# Personal Loan for Bad Credit — Need Money Now? Borrow Online > Connects users with lenders for fast personal loans and cash advances. (iPhone/iPad app by ADLIB LOANS LIMITED.) - Source: https://appshunter.io/ios/app/personal-loan-for-bad-credit/id1591064047 (this page in markdown: same URL + `.md`) - Developer: [ADLIB LOANS LIMITED](https://appshunter.io/developer/1589247510) - Category: Finance - Price: Free - Rating: 4.52/5 from 560 App Store ratings · 31 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 30 MB - Languages: English - Released: 2022-01-06 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/personal-loan-for-bad-credit/id1591064047/reviews.md ## What is Personal Loan for Bad Credit? Do you need a cash advance today? This personal loan app is suitable for covering any unforeseen expenses. Consumers can easily borrow money for their urgent needs and receive cash within the same business day. Utilize this money loan app and get your financial disruptions solved at once. If you need money and want to borrow additional funds for the short term, this is one of the top money apps suitable for taking out instant loans and installment loans. Your credit score isn’t the only factor for requesting the funds or a personal loan. Personal loans represent fast money solution tailored to the needs of the client and issued for a couple of weeks. Creditors can loan money to the borrowers through this cash loan app. The money lender is available at any time of the day. Lending credit tree is important to consumers who can’t make the ends meet and require quick money till the next salary day. Getting a personal loan in the form of an instant cash advance is very convenient today with a streamlined application process. There are many benefits of turning to the lender if you need money: - Instant application for a personal loan - Cash loan for your needs - Advance loan bad credit - Streamlined cash withdrawal - Borrow fast money 24/7 - Soft credit pull Whenever you need to obtain an instant payday cash advance or a personal loan, the money lender from our huge database can help you reach your financial goals or avoid overdue bills. Lending advance club is widespread among borrowers with any credit rating who need money for a couple of weeks and seek reliable loans. Material Disclosure This speedy cash app is not a direct personal loan lender, but a connecting service cooperating with direct pay advance lenders. Our advance app doesn’t charge any fees from the consumers for matching them with the service providers. While you need money and submit your private, financial, and employment information for instant cash in this paycheck advance app, you agree to allow the creditors to verify your details. You are not obliged to use this cash app, borrow fast money, or get a personal loan until the next salary day through any offer. The citizens of certain states may not be eligible for the money borrowing or the personal loan. The minimum period for instant pay day advance loan repayment is 65 days. The terms vary depending on the money lender you get in touch with. APR (Annual Percentage Rate) is a yearly interest rate charged when you borrow a pay day loan. It includes the initial interest rates and additional fees. The APR differs among service providers, while many crediting institutions offer maximum 35.99%. Such paycheck advance is unsecured and often given to clients with good or excellent rating. Keep in mind that no credit check loans are a myth, because any lending company will commit a credit check to verify the applicant, although this check is usually a soft one and doesn’t affect credit rating. Though, some consumers may get approved for a personal loan bad credit. Our lending app is not involved in the lending process, hence we can’t claim a particular APR for sure once you submit your money borrowing request for loans. Credit decisions and terms vary between pay day lenders and are based on the client’s income, employment, rating, etc. The service provider is legally obliged to inform you of the APR and all the conditions before you sign the agreement for a bad credit. Certain states limit the rates that a money lender may charge you. A representative example of the total personal loan cost (all applicable fees are included): Amount - $1000; term – 3 months; APR – 32% Your monthly repayment is $351,27. The total amount payable is $1053,81. The total interest is $53,81. The app is developed and operated by Adlib Loans Limited. ## Key features - Instant personal loan application - Cash loans for urgent needs - Advance loans for bad credit - Streamlined cash withdrawal - Borrow fast money 24/7 - Soft credit pull ## What do users think of Personal Loan for Bad Credit? Overall sentiment: mixed **Pros** - 🚀 Fast loan processing and quick money disbursement - 👍 Convenient online application process - 🏠 No need to leave home for application - 📱 Simple and minimal documentation required - 💳 Money credited to card within 20 minutes - 🔄 Works around the clock - 💡 Variety of lender options available - ✅ Accessible to people with bad credit history - 📞 No calls to relatives or employers - ⭐ Credit score improvement possible with timely payments **Cons** - ⚠️ Data privacy concerns and information sharing - 🚫 False advertising about loan approval - 🔗 Redirects to third-party lenders instead of providing loans - 🐛 App crashes and frequent force closures - ⏳ Slow approval process - 🔄 Processing screen hangs and freezes - 💰 High interest rates and fees - 😞 No actual loans provided despite claims - 🤥 Misleading marketing for bad credit borrowers **Commonly reported bugs** - App crashes and exits unexpectedly - Processing screen hangs indefinitely - App takes users out of application flow - Requires multiple restarts to complete application **Most requested features** - Direct loan approval without