# Personal Budgeter — Envelope budgeting by paycheck

> Envelope budgeting by paycheck (iPhone/iPad app by Keyan Fast.)

- Source: https://appshunter.io/ios/app/personal-budgeter/id6823682213 (this page in markdown: same URL + `.md`)
- Developer: [Keyan Fast](https://appshunter.io/developer/6822885301)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 26.0 · 6 MB
- Languages: American English
- Released: 2026-11-04
- Data updated: 2026-11-07

## What is Personal Budgeter?

Personal Budgeter is an envelope budget built around your paychecks.

When a paycheck comes in, the app offers to move a share of it to savings. The rest fills your monthly categories, and whatever isn't assigned shows up as unallocated: money you can still spend. Logging a purchase is quick. Type the amount, pick a category, and you're done.

What's in it:
• Monthly categories with a plan for each and a bar showing what's left
• An unallocated number that shows what's really free to spend
• A buffer you keep aside that never counts as spending money
• Repeating bills and subscriptions that charge themselves on their day
• Loans and credit cards with interest, minimum payments and a payoff estimate
• An optional giving percent, held back from each paycheck until you give it
• A month-end report where you decide what carries over to next month
• Trends comparing what you planned with what you spent
• Siri: "Log a Groceries expense in Budgeter"

Your budget stays on your phone. There's no account to create, no ads, and nothing is sent to me. You can export your whole budget as a file whenever you want.

## Is Personal Budgeter safe?

Not enough ratings yet to assess Personal Budgeter.

## Is Personal Budgeter legit?

Personal Budgeter has limited verification signals. The AppsHunter Legitimacy Score for Personal Budgeter is 50 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-11-04

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-07.*