRIS, which can also be used to pay transactions abroad. - A wide variety of top up and bill payment transactions. Aside from these new features, lots of other features are also available, such as: - Quick Access menu before logging in, including Peeking Balance, QR, Branch Queuing, Mobile Cash, Notification, and PermataStore. - FAQ for you to discover solutions to your problems in Permata ME. - Digital account opening for foreigner is one click away. Now all you need is your visa or immigration stamp. - Debit Card Activation or Physical Debit Card Request made easy through Permata ME. - Exciting promos that you can see from the new home screen. - Portfolio that shows all your accounts in one place. - Settings for Favorite and Recurring Transactions, Forex Transaction Registration, Password and Security, Dark Mode, and Language. - Applying PermataKTA or Non-Collateral Loan through Permata ME to help you fulfill all your plans by financing cash of up to IDR 300 million with competitive interest starting from 0.88%. - SPT Document and e-Statement readily available according to your needs. - WhatsApp Gift to be sent on important or festive occasions. - Notification Inbox that stores all of your notifications, whether it is transaction, promos, or news notification. - Transaction History across all accounts that can be monitored easily through Permata ME. Permata Bank will continuously develop this app to serve you with the best banking experience. With Permata ME, explore the world of digital banking in your hand. PT Bank Permata, Tbk. is licensed and supervised by Financial Services Authority and Bank Indonesia, and a member of Indonesia Deposit Insurance Corporation. Permata Bank Head Office Gedung World Trade Center II (WTC II) Lt. 21 – 30 Jl. Jend. Sudirman Kav. 29 – 31 Kota Jakarta Selatan, Jakarta 12920 ## Key features - Free transfers with BI-FAST - Collect and redeem PermataPoin rewards - International transfers and forex - QRIS payments - Account opening for foreigners - Loan applications - Transaction history and statements ## Recent user reviews (10 of 167) All indexed reviews: https://appshunter.io/ios/app/permata-me/id1323973644/reviews.md ### 1/5 — Worst app ever! Fire the app creator the one who make changes last year or two! *2026-05-16, version 1.59.3* Got stupid scheme to pay for tokopedia virtual number instead of past the number into usual trabsfer they want me to go into section of pay bill! Who made this— he is non adequate. I can’t download the statement with currwnt balance on the card what a province service?! Get all of your money from this bank they pay to the app creator who make their brand worst bank on the planet. Fue ### 1/5 — Terrible service !! *2026-04-01* I’ve been trying to access my account for more than 11 days and I am still trying to! Called their customer support which is the most terrible support ever .. they just say the same thing and till this moment I can not open my account.. and I have all information! It’s a bug in their system and they just keep telling me wait 1 more day .. just terrible experience! Even when I went to their office they said the same thing .. **Developer response:** Hi Mr./Ms. Krawtech We apologize for the inconvenience. If you are still experiencing problems using the Permata ME app, please provide details of your complaint by contacting Permata Tel toll-free via the Permata ME Help Center or 1500111 for a check. PLEASE BE WARNED if you receive an email, SMS, chat, or call claiming to be from Permata Bank.Tks~Siska ### 1/5 — FORCE UPDATE TP GABISA DIDOWNLOAD *2025-12-05, version 1.58.4* Aneh, saya mau transaksi jadi repot, antrian udah panjang. Brgsk ### 3/5 — Pembaruan versi permata *2025-12-05, version 1.58.4* Saat update yg terbaru dr Pg smp mlm blm bs jg Gimana sy akan lakukan mobile banking hr ini gagal ### 3/5 — tolol *2025-12-05, version 1.58.4* gajelas saldo tiba tiba kepotong entah gatau kemana gada riwayat terpotongnya lagi aplikasi tolol ### 5/5 — Sudah ada perbaikan *2025-12-04, version 1.58.4* Sekarang mudah ko masih aman juga dan sudah tidak perlu OTP buat transaksi semoga lebih baik lagi ### 1/5 — History transaksi jadi tidak ada *2025-12-04, version 1.58.4* History transaksi kok jadi gaada ya, padahal penting banget itu, masa download estatement terus tiap kali mau cek, gimana sih di update malah makin konyol ### 1/5 — JELEKKK *2025-12-04, version 1.58.4* saya mencoba login tbtb out sendiri. Huhh bnr bnr jelek! ### 1/5 — Aplikasi ga guna *2025-12-01, version 1.58.3* Ga recomend jelek, aplikasi berat, sistem gangguan mulu ### 1/5 — sampah *2025-11-30, version 1.58.3* nih apk setiap gj an ada