# PerPaisa — Split, Budget, Track Wealth

> Free expense splitting, portfolio tracking, and goal-based financial management. (iPhone/iPad app by Anand Mittal.)

- Source: https://appshunter.io/ios/app/perpaisa/id6759680813 (this page in markdown: same URL + `.md`)
- Developer: [Anand Mittal](https://appshunter.io/developer/1880160911)
- Category: Productivity, Utilities
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 36 MB
- Languages: American English
- Released: 2026-03-10
- Data updated: 2026-09-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/perpaisa/id6759680813/reviews.md

## What is PerPaisa?

Three money apps in one — and all of it free.

Most of us end up with a bill-splitting app, a budgeting app, and a spreadsheet somewhere for investments. PerPaisa replaces all three.

SPLIT EXPENSES WITHOUT THE AWKWARD PART
Add an expense once and PerPaisa figures out who owes whom. Split it equally, by exact amounts, by percentage, or by shares — whatever the situation actually calls for.
Create groups for trips, flat rent, or a dinner that got out of hand. When the maths gets tangled, debt simplification collapses it: five people settling ten times becomes two payments.

Add your UPI ID and friends can settle up in a tap. Set up recurring expenses for rent and subscriptions so you stop re-entering the same thing every month. Everything lands in an activity feed you can scroll back through — and undo, when someone inevitably taps the wrong button.
Need the whole thing in a spreadsheet anyway? Export any group to CSV.

BUDGETS YOU MIGHT ACTUALLY STICK TO
Set a spending goal, split it into your own categories, and watch where the money is going while you can still do something about it.
Share a goal with a partner or a flatmate so you are both looking at the same number. Analytics show you which categories are quietly eating the month.

Adding an expense takes a couple of seconds — type it in plain English, like "450 groceries", and PerPaisa sorts out the rest.

WATCH YOUR NET WORTH MOVE
Savings, investments, property, the money sitting in six different apps — log it all in one place, month by month, and see the line over time instead of guessing.

WHAT IT COSTS
Nothing. Not free-for-thirty-days, not free-until-you-need-the-good-part. Every feature described above is available to everyone, with no cap on groups, friends, or expenses.
We think splitting a dinner bill with your friends should not require a subscription.

A FEW MORE THINGS
Built for India: rupees, UPI, and the way people here actually settle up.
Sign in with Apple, Google, or just your email — there is no password to forget.
Your data belongs to you. Delete your account from inside the app and it all goes with it.

Got an idea, or something is broken? Send feedback from the app. A real person reads it.

## Key features

- Group expense splitting
- Flexible split options
- Portfolio net worth tracking
- Goal-based budgeting
- Spending analytics
- Simplified settlements

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/perpaisa/id6759680813/reviews.md

### 5/5 — Very useful app!

*2026-04-05*

Seeing the spending breakdown every month was a real wake-up call. PerPaisa's reports and trend analysis made me spot patterns I never noticed before. Combined with the savings goals feature, I've become so much more intentional with money. Simple, beautiful, and effective.

## Frequently asked questions about PerPaisa

### How does PerPaisa handle expense splitting?

PerPaisa allows you to create groups for trips, home, or office and add expenses with flexible splits (equal, percentage, or custom). It clearly shows who owes whom and offers simplified settlements to clear debts.

### Can PerPaisa track investments?

Yes, PerPaisa offers portfolio tracking where you can monitor your net worth month-on-month. You can add asset values and view their growth at a glance, consolidating investments, savings, and assets.

### What are the goal-based features in PerPaisa?

PerPaisa enables you to set financial goals and track your spending against them. It helps you manage budgets to stay on target and provides insights into your spending patterns.

### Is PerPaisa free to use?

Yes, the core features of PerPaisa, including expense splitting, portfolio tracking, and goal management, are completely free to use. There are no premium plans required for these functionalities.

### How often is PerPaisa updated?

The latest version of PerPaisa is 2.0.1, and it was last updated on June 2, 2026. Updates typically include new features, bug fixes, and performance improvements.

