# Personal Finance Calculator — Understand Your Finances

> Understand Your Finances (iPhone/iPad app by Stuart Landon.)

- Source: https://appshunter.io/ios/app/personal-finance-calculator/id6444350749 (this page in markdown: same URL + `.md`)
- Developer: [Stuart Landon](https://appshunter.io/developer/1654069418)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 14.0 · 5 MB
- Languages: English
- Released: 2022-11-13
- Data updated: 2026-06-01
- User reviews in markdown: https://appshunter.io/ios/app/personal-finance-calculator/id6444350749/reviews.md

## What is Personal Finance Calculator?

Better understand financial decisions and the consequences of these decisions, so you can make better choices. More than 30 different types of personal finance calculations are included. These cover loans, debt, credit cards, mortgages, saving, investment, retirement, and the effects of inflation, taxes and interest rates. Examples of included calculations: Determine the maximum amount that can be borrowed if monthly loan payments are not to exceed a maximum target level; calculate the monthly payment required to pay off a credit card balance in a chosen target length of time; determine the level of spending while working that will allow you to save enough to finance a target level of retirement spending. 

- Easily email the results of the calculations.
-The app is simple to use and explains the results of each calculation in clear language. 
- Easy to employ calculation interface.
- No prior knowledge or expertise is required to use the app or understand the results. 
- No ads.
- No user information collected.
- No need to go to a website or give information through a web browser.
- The usefulness of each calculation is explained.
- The calculations can be carried out with the provided default values (for interest rates, inflation rates, etc.), based on real world data, or adapted to individual circumstances, so the calculations are very flexible.
- Details of the methodology used by each calculation are provided.


## Version history (last 4 releases)

### 2.1 — 2023-03-30

New calculation added:  After-tax bond yield.  Important to know before investing since bonds with identical pre-tax yields can have very different after-tax yields.

### 2.0 — 2023-01-20

Can now be used with Dark Mode.
Minor changes to the interface and notes to users.
Version 2.0 makes the app available to Mac devices as well as iPads.

### 1.1 — 2022-12-08

Two new types of calculations are added:
	-  Calculate the inflation rate for your expenditures
	-  Calculate the maximum mortgage consistent with a given monthly payment 
Minor changes to the interface and notes to users.

### 1.0 — 2022-11-13

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*