# Personal Ledger: Pro Finance — Double-Entry Expense & Asset > Personal finance app with double-entry bookkeeping and net worth tracking. (iPhone/iPad app by 斌 曾.) - Source: https://appshunter.io/ios/app/personal-ledger-pro-finance/id6758211676 (this page in markdown: same URL + `.md`) - Developer: [斌 曾](https://appshunter.io/developer/1866965318) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 26.0 · 40 MB - Languages: American English, Dutch, French (France), German (Germany), Italian, Japanese, Korean, European Portuguese, Chinese (Simplified, China), European Spanish and 1 more - Released: 2026-02-10 - Data updated: 2026-08-22 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/personal-ledger-pro-finance/id6758211676/reviews.md ## What is Personal Ledger? Master your Net Worth with professional double-entry bookkeeping. Offline-first, secure, and generates real Balance Sheets. Stop tracking just expenses. Start managing your wealth. Personal Ledger brings professional double-entry bookkeeping to your pocket, simplified for individuals. Why Personal Ledger? Unlike standard expense trackers, we use an accounting engine that tracks where money comes from and where it goes. Key Features: Double-Entry Engine: Every transaction automatically balances assets and liabilities. Balance Sheet: See your Net Worth instantly. Track cash, investments, real estate, and debts in one view. Offline & Private: Your financial data never leaves your device. No servers, no tracking. Comprehensive Reports: Income Statement, Cash Flow, and Trend Analysis. Debt Manager: Track who owes you money (Accounts Receivable) and who you owe (Accounts Payable). ## Key features - Double-entry bookkeeping engine - Real-time balance sheet - Offline data storage - Comprehensive financial reports - Debt management (AR/AP) - Net worth tracking ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Pro Lifetime | $3.99 | one-time | ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/personal-ledger-pro-finance/id6758211676/reviews.md ### 5/5 — Top tier app *2026-07-21* Amazing app so far, hope you get the recognition you deserve premium is totally worth it :) . If I have any suggestions I’ll be sure to email them. Ty for listening to my suggestion so quickly. **Developer response:** Thank you so much for your recognition and valuable suggestion! The custom income and expense categories feature is currently in development and is expected to be launched in version 1.2.0 this month. Stay tuned for the update! ### 4/5 — Great app *2026-05-05* Please continue adding great features I’d love to see custom category’s for income and expenses **Developer response:** Thank you so much for your recognition and valuable suggestion! The custom income and expense categories feature is currently in development and is expected to be launched in version 1.2.0 this month. Stay tuned for the update! ## Frequently asked questions about Personal Ledger ### What is Personal Ledger's core functionality? Personal Ledger provides professional double-entry bookkeeping for individuals. It tracks the flow of money, manages assets and liabilities, and generates financial reports like balance sheets to help you understand your net worth. ### Is Personal Ledger free to use? Yes, Personal Ledger is available for free. It also offers in-app purchases for additional features or content. ### Does Personal Ledger have ads? No, Personal Ledger does not contain advertisements. It focuses on providing a clean and uninterrupted financial management experience. ### How secure is my financial data with Personal Ledger? Personal Ledger is designed with privacy in mind. It is an offline-first application, meaning your financial data never leaves your device, and there are no servers involved for tracking. ### What types of financial reports can I generate with Personal Ledger? You can generate comprehensive reports including an Income Statement, Cash Flow statement, and Trend Analysis. It also provides an instant Balance Sheet to view your net worth. ### What devices is Personal Ledger compatible with? Personal Ledger is compatible with iPhone, iPad, and iPod devices. ### How often is Personal Ledger updated? The latest version of Personal Ledger is 1.2.1, which was last updated on June 25, 2026. Updates typically include improvements and new features. ### What is the age rating for Personal Ledger? Personal Ledger has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 5 releases) ### 2.0.0 — 2026-08-03 Full UI redesign with iOS 26 liquid glass style； Add yearly statistics switch for 3 asset reports； Fix data bugs in report statistics & export； ### 1.3.0 — 2026-07-15 You can now edit past accounting records; calendar view added for transaction details; optimized interactions to improve user experience. ### 1.2.1 — 2026-06-25 UI interaction optimized for better user experience ### 1.2.0 — 2026-05-11 1.New Pro feature: Custom business categories in Settings 2.Optimized default business categories with new additions 3.Improved UI design and interaction for better experience ### 1.1.1 — 2026-04-17 Added quick bookkeeping feature; Improved user interaction; Fixed known issues; ## More apps by 斌 曾 - [Memorial Memo - Family Legacy](https://appshunter.io/ios/app/memorial-memo-family-legacy/id6757459548) - [Labyrinthos: Echoes](https://appshunter.io/ios/app/labyrinthos-echoes/id6757542971) - [Schengen 90: Visa Calculator](https://appshunter.io/ios/app/schengen-90-visa-calculator/id6757907393) - [Truck Recap: HOS Calculator](https://appshunter.io/ios/app/truck-recap-hos-calculator/id6757929285) - [小微记账 - 小微企业离线财务账本](https://appshunter.io/ios/app/id6758025876) All apps by 斌 曾: https://appshunter.io/developer/1866965318 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*