# Permata ME — user reviews

> 167 indexed App Store user reviews of Permata ME by PT. Bank Permata, Tbk, rated 3.10/5 from 77 ratings.

- Source: https://appshunter.io/ios/app/permata-me/id1323973644/reviews
- App overview in markdown: https://appshunter.io/ios/app/permata-me/id1323973644.md
- Rating breakdown: 5★ 32 · 4★ 3 · 3★ 8 · 2★ 7 · 1★ 27

## Newest reviews (18 of 167)

### 3/5 — Pembaruan versi permata

*2025-12-05, version 1.58.4*

Saat update yg terbaru dr Pg smp mlm blm bs jg
Gimana sy akan lakukan mobile banking hr ini gagal

### 3/5 — tolol

*2025-12-05, version 1.58.4*

gajelas saldo tiba tiba kepotong entah gatau kemana gada riwayat terpotongnya lagi aplikasi tolol

### 1/5 — Gak bisa login

*2025-11-29, version 1.58.3*

Baru reinstall eh mau login aja gak bisa mulu, keterangannya “we are currently having technical issue and working urgently to resume service”, untung udah gak pakai ini sebagai rekening utama, dulu cuma pakai ini karena gratis transfer aja. Sekarang banyak pilihan bank lain buat gratis transfer dan aplikasinya cukup stabil.

### 1/5 — MASALAH KARTU

*2025-11-28, version 1.58.3*

MENELEPON MELALUI LAYANAN TELEPON CUMA MENGHABISKAN PULSA DAN TIDAK ADA SOLUSI. 
MENGHABISKAN 20rb PULSA UNTUK PENGAKTIFAN REKENING DORMAN TETAPI TETAP DITOLAK, BANK SAMPAHH !!

### 1/5 — Kurang baik

*2025-11-27, version 1.58.3*

Setiap mau login susahhh banget , sering eror, sering terjadi kendala !

### 2/5 — Reduce Motion

*2025-11-27, version 1.58.3*

THIS IS SOOOO BAD. Why you don't allow accessibility features? I only turn on the reduce motion, it will not break ur app!

### 2/5 — Koneksi permata jelek

*2025-11-27, version 1.58.3*

Saya ngga ngerti ya dgn aplikasi ini. Aplikasi ini cepet dan lancar kalau dibuka pake wifi doang, tp kalau pake data seluler selalu loading doang. Saya coba bandingkan dengan mbanking lain bisa dibuka bahkan dengan sinyal data seluler yg lemah. Tolong diperbaiki, permata ME ini udh jadi mbanking utama saya, tp gara gara kendala ini jadi saya pindah ke mbanking lain.

### 1/5 — M Banking Lemot Di Indonesia

*2025-11-26, version 1.58.3*

Parahhh , lemot habisss , gak efisien , susah sangat di pakai nya

### 2/5 — Error Setelah Update

*2025-11-26, version 1.58.3*

Setelah dipakai transaksi, layar menjadi blank, setelah di update versi terbaru

### 1/5 — Telemarketing nyepam udah kayak saya pinjol ngga bayar 10 tahun

*2025-11-26, version 1.58.3*

Spamming berlebihan untuk penawaran jasa asuransi dan lainnya sangat2 berlebihan. Sudah 20 nomor diblokir. Tapi tetap saja bisa nelepon lagi dengan nomor lain. Yang awalnya tertarik, jadi kesal karena semua teleponnya menganggu jam kerja.

### 1/5 — A disaster for some

*2025-10-16, version 1.57.6*

Permata now use Premium sms services for verification codes. My network provider does not support this so when changing phones I have lost all of my banking services. I contacted Permata Care and followed their instructions, the first sms went to my chosen number but the second sms, deeper in the setting up of the app went to my other provider that does not support premium sms. Unfortunately Care do not know what they are doing in giving incorrect advice.
To make matters worse Care sent me an email to me that was addressed to another person

### 1/5 — CANNOT OPEN APPLICATION FROM ABROAD

*2025-10-09, version 1.57.6*

Crazy low level of service, I am abroad for more than 6 months , I have money on my account but cannot use them. Plus my card is always blocked with no reason !!! Could pay online by card, now cannot, they blocked with no reason. And I am abroad , has no access to the card, no access to the account. 🤦🏻‍♀️🤦🏻‍♀️🤦🏻‍♀️

### 1/5 — Terrible total balance feature

*2025-09-05*

This app has a terrible new feature trying to show the total balance with on hold funds for all mortgage accounts. Obviously it has created confusion to customers since we need to deduct that total balance with total on hold funds. 

To solve this issue PLEASE add another balance information on each account page for total balance that can be used (excluding on hold funds). In this way customers will have all information they need when they want to check their account balance to n real time.

**Developer response:** Hi Mr/Mrs esha2000. Thank you for using the Permata ME app. Your review will be used as input for future Permata ME services.
PLEASE BE AWARE if you receive emails, SMS, chats, or calls claiming to be from Permata Bank. Immediately contact Permata Tel if you encounter anything suspicious. Thank you ~Erla

### 3/5 — App works pretty well, but I'd like to provide input.

*2025-08-23*

Not providing your PermataBank Preferred clients free transfer on Online (BI FAST only) just feels stingy. I have an account with another bank considered bigger than Permata in Indonesia and it offers free interbank transfer, both by BI FAST and Online, with minimum balance of just 2 mio.

I also previously failed to purchase USD bonds in this app. Since I have downgraded to Preferred from Prio, I didn't have access to any RM. Of course I didn't bother to visit them just to fix the problem. I just ended up buying USD bonds somewhere else.

I might as well downgrade from Preferred to normal after I'm done paying my mortgage with Permata, since you don't seem to provide any kind of benefit with Preferred.

