# Personal Loan for Bad Credit — user reviews > 31 indexed App Store user reviews of Personal Loan for Bad Credit by ADLIB LOANS LIMITED, rated 4.52/5 from 560 ratings. - Source: https://appshunter.io/ios/app/personal-loan-for-bad-credit/id1591064047/reviews - App overview in markdown: https://appshunter.io/ios/app/personal-loan-for-bad-credit/id1591064047.md - Rating breakdown: 5★ 474 · 4★ 14 · 3★ 11 · 2★ 11 · 1★ 50 ## What do users think of Personal Loan for Bad Credit? Overall sentiment: mixed **Pros** - 🚀 Fast loan processing and quick money disbursement - 👍 Convenient online application process - 🏠 No need to leave home for application - 📱 Simple and minimal documentation required - 💳 Money credited to card within 20 minutes - 🔄 Works around the clock - 💡 Variety of lender options available - ✅ Accessible to people with bad credit history - 📞 No calls to relatives or employers - ⭐ Credit score improvement possible with timely payments **Cons** - ⚠️ Data privacy concerns and information sharing - 🚫 False advertising about loan approval - 🔗 Redirects to third-party lenders instead of providing loans - 🐛 App crashes and frequent force closures - ⏳ Slow approval process - 🔄 Processing screen hangs and freezes - 💰 High interest rates and fees - 😞 No actual loans provided despite claims - 🤥 Misleading marketing for bad credit borrowers **Commonly reported bugs** - App crashes and exits unexpectedly - Processing screen hangs indefinitely - App takes users out of application flow - Requires multiple restarts to complete application **Most requested features** - Direct loan approval without third-party redirects - Improved app stability and crash prevention - Transparent fee and interest rate disclosure - Better credit score assessment tools ## Newest reviews (11 of 31) ### 5/5 — This app is good *2022-04-06, version 1.0* Great ;) ### 5/5 — Good app *2022-04-06, version 1.0* 🔥🔥🔥🔥 **Developer response:** 🔥🔥🔥🔥🔥🔥🔥🔥 ### 5/5 — GREAT *2022-03-07, version 1.0* i think this is the best app i have ever used. 5 starssss **Developer response:** thankssssss!) ### 5/5 — I love this application very much *2022-03-06, version 1.0* Good, handy app! I spent 8-10 minutes, got the needed sum and ran to make the necessary purchases, I recommend it! **Developer response:** thanks! ### 5/5 — Good app *2022-03-05, version 1.0* I liked to take a loan here because I didn’t even have to leave the house. The application process is completely online. Money comes during 20 minutes. According to the conditions, everything suited me. Recommend! **Developer response:** Thanks for your kind words! ### 5/5 — I like *2022-03-05, version 1.0* I liked it all very much. Money quickly comes on the card. Nobody calls relatives at work. no need to look for additional references or a guarantor. The purpose of the loan also does not matter. This is a great option. **Developer response:** Thank you! ### 5/5 — Love this app! *2022-03-04, version 1.0* This lending app is really nice, the app develops towards a powerful process, all for the sake of the client and his needs, it's the best app I have ever used. You won't regret it! **Developer response:** thanks! ### 5/5 — Like *2022-03-04, version 1.0* This app rescued me in a pandemic situation. My husband lost his job, so we had extra saving money. I didn't have a big payday cash advance, so I needed to solve this problem because it's also two children in our family. I was very grateful to this company. **Developer response:** happy to help! Hope all problems are solved! ### 5/5 — Nice app! *2022-03-03, version 1.0* In the end of the last year, I urgently needed to buy a sofa and a phone, but the phone can be borrowed, but with a sofa, it was not possible, so I decided to take a personal loan in this app and I have never regretted it. Everything is fair, fast, and easy. I trust you! **Developer response:** Thanks a lot for your story! ### 5/5 — Good APP *2022-03-03, version 1.0* Usually I borrow money from my friends or relatives, but one time it becomes so uncomfortable, that I decided to get $100 from this app. I'm very excited about this app. **Developer response:** good day! Thanks for trusting us! ### 5/5 — Like *2022-03-02, version 1.0* It is not the first time I have used this app. I am very satisfied, they helped out more than once, even in a situation with a bad credit history. **Developer response:** thanks for trusting us! ## Most critical reviews (10 lowest-rated) ### 1/5 — Scam *2024-07-26* Just another app that takes your info and sends it to hundreds of other people. They do not give loans and do not even send you to lenders. I ou will not get a loan ### 1/5 — Loan *2024-07-16* No loan even if I have bad credit ### 1/5 — Sad customer *2024-04-28* Slow to be