third-party redirects - Improved app stability and crash prevention - Transparent fee and interest rate disclosure - Better credit score assessment tools ## Recent user reviews (10 of 31) All indexed reviews: https://appshunter.io/ios/app/personal-loan-for-bad-credit/id1591064047/reviews.md ### 1/5 — Scam *2024-07-26* Just another app that takes your info and sends it to hundreds of other people. They do not give loans and do not even send you to lenders. I ou will not get a loan ### 1/5 — Loan *2024-07-16* No loan even if I have bad credit ### 1/5 — Sad customer *2024-04-28* Slow to be approved It keeps taking me out of the app I have to restart several times Very disappointed with this app **Developer response:** Thank you for taking the time to share your experience. We sincerely apologize for the inconvenience caused by the slow approval process and the technical issues with our app. We are constantly working on improving our service and app functionality. Your feedback is invaluable to us, and we are addressing these issues to ensure a smoother experience for all our users. Please reach out to our support team if you need further assistance or to discuss your specific case. ### 5/5 — Loan for house rent *2024-04-05* Pls I need this loan to service my house rent, I will comply with all your terms, thank you **Developer response:** Thanks! ### 1/5 — 😒 *2024-03-04* Can’t even explain ☹️ **Developer response:** Hi. Tell us about your problem in more detail. ### 1/5 — Made it all the way to a Dead End *2022-11-13, version 1.1* 100% entered all my information. When I reached the processing screen at the end it remained hung up or stuck on the same screen for very long. It’s been over an hour and still no results. By the time this is resolved in 4 or 5 days it will be no point because I will have already been paid. I’ll just suffer for now. **Developer response:** We're truly sorry for the inconvenience and delay you've experienced. We understand the urgency and are looking into resolving this swiftly. Thank you for your patience. ### 1/5 — They will steal your money for 2 years!!!! *2022-10-14, version 1.1* They will steal your money for 2 years, don’t get this app! **Developer response:** Good afternoon! Tell us about your problem in more detail, who stole money from you? ### 1/5 — Such crap *2022-09-16, version 1.1* Why do you say loans/ cash advance for people w not great credit, but all y’all do is say “ we found a lenders for you” then it pulls up a crap load of different places??! So, this is false advertising!! If your gonna have a app that says loans for bad credit, then approve us!!’ **Developer response:** Good afternoon! We connect you with lenders for bad credit, there is nothing we can do if you are not approved, sorry ### 5/5 — You helped me a lot! *2022-07-31, version 1.1* I got into a difficult situation, I urgently needed money for medicines, but there was no money on the card. But health will not wait. That's why I had to use this app. I got the instant advance in less than an hour. But the main thing that I saved was my health. ### 5/5 — Very Fast! *2022-07-29, version 1.1* This really compares favorably with banks, where you have to spend a whole day to get the same amount. The online process took about 10 minutes, the finances are on the map, and most importantly, you don’t need to leave your home! ## Frequently asked questions about Personal Loan for Bad Credit ### What does this app do? This app acts as a connecting service, matching users with direct lenders who offer personal loans and cash advances. It is designed to help individuals cover unforeseen expenses or urgent financial needs with a streamlined application process. ### Can I get a loan with bad credit? Yes, this app is suitable for individuals with bad credit. While a credit check is typically performed by lenders, it is often a soft pull that does not affect your credit rating. Your credit score is not the sole factor considered for loan approval. ### How quickly can I receive funds? The app aims to provide fast funding, with options for receiving cash within the same business day. The exact speed of disbursement can vary depending on the specific lender you are connected with. ### Are there any fees to use this app? This app does not charge any fees to consumers for matching them with service providers. However, the lenders you connect with may have their own interest rates and fees associated with the loans. ### What are the repayment terms? The minimum repayment period for loans is 65 days, though terms can vary depending on the lender. Annual Percentage Rates (APR) also differ among service providers, with many offering a maximum of 35.99%. ## Version history (last 3 releases) ### 1.2 — 2023-12-28 Bug-fixes. Technical improvments. ### 1.1 — 2022-06-10 New screenshots, updated metadata and technical fixes. ### 1.0 — 2022-01-06 No release notes. ## Apps similar to Personal Loan for Bad Credit | App | Rating | Price | Category | | --- | --- | --- | --- | | [Payday Cash Advance: OPS Loans](https://appshunter.io/ios/app/payday-cash-advance-ops-loans/id1627740234) | 4.7 (650) | Free | Finance | | [Cash Advance: Provident Loans](https://appshunter.io/ios/app/cash-advance-provident-loans/id1626318063) | 4.8 (2,556) | Free | Finance | | [Same Day Loans: Cash Advance](https://appshunter.io/ios/app/same-day-loans-cash-advance/id1483826344) | 4.2 (502) | Free | Finance | | [Loans Connect - Cash Advance](https://appshunter.io/ios/app/loans-connect-cash-advance/id1597778718) | 4.3 (227) | Free | Finance | | [Payday Loans & Money Advance](https://appshunter.io/ios/app/payday-loans-and-money-advance/id1598597654) | 4.7 (216) | Free | Finance | | [AF247 - Advance Financial 24/7](https://appshunter.io/ios/app/af247-advance-financial-247/id1450238988) | 2.8 (146) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*