**Developer response:** Hi Mr/Mrs Meong1212. We would like to inform you that online transfer transactions for Permata Bank Preferred customers are not subject to administrative fees when conducted through the Permata ME app.

Regarding issues with unsuccessful bond purchases, please contact PermataTel at 1500111 (premium rate) or 021-29850611 (standard rate) so our team can conduct further checks.
PLEASE BE CAUTIOUS if you receive emails, SMS, chats, or calls claiming to be from Permata Bank. Please contact Permata Tel immediately if you encounter any suspicious activity. Thanks ~Erla

### 4/5 — Для русскоговорящих

*2025-08-10, version 1.57.4*

Может кому-нибудь поможет этот комментарий. Мучился с проблемой входа приложения из РФ, приложение постоянно указывало на технические неполадки. потом как-то зашел с VPN и понял, что приложение теперь работает только с VPN

### 1/5 — Crashing

*2025-08-02, version 1.57.3*

App crashing while I’m trying to open

### 1/5 — Terrible for travelers

*2025-07-19, version 1.57.1*

The app doesn’t open if you are outside Indonesia. And nobody cares. Thanks God I had a second bank as a backup… so disappointed.

### 1/5 — App doesn’t work

*2025-06-23, version 1.56.1*

The App won’t work for iPhone. It says there is a technical issue, but it’s been for month already. Please fix it

## Most critical reviews (10 lowest-rated)

### 1/5 — Worst app ever! Fire the app creator the one who make changes last year or two!

*2026-05-16, version 1.59.3*

Got stupid scheme to pay for tokopedia virtual number instead of past the number into usual trabsfer they want me to go into section of pay bill! Who made this— he is non adequate. I can’t download the statement with currwnt balance on the card what a province service?! Get all of your money from this bank they pay to the app creator who make their brand worst bank on the planet. Fue

### 1/5 — Terrible service !!

*2026-04-01*

I’ve been trying to access my account for more than 11 days and I am still trying to! Called their customer support which is the most terrible support ever .. they just say the same thing and till this moment I can not open my account.. and I have all information! It’s a bug in their system and they just keep telling me wait 1 more day .. just terrible experience! Even when I went to their office they said the same thing ..

**Developer response:** Hi Mr./Ms. Krawtech
We apologize for the inconvenience. If you are still experiencing problems using the Permata ME app, please provide details of your complaint by contacting Permata Tel toll-free via the Permata ME Help Center or 1500111 for a check. PLEASE BE WARNED if you receive an email, SMS, chat, or call claiming to be from Permata Bank.Tks~Siska

### 1/5 — FORCE UPDATE TP GABISA DIDOWNLOAD

*2025-12-05, version 1.58.4*

Aneh, saya mau transaksi jadi repot, antrian udah panjang. Brgsk

### 1/5 — History transaksi jadi tidak ada

*2025-12-04, version 1.58.4*

History transaksi kok jadi gaada ya, padahal penting banget itu, masa download estatement terus tiap kali mau cek, gimana sih di update malah makin konyol

### 1/5 — JELEKKK

*2025-12-04, version 1.58.4*

saya mencoba login tbtb out sendiri. Huhh bnr bnr jelek!

### 1/5 — Aplikasi ga guna

*2025-12-01, version 1.58.3*

Ga recomend jelek, aplikasi berat, sistem gangguan mulu

### 1/5 — sampah

*2025-11-30, version 1.58.3*

nih apk setiap gj an ada aja masalah ya,padahal jaringan bagus knp eror terus

### 1/5 — aplikasi tolol

*2025-11-29, version 1.58.3*

ga becus kerja lo pada ribet

### 1/5 — Aplikasi eror

*2025-11-29, version 1.58.3*

Tidak bisa masuk, stuck di captcha, aplikasi dibuka lama lalu keluar sendiri, mohon ditindaklanjuti sepertinya afa yang salah saat update terakhir, karena sebelumnya saya pakai baik2 saja

### 1/5 — Susah login

*2025-11-29, version 1.58.3*

Susah login 🤦🏻‍♂️

## Most praised reviews (10 highest-rated)

### 5/5 — Sudah ada perbaikan

*2025-12-04, version 1.58.4*

Sekarang mudah ko masih aman juga dan sudah tidak perlu OTP buat transaksi semoga lebih baik lagi

### 5/5 — The best banking App in Indonesia

*2025-07-21, version 1.57.1*

Everything works quite well

### 5/5 — Great fast easy

*2025-01-11*

I have been using the app for last 3 years. And I’m satisfied for simple interface and for easy use

### 5/5 — Nice

*2024-12-11, version 1.54.6*

I like the last UI update

### 5/5 — Great app

*2024-10-07, version 1.54.1*

Everything good

### 5/5 — Best banking 🏦

*2024-05-03, version 1.51.6*

Top app for Asia market!) thanks, guys!) 🌟

### 5/5 — Nice app, it’s rating must be higher

*2023-11-21, version 1.49.5*

I’ll see how the latest update goes

been using the app for several years- it’s nice, easy, saves your data so you don’t need to write it again every time (I meen gopay, shopee, pln, plus you can save ‘favorites’)

qr pay is also good

### 5/5 — Permata mobile x

*2023-03-17, version 1.44.2*

Memberikan kami kemudahan dalam bertransaksi

### 5/5 — Permata Mobile X

*2021-11-07, version 1.35.2*

Sangat membantu dan sangat mempermudah segala urusan yg berhubungan transaksi Permata Mobile X memang terbaik

### 5/5 — permatamobilex keren

*2021-04-22, version 1.29.2*

gampang mau bayar pas lg jajan. pake qr pmobx di merchant qr permata. bisa dpt cashback.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*