aja masalah ya,padahal jaringan bagus knp eror terus ## Frequently asked questions about Permata ME ### What is Permata ME? Permata ME is a mobile banking application from Permata Bank that provides a complete range of digital banking facilities and services. It is designed to make your banking activities easier, faster, and more convenient, offering features like free transfers, rewards, and loan applications. ### What are the key features of Permata ME? Key features include free transfers with BI-FAST, collecting PermataPoin rewards for QR payments or vouchers, international transfers with competitive rates, QRIS payments, various top-up and bill payment options, digital account opening for foreigners, and the ability to apply for non-collateral loans. ### Is Permata ME free to use? The app itself is free to download and use. While the description mentions "free transfer fee with BI-FAST" and "free with in-app purchases" in the monetization model, it implies that core banking services are accessible without direct charges, though specific transactions or premium features might involve in-app purchases. ### What are the common use cases for Permata ME? Common use cases include managing your bank accounts, making domestic and international money transfers, paying bills, topping up accounts, using QR codes for payments both locally and abroad, applying for loans, and tracking your transaction history and statements. ### Is Permata ME available on all devices? The description specifies it as a "mobile banking app," indicating it is designed for smartphones. While specific operating system compatibility (iOS or Android) isn't explicitly stated, mobile banking apps are typically available on both major platforms. ## Version history (last 5 releases) ### 1.60.4 — 2026-08-14 What’s New in Permata ME 1. Apply for Permata KKI (Kartu Kredit Indonesia) directly from Permata ME. 2. Now you can pay your QRIS transaction using Permata KKI (Kartu Kredit Indonesia) as a source of fund. 3. Bug fixes are performed regularly to give you a better banking experience. For the best experience, use a device running iOS 15.0 or later. ### 1.60.2 — 2026-07-18 What’s New in Permata ME 1. Mobile PIN is now available to authenticate your online transactions more conveniently. 2. Apply for Tabungan Permata KPR Bijak, Tabungan iB KPR Bijak, and Giro Home Ready Cash directly from Permata ME. 3. More Telkomsel data package options, along with exclusive Telkomsel Special Offers. For the best experience, use a device running iOS 15.0 or later. ### 1.60.1 — 2026-07-14 What’s New in Permata ME 1. Mobile PIN is now available to authenticate your online transactions more conveniently. 2. Apply for Tabungan Permata KPR Bijak, Tabungan iB KPR Bijak, and Giro Home Ready Cash directly from Permata ME. 3. More Telkomsel data package options, along with exclusive Telkomsel Special Offers. For the best experience, use a device running iOS 15.0 or later. ### 1.59.4 — 2026-05-25 Hello, On this update, we squashed those pesky bugs to give you better banking experience. Let’s update the app! ### 1.59.3 — 2026-05-12 Hello, Happy Eid! May this day bring new hope and blessing. Here’s what’s new on the latest update: 1. Convert your credit card bill to installments easily. 2. Stay in control of your credit card transaction anytime. 3. Check your latest credit card reward points. 4. Apply for iB Haji Khusus & iB Umrah Berkah savings. 5. Do QRIS transaction to collect more Permata Poin. 6. Now you can apply more than one KTA iB Multiguna financing. Let’s update and enjoy the new feature! ## Apps similar to Permata ME | App | Rating | Price | Category | | --- | --- | --- | --- | | [Continental Bank](https://appshunter.io/ios/app/continental-bank/id1527526340) | 4.2 (5) | Free | Finance | | [Banco Río Token](https://appshunter.io/ios/app/banco-rio-token/id1526318960) | — | Free | Finance | | [Currency Now](https://appshunter.io/ios/app/currency-now/id1525402900) | — | Free | Finance | | [Gold Loan at Home](https://appshunter.io/ios/app/gold-loan-at-home/id1527737940) | — | Free | Finance | | [Metro Bank Authenticator](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800) | — | Free | Finance | | [KRAKONS Wallet](https://appshunter.io/ios/app/krakons-wallet/id1524413440) | — | Free | Finance | ## More apps by PT. Bank Permata, Tbk - [Permata eBusiness](https://appshunter.io/ios/app/permata-ebusiness/id1167432217) - [Permata QR Merchant](https://appshunter.io/ios/app/permata-qr-merchant/id1534527491) All apps by PT. Bank Permata, Tbk: https://appshunter.io/developer/514474576 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*