approved It keeps taking me out of the app I have to restart several times Very disappointed with this app **Developer response:** Thank you for taking the time to share your experience. We sincerely apologize for the inconvenience caused by the slow approval process and the technical issues with our app. We are constantly working on improving our service and app functionality. Your feedback is invaluable to us, and we are addressing these issues to ensure a smoother experience for all our users. Please reach out to our support team if you need further assistance or to discuss your specific case. ### 1/5 — 😒 *2024-03-04* Can’t even explain ☹️ **Developer response:** Hi. Tell us about your problem in more detail. ### 1/5 — Made it all the way to a Dead End *2022-11-13, version 1.1* 100% entered all my information. When I reached the processing screen at the end it remained hung up or stuck on the same screen for very long. It’s been over an hour and still no results. By the time this is resolved in 4 or 5 days it will be no point because I will have already been paid. I’ll just suffer for now. **Developer response:** We're truly sorry for the inconvenience and delay you've experienced. We understand the urgency and are looking into resolving this swiftly. Thank you for your patience. ### 1/5 — They will steal your money for 2 years!!!! *2022-10-14, version 1.1* They will steal your money for 2 years, don’t get this app! **Developer response:** Good afternoon! Tell us about your problem in more detail, who stole money from you? ### 1/5 — Such crap *2022-09-16, version 1.1* Why do you say loans/ cash advance for people w not great credit, but all y’all do is say “ we found a lenders for you” then it pulls up a crap load of different places??! So, this is false advertising!! If your gonna have a app that says loans for bad credit, then approve us!!’ **Developer response:** Good afternoon! We connect you with lenders for bad credit, there is nothing we can do if you are not approved, sorry ### 1/5 — Scam *2022-06-28, version 1.1* Scam dont do it U dont know where ur information is going **Developer response:** Don't worry, we don't share information with third parties ### 1/5 — Not worth your time *2022-05-14, version 1.0* All it does is send you to page after page of loan providers something you could do yourself **Developer response:** Good afternoon! Sorry, please try again, there may have been an error ### 5/5 — Loan for house rent *2024-04-05* Pls I need this loan to service my house rent, I will comply with all your terms, thank you **Developer response:** Thanks! ## Most praised reviews (9 highest-rated) ### 5/5 — You helped me a lot! *2022-07-31, version 1.1* I got into a difficult situation, I urgently needed money for medicines, but there was no money on the card. But health will not wait. That's why I had to use this app. I got the instant advance in less than an hour. But the main thing that I saved was my health. ### 5/5 — Very Fast! *2022-07-29, version 1.1* This really compares favorably with banks, where you have to spend a whole day to get the same amount. The online process took about 10 minutes, the finances are on the map, and most importantly, you don’t need to leave your home! ### 5/5 — credit score improved! *2022-07-29, version 1.1* I would like to leave positive feedback. I had a bad credit history due to a late payment. I decided to use this app. I realized that if my situation is not critical, I will take a loan. I make my payments on time and I even improved my credit score. ### 5/5 — This app is good *2022-04-06, version 1.0* Coooooooool!!! ### 5/5 — Good app *2022-04-06, version 1.0* It is very convenient that all registration formalities are online. Documents are required at a minimum. If there are no serious nuances with the credit history, the borrowed money is credited to the card within 20 minutes. I was warned about interest in impregnation, so I paid on time. There were no problems. Thank you for the quick loan. ### 5/5 — Very good *2022-04-06, version 1.0* thank you! 🙏 **Developer response:** 🙏🙏🙏 ### 5/5 — This app is good *2022-04-06, version 1.0* Awesome app! **Developer response:** thanks! ### 5/5 — Good app *2022-04-06, version 1.0* We issued a loan to buy a TV. I liked the app's working around the clock, issued quickly, without any paperwork and queues. The money came automatically to my card. The percentage is small. Everyone is happy, thank you. ### 5/5 — Very good *2022-04-06, version 1.0* Recently I used this app for the first time. I couldn't understand how to apply. But everything worked out later. I think that I will take more advances! **Developer response:** Thank you for your trust! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*