### What devices does PerPaisa support?

PerPaisa is supported on iPhone and iPod devices. It is designed for iOS users looking to manage their finances on the go.

### What is the age rating for PerPaisa?

PerPaisa has an age rating of 4+, making it suitable for a wide range of users. This rating indicates it contains no mature content.

### Does PerPaisa have ads?

No, PerPaisa does not contain advertisements. The app is free to use without any ad interruptions.

## Version history (last 5 releases)

### 3.6.0 — 2026-09-07

New
- AI Portfolio Review — a plain-language read of how your portfolio is shaped: what it's concentrated in, what moved over the last six months, and how much you could actually reach quickly. One review a week, and your last five are kept.
- Import from Splitwise — bring a whole group's history across from a Splitwise CSV export, with a preview of exactly what will be created before anything is added.
- Expense history — every expense now shows who changed what and when. "Amount changed from ₹400 to ₹600", not just "updated".
- Pay by UPI when settling up — hand the payment straight to your UPI app with the amount and payee already filled in.

Improved
- Portfolio holdings now show each holding's share, what changed since you last updated it, and flag anything you haven't updated in a while.
- Money you owe — a credit card, for instance — is shown as a debt rather than mixed in with what you hold.
- Expense details now show who paid and who owes as one picture, with what it means for your balance.
- Wider trend charts, pull-to-refresh on more screens, and a tidier look throughout.

Fixed
- Percentages in your portfolio could add up to more than 100% when a debt was involved.
- Holdings that started small showed nonsense growth figures like "+4047%".
- You couldn't record a debt, or delete a portfolio entry, from the app at all.

### 3.4.0 — 2026-09-01

Groundwork for a faster PerPaisa.

We have rebuilt the app's foundation so screens can run natively rather than in a web view. You will see the difference over the next few updates, starting with the dashboard.
Nothing changes in how you use the app — your groups, expenses, budgets and net worth are all exactly as you left them.

### 2.0.2 — 2026-08-27

What's new:
- Fresh redesign — cleaner, purple-accented look across the app
- Fixed: older expenses no longer disappear from group history — scroll down to load more
- Fixed: balances now always add up correctly, down to the last paisa
- New: export a group's full expense history as a CSV file (Settings → Export)
- Fixed: pull-to-refresh gesture no longer drops mid-pull
- Fixed: decimal amount input issues when adding expenses

### 2.0.1 — 2026-06-02

Mobile
- Splash screen redesigned with a faster zoom-in exit animation (~2s, down from ~4s)

Bug Fixes
- Decimal amounts (e.g. ₹1.50) can now be entered in expense forms
- Deleting an expense now correctly refreshes all balance and settlement totals

Improvements
- Pull down to refresh on the Balances page

### 2.0.0 — 2026-04-05

- Find and add friends from your phone contacts when splitting expenses
- Invite contacts not yet on PerPaisa via SMS or email                                                                                                                                
- Add group members by phone number, not just email

## Apps similar to PerPaisa

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [TextMeter](https://appshunter.io/ios/app/textmeter/id6799174085) | 5.0 (3) | Free | Productivity |
| [Kalesh: Roommate App](https://appshunter.io/ios/app/kalesh-roommate-app/id6791505417) | — | Free | Productivity |
| [AI Voice Notes - OneKey](https://appshunter.io/ios/app/ai-voice-notes-onekey/id6752220994) | 5.0 (1) | Free | Productivity |
| [Junagadh 311](https://appshunter.io/ios/app/junagadh-311/id1173150948) | 1.0 (1) | Free | Productivity |
| [Habit Tracker - TaskBit](https://appshunter.io/ios/app/habit-tracker-taskbit/id6760386293) | — | Free | Productivity |
| [Pills.Kit - Med Tracker](https://appshunter.io/ios/app/pillskit-med-tracker/id1519785862) | — | Free | Productivity |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-